Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Florida A & M University Federal Credit Union

Tallahassee, FloridaCredit UnionAtlanta Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Abandoned Property Fee$25Above the typical range ($5–$10 nationally)

Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=dormant_account; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Abandoned Property Fee | $25.00 per account" · Source

Account Research - Mininum 1 Hour, Plus Share Draft Checking/Transaction Item Copy (Per Copy)$25

$5 above the national median

per transaction · Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=account_research; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Account Research - Mininum 1 Hour, Plus Share Draft Checking/Transaction Item Copy (Per Copy) | $25.00 per hour" · Source

Christmas Club and Vacation Club - Closing or Early Withdrawal$25

$10 above the national median

Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=early_closure; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Christmas Club and Vacation Club - Closing or Early Withdrawal | $25.00" · Source

Due to Incorrect Address$5

$15 below the national median

per month · Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=account_research; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Due to Incorrect Address | $5.00 per month" · Source

Inactive Account (No Activity for 12 Months)$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=dormant_account; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Inactive Account (No Activity for 12 Months) | $5.00 per month" · Source

Paper Statement (Over 65 Years Free)$2

$1 below the national median

Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=paper_statement; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Paper Statement (Over 65 Years Free) | $2.00 per statement period" · Source

Ratter Plus, Diamond Back and Platinum Accounts Below the Minimum Balance Fee$35

$29 above the national median

per item · Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=minimum_balance; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Ratter Plus, Diamond Back and Platinum Accounts Below the Minimum Balance Fee | $35.00 per item" · Source

Share Draft Account Reconciliation$25

$5 above the national median

Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=account_research; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Share Draft Account Reconciliation | $25.00 per hour" · Source

Overdraft & NSFVerified

Courtesy Pay with Direct Deposit$40Above the typical range ($20–$30 nationally)
$12 above the national median
Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=overdraft; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Courtesy Pay with Direct Deposit | $40.00" · Source
Overdraft Transfer From Savings$5Within the typical range ($2.50–$5 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=od_protection_transfer; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Overdraft Transfer From Savings | $5.00 per item" · Source

ATM & CardVerified

Non-FAMU FCU Debit Card transactions at Non FAMU FCU ATM Machine Surcharge$3.50Above the typical range ($1–$3 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=atm_non_network; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Non-FAMU FCU Debit Card transactions at Non FAMU FCU ATM *Machine Surcharge | $3.50" · Source
Replacement Debit Card$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=card_replacement; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Replacement Debit Card | $10.00 each" · Source
Rush New Card$50Within the typical range ($30–$50 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=rush_card; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Rush New Card | $50.00" · Source

Wire TransfersVerified

Domestic Incoming Wire Fee$10Within the typical range ($7.75–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=wire_domestic_incoming; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Domestic Incoming Wire Fee | $10.00" · Source
International Incoming Wire Fee$25Within the typical range ($10–$25 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=wire_intl_incoming; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="International Incoming Wire Fee | $25.00" · Source

Check ServicesVerified

Check Cashing for Non-Members (Corp & On-US)$5Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=check_cashing; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Check Cashing for Non-Members (Corp & On-US) | $5.00" · Source
Official Checks (Teller Checks)$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=cashiers_check; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Official Checks (Teller Checks) | $5.00" · Source
Share Draft Stop Payment/ACH Stop Payment$40Above the typical range ($20–$30 nationally)
$13 above the national median
Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=stop_payment; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Share Draft Stop Payment/ACH Stop Payment | $40.00 per draft" · Source
Temporary Checks (4 to a Page)$1Within the typical range ($1–$4 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=counter_check; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Temporary Checks (4 to a Page) | $1.00 per page" · Source

Digital & ElectronicVerified

Check/Share Draft/ACH Returned$40Above the typical range ($15–$30 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=ach_return; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Check/Share Draft/ACH Returned | $40.00" · Source

Account ServicesVerified

10x10 (Annual)$80Within the typical range ($25–$80 nationally)
$40 above the national median
per year · Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=safe_deposit_box; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="10x10 (Annual) | $80.00" · Source
3x10 (Annual)$40Within the typical range ($25–$80 nationally)
At the national median
per year · Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=safe_deposit_box; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="3x10 (Annual) | $40.00 each" · Source
3x5 (Annual)t$20Below the typical range ($25–$80 nationally)
$20 below the national median
per year · Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=safe_deposit_box; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="3x5 (Annual)t | $20.00" · Source
5x10 (Annual)$60Within the typical range ($25–$80 nationally)
$20 above the national median
per year · Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=safe_deposit_box; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="5x10 (Annual) | $60.00" · Source
Balance Inquiry Telephone$1Within the typical range ($1–$2 nationally)
$0.25 below the national median
Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=balance_inquiry; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Balance Inquiry Telephone | $1.00 per page" · Source
Levies and Garnishments$100Above the typical range ($25–$75 nationally)
$50 above the national median
Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=garnishment_levy; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Levies and Garnishments | $100.00 per processing" · Source
Lost Key Fee$40Within the typical range ($25–$80 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=safe_deposit_box; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Lost Key Fee | $40.00" · Source

Lending FeesVerified

Loan Extension$50Within the typical range ($25–$50 nationally)
$15 above the national median
per month · Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=loan_origination; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Loan Extension | $50.00 per month skipped" · Source
Rental Late Fee$25Within the typical range ($15–$26.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=late_payment; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Rental Late Fee | $25.00" · Source

Other FeesVerified

Loan Application (Non-Refundable)$2Below the typical range ($20–$35 nationally)
$23 below the national median
Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=other_lending_fee; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Loan Application (Non-Refundable) | $2.00 per page" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Abandoned Property Fee	$25Above the typical range ($5–$10 nationally)	$20 above the national median	—	Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=dormant_account; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Abandoned Property Fee \| $25.00 per account"	Source
Account Research - Mininum 1 Hour, Plus Share Draft Checking/Transaction Item Copy (Per Copy)	$25Within the typical range ($15–$25 nationally)	$5 above the national median	per transaction	Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=account_research; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Account Research - Mininum 1 Hour, Plus Share Draft Checking/Transaction Item Copy (Per Copy) \| $25.00 per hour"	Source
Christmas Club and Vacation Club - Closing or Early Withdrawal	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=early_closure; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Christmas Club and Vacation Club - Closing or Early Withdrawal \| $25.00"	Source
Due to Incorrect Address	$5Below the typical range ($15–$25 nationally)	$15 below the national median	per month	Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=account_research; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Due to Incorrect Address \| $5.00 per month"	Source
Inactive Account (No Activity for 12 Months)	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=dormant_account; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Inactive Account (No Activity for 12 Months) \| $5.00 per month"	Source
Paper Statement (Over 65 Years Free)	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=paper_statement; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Paper Statement (Over 65 Years Free) \| $2.00 per statement period"	Source
Ratter Plus, Diamond Back and Platinum Accounts Below the Minimum Balance Fee	$35Above the typical range ($5–$12.25 nationally)	$29 above the national median	per item	Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=minimum_balance; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Ratter Plus, Diamond Back and Platinum Accounts Below the Minimum Balance Fee \| $35.00 per item"	Source
Share Draft Account Reconciliation	$25Within the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=account_research; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Share Draft Account Reconciliation \| $25.00 per hour"	Source
Overdraft & NSFVerified
Courtesy Pay with Direct Deposit	$40Above the typical range ($20–$30 nationally)	$12 above the national median	—	Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=overdraft; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Courtesy Pay with Direct Deposit \| $40.00"	Source
Overdraft Transfer From Savings
ATM & CardVerified
Non-FAMU FCU Debit Card transactions at Non FAMU FCU ATM Machine Surcharge	$3.50Above the typical range ($1–$3 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=atm_non_network; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Non-FAMU FCU Debit Card transactions at Non FAMU FCU ATM *Machine Surcharge \| $3.50"	Source
Replacement Debit Card
Wire TransfersVerified
Domestic Incoming Wire Fee	$10Within the typical range ($7.75–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=wire_domestic_incoming; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Domestic Incoming Wire Fee \| $10.00"	Source
International Incoming Wire Fee
Check ServicesVerified
Check Cashing for Non-Members (Corp & On-US)	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=check_cashing; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Check Cashing for Non-Members (Corp & On-US) \| $5.00"	Source
Official Checks (Teller Checks)
Digital & ElectronicVerified
Check/Share Draft/ACH Returned	$40Above the typical range ($15–$30 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=ach_return; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Check/Share Draft/ACH Returned \| $40.00"	Source
Account ServicesVerified
10x10 (Annual)	$80Within the typical range ($25–$80 nationally)	$40 above the national median	per year	Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=safe_deposit_box; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="10x10 (Annual) \| $80.00"	Source
3x10 (Annual)	$40
Lending FeesVerified
Loan Extension	$50Within the typical range ($25–$50 nationally)	$15 above the national median	per month	Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=loan_origination; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Loan Extension \| $50.00 per month skipped"	Source
Rental Late Fee	$25
Other FeesVerified
Loan Application (Non-Refundable)	$2Below the typical range ($20–$35 nationally)	$23 below the national median	—	Knox deterministic extraction from Rosetta artifact #4165. canonical_hint=other_lending_fee; text_hash=127ce52bf7c181d50e1d137f09d18309de26de164990c40449df33f8b4224dce; excerpt="Loan Application (Non-Refundable) \| $2.00 per page"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$40

Overdraft fee: $40

43% above the national median overdraft fee

Total fees: 30

Verified fees

Under review

Assets

$28.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$28.0M

Total deposits

$23.8M

Service charge income (year to date)

$80K

Fee income ratio

10.7%

Return on assets

-1.78%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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