Educational Federal Credit Union

Headquarters: Miami, Florida
Charter: Credit Union
Assets: $1.8B
Fed district: Atlanta

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 7, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Educational Federal Credit Union: $10
Educational Federal Credit Union: $10
U.S. median: no median
Overdraft (OD)
Educational Federal Credit Union: $30
Educational Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Educational Federal Credit Union: $30
Educational Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 7, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Educational Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Plus Foreign: Monthly Maintenance Fee (audience not stated, treated as personal)$10
per month
Dormant Account$5
per month

Overdraft & NSF

Courtesy Pay$30
Non-Sufficient Funds (NSF)$30

ATM & Card

CO-OP ATM Withdrawals$0.25
Foreign ATM Withdrawals$1
Card Replacement$10
International Transaction Fee1%of the transaction

Wire Transfers

Wire Transfers: Domestic$25
Wire Transfers: International (audience not stated, treated as personal)$50

Check Services

Cashier’s Check$5
per item
Check Printing: 10 x 10$110
Stop Payment Request$20
Check Copies$2

Account Services

Lost Key Replacement$10
Not compared: Box drilling or key fee
Safe Deposit Box 3 x 10$50
per year
Safe Deposit Box 3 x 5$30
per year
Safe Deposit Box 5 x 10$70
per year
Garnishment/Levy/Court Order$50

Other Fees

Statement Copies$2

Fee	Amount	Basis	Note
Account Maintenance
Plus Foreign: Monthly Maintenance Fee (audience not stated, treated as personal)	$10	per month	None
Dormant Account	$5	per month	None
Overdraft & NSF
Courtesy Pay	$30	Not stated	None
Non-Sufficient Funds (NSF)	$30	Not stated	None
ATM & Card
CO-OP ATM Withdrawals	$0.25	Not stated	None
Foreign ATM Withdrawals	$1	Not stated	None
Card Replacement	$10	Not stated	None
International Transaction Fee	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfers: Domestic	$25	Not stated	None
Wire Transfers: International (audience not stated, treated as personal)	$50	Not stated	None
Check Services
Cashier’s Check	$5	per item	None
Check Printing: 10 x 10	$110	Not stated	None
Stop Payment Request	$20	Not stated	None
Check Copies	$2	Not stated	None
Account Services
Lost Key Replacement	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 3 x 10	$50	per year	None
Safe Deposit Box 3 x 5	$30	per year	None
Safe Deposit Box 5 x 10	$70	per year	None
Garnishment/Levy/Court Order	$50	Not stated	None
Other Fees
Statement Copies	$2	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 7, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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