22 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 31, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Non-Network ATM
Compared at $2, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Justice Federal Credit Union’s own schedules, with a source for each figure.
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per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Escheat | $50 | Not stated | None |
| Account Research, minimum one hour, per hour | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Bad Address, per return mail | $5Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Paid item Courtesy Pay fee | $30 | per item | None |
| Non-Sufficient Fund VISA® Debit | $30 | Not stated | None |
| Non-Sufficient Funds fee | $30 | per item | None |
| Returned Check | $30 | Not stated | None |
ATM & Card | |||
| Non-Justice Federal ATM inquiries, per inquiry | $1 | per item | None |
| Out of Network ATM Withdrawals, per withdraw | $3 | Not stated | None |
| Foreign transaction | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Beyond the Badge Checking Account Wire Transfer, Outgoing Domestic | $10 | Not stated | None |
| Wire Transfer, Outgoing Domestic | $20 | Not stated | None |
| Incoming Wire Transfer | No charge | Not stated | None |
| Foreign Wire Transfer | $45 | Not stated | None |
Check Services | |||
| Official Checks, per check | $7.50 | per item | None |
| Money Order | $3 | per item | None |
| Balance Transfer Stop Payment/Cancellation | $18 | Not stated | None |
| CHECK STOP PAYMENT: Branch | $25 | per item | None |
| CHECK STOP PAYMENT: Online Banking | $15 | Not stated | None |
| Maximum Stop Payment, Convenience Checks | $20 | Not stated | None |
| Official Check Stop Payment, per check | $20 | per item | None |
| Temporary Checks (per check fee) | $0.50 | per item | None |
| Check Cashing Members with Single Service Account and balance under | $5 | Not stated | None |
| Check Cashing: Non-Member | $10 | Not stated | None |
| Check copies | No charge | Not stated | None |
| Free Official Check copies, per check | $5 | per item | None |
Digital & Electronic | |||
| Expedited Bill Pay, Overnight Payment | $17.50 | Not stated | None |
| Online Bill Pay | No charge | Not stated | None |
| Mobile Deposit | No charge | Not stated | None |
Cash & Deposit | |||
| Returned Deposit Items | $30 | Not stated | None |
Account Services | |||
| Notary Service: Member | No charge | Not stated | None |
| Notary Service: Non-Member, per item | $5 | per item | None |
| Tax Levy/Garnishment | $50 | per item | None |
Lending Fees | |||
| Late Charge on Loans, after 15 day Courtesy Period | $30 | Not stated | None |
| Late Charge, as provided in promissory note Loan Pay-off to other Institution | $25 | Not stated | None |
| Late Fee, after 10 days, up | $27 | Not stated | None |
Gift & Prepaid Cards | |||
| VISA® GIFT CARDS VISA® Gift Card, non-reloadable | $3.95 | Not stated | None |
Other Fees | |||
| Copies Statement Copies, per page | $1 | per item | None |
| Fax | $5 | Not stated | None |
| Statement Copy, per page | $2 | per item | None |
| Returned Loan Payment | $30 | Not stated | None |
Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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