Vigo County Federal Credit Union

Headquarters: Terre Haute, Indiana
Charter: Credit Union
Assets: $45.5M
Fed district: Chicago

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Second Chance Checking
Vigo County Federal Credit Union: $5
Vigo County Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
Vigo County Federal Credit Union: $30
Vigo County Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Vigo County Federal Credit Union: $30
Vigo County Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Vigo County Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Second Chance Checking Monthly service charge$5
per month
Returned Statements$2

Overdraft & NSF

Overdraft Privelege Fee$30
Overdraft Privilege Fee (audience not stated, treated as personal)$30
Bill Pay NSF Returns$30
NSF Returns (audience not stated, treated as personal)$30
NSF Withdrawal$30
Overdraft Protection Transfer$4
per item

Wire Transfers

Outgoing Wire in Continental U.S.$20
Outgoing Wire Transcontinental$40
Incoming Wire$15

Check Services

Money Orders$2
per item
Stop Payment Single Item or Series$30
Check Copies$3

Account Services

Tax Levy$50

Retirement & IRA

IRA Close and Transfer Fee$25

Other Fees

Microfilm Copy of Statement$5
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Second Chance Checking Monthly service charge	$5	per month	None
Returned Statements	$2	Not stated	None
Overdraft & NSF
Overdraft Privelege Fee	$30	Not stated	None
Overdraft Privilege Fee (audience not stated, treated as personal)	$30	Not stated	None
Bill Pay NSF Returns	$30	Not stated	None
NSF Returns (audience not stated, treated as personal)	$30	Not stated	None
NSF Withdrawal	$30	Not stated	None
Overdraft Protection Transfer	$4	per item	None
Wire Transfers
Outgoing Wire in Continental U.S.	$20	Not stated	None
Outgoing Wire Transcontinental	$40	Not stated	None
Incoming Wire	$15	Not stated	None
Check Services
Money Orders	$2	per item	None
Stop Payment Single Item or Series	$30	Not stated	None
Check Copies	$3	Not stated	None
Account Services
Tax Levy	$50	Not stated	None
Retirement & IRA
IRA Close and Transfer Fee	$25	Not stated	None
Other Fees
Microfilm Copy of Statement	$5Not compared: Monthly charge, not per item	per month	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Vigo County Federal Credit Union's nsf / returned item changes in our data

We check once a day and send one email covering every change.