National Exchange Bank and Trust

Headquarters: Fond Du Lac, Wisconsin
Charter: Bank
Assets: $2.9B
Fed district: Chicago

24 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
National Exchange Bank and Trust: $35
National Exchange Bank and Trust: $35
U.S. median: no median
NSF / Returned Item
National Exchange Bank and Trust: $15
National Exchange Bank and Trust: $15
U.S. median: no median
Wire Transfer (Domestic Out)
National Exchange Bank and Trust: $25
National Exchange Bank and Trust: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Wisconsin: Banks and credit unions headquartered in Wisconsin that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from National Exchange Bank and Trust’s own schedules, with a source for each figure.

Account Maintenance

Closed Account within 180 days$25
Checkbook Balancing Fee: minimum (audience not stated, treated as personal)$25
Research (per hour): minimum$40
Not compared: Charged per hour; comparison unavailable
per hour
Statement - Paper Delivery - All other accounts (audience not stated, treated as personal)$2
per item · All other accounts, per statement
Statement - Paper Delivery - Free Checking (audience not stated, treated as personal)$3
per item · Free Checking accounts, per statement

Overdraft & NSF

Paid Item (if account balance < -$25)$35
Returned Item (if account balance < -$25)$15
Protection from Alternate Deposit Account$10
per item · Per transfer
Maximum Total OD/NSF Fees per Day - Personal Accounts$175
per day · Maximum per day for personal accounts

ATM & Card

ATM withdrawal outside of NEBAT or MoneyPass ® ATM$5
Not compared: Monthly charge, not per item
per month
ATM/CheckCard Replacement Card$10
ATM/CheckCard Replacement Card - Expedited$50
Card International Transaction Fee (audience not stated, treated as personal)2%of the transaction

Wire Transfers

Wire Transfers: Domestic Outgoing$25
Wire Transfers: Foreign Outgoing$50
Wire Transfers: Foreign Incoming$25

Check Services

Cashier’s Check$6
Money Order$4
Stop Payment$30
Counter Check$1
Check Cashing – Non-customer$5
per item
Foreign (International) Checks - Deposited (audience not stated, treated as personal)$10
per item
Return of Check Due to Hold or Uncollected Funds$15
Check Images Returned in Statement$5
Not compared: Monthly charge, not per item
per month

Cash & Deposit

Foreign (International) Checks - Returned (audience not stated, treated as personal)$50
per item

Account Services

Notary (non-customer per visit up to 5 signatures)$5
Check Printing: Varies: Replacement Key$10
Not compared: Box drilling or key fee
Drilling$250
Not compared: Box drilling or key fee
Court Order/Garnishment/Levy$100

Lending Fees

Late Payment Fee$10

Retirement & IRA

IRA Transfer/Closure$25
per item
Network | IRA Transfer/Closure$25

Gift & Prepaid Cards

Gift Card$5.95
per item
Pre-Paid Reloadable Card$8.95

Other Fees

Fax - Outgoing$2
Photocopy$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Closed Account within 180 days	$25	Not stated	None
Checkbook Balancing Fee: minimum (audience not stated, treated as personal)	$25	Not stated	None
Research (per hour): minimum	$40Not compared: Charged per hour; comparison unavailable	per hour	None
Statement - Paper Delivery - All other accounts (audience not stated, treated as personal)	$2	per item	All other accounts, per statement
Statement - Paper Delivery - Free Checking (audience not stated, treated as personal)	$3	per item	Free Checking accounts, per statement
Overdraft & NSF
Paid Item (if account balance < -$25)	$35	Not stated	None
Returned Item (if account balance < -$25)	$15	Not stated	None
Protection from Alternate Deposit Account	$10	per item	Per transfer
Maximum Total OD/NSF Fees per Day - Personal Accounts	$175	per day	Maximum per day for personal accounts
ATM & Card
ATM withdrawal outside of NEBAT or MoneyPass ® ATM	$5Not compared: Monthly charge, not per item	per month	None
ATM/CheckCard Replacement Card	$10	Not stated	None
ATM/CheckCard Replacement Card - Expedited	$50	Not stated	None
Card International Transaction Fee (audience not stated, treated as personal)	2%of the transaction	Not stated	None
Wire Transfers
Wire Transfers: Domestic Outgoing	$25	Not stated	None
Wire Transfers: Foreign Outgoing	$50	Not stated	None
Wire Transfers: Foreign Incoming	$25	Not stated	None
Check Services
Cashier’s Check	$6	Not stated	None
Money Order	$4	Not stated	None
Stop Payment	$30	Not stated	None
Counter Check	$1	Not stated	None
Check Cashing – Non-customer	$5	per item	None
Foreign (International) Checks - Deposited (audience not stated, treated as personal)	$10	per item	None
Return of Check Due to Hold or Uncollected Funds	$15	Not stated	None
Check Images Returned in Statement	$5Not compared: Monthly charge, not per item	per month	None
Cash & Deposit
Foreign (International) Checks - Returned (audience not stated, treated as personal)	$50	per item	None
Account Services
Notary (non-customer per visit up to 5 signatures)	$5	Not stated	None
Check Printing: Varies: Replacement Key	$10Not compared: Box drilling or key fee	Not stated	None
Drilling	$250Not compared: Box drilling or key fee	Not stated	None
Court Order/Garnishment/Levy	$100	Not stated	None
Lending Fees
Late Payment Fee	$10	Not stated	None
Retirement & IRA
IRA Transfer/Closure	$25	per item	None
Network \| IRA Transfer/Closure	$25	Not stated	None
Gift & Prepaid Cards
Gift Card	$5.95	per item	None
Pre-Paid Reloadable Card	$8.95	Not stated	None
Other Fees
Fax - Outgoing	$2	Not stated	None
Photocopy	$1	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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