Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Kemba Roanoke Federal Credit Union

Salem, VirginiaCredit UnionRichmond Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation$15Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #2524. canonical_hint=account_research; text_hash=f18c655e8837105be484837f977d45cfe052e97fe05326cde113a960f3a64474; excerpt="Account Reconciliation: $15.00 per hour" · Source

Inactive Account Fee$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #2524. canonical_hint=dormant_account; text_hash=f18c655e8837105be484837f977d45cfe052e97fe05326cde113a960f3a64474; excerpt="Inactive Account Fee: $5.00 per month" · Source

Overdraft & NSFVerified

NSF Fee$30Within the typical range ($25–$32 nationally)
$1 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2524. canonical_hint=nsf; text_hash=f18c655e8837105be484837f977d45cfe052e97fe05326cde113a960f3a64474; excerpt="NSF Fee - $30.00 per item" · Source

ATM & CardVerified

Replacement Debit Card$15Above the typical range ($5–$10 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #2524. canonical_hint=card_replacement; text_hash=f18c655e8837105be484837f977d45cfe052e97fe05326cde113a960f3a64474; excerpt="Replacement Debit Card: $15.00" · Source

Wire TransfersVerified

Wire Transfer (Outgoing)$20Within the typical range ($20–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2524. canonical_hint=wire_domestic_outgoing; text_hash=f18c655e8837105be484837f977d45cfe052e97fe05326cde113a960f3a64474; excerpt="Wire Transfer (Outgoing): $20.00" · Source

Check ServicesVerified

Check Cashing Fee$5Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2524. canonical_hint=check_cashing; text_hash=f18c655e8837105be484837f977d45cfe052e97fe05326cde113a960f3a64474; excerpt="Check Cashing Fee: $5.00" · Source
Check Copy Fee$2Within the typical range ($2–$5 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #2524. canonical_hint=check_image; text_hash=f18c655e8837105be484837f977d45cfe052e97fe05326cde113a960f3a64474; excerpt="Check Copy Fee - $2.00 per copy" · Source
Stop Payment Fee$25Within the typical range ($20–$30 nationally)
$2 below the national median
per item · Knox deterministic extraction from Rosetta artifact #2524. canonical_hint=stop_payment; text_hash=f18c655e8837105be484837f977d45cfe052e97fe05326cde113a960f3a64474; excerpt="Stop Payment Fee - $25.00 per item" · Source

Cash & DepositVerified

Deposited Item Return Fee$25Within the typical range ($9.50–$25 nationally)
$10 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2524. canonical_hint=deposited_item_return; text_hash=f18c655e8837105be484837f977d45cfe052e97fe05326cde113a960f3a64474; excerpt="Deposited Item Return Fee: $25.00 per item" · Source

Lending FeesVerified

Loan Extension/Modification$35Within the typical range ($25–$50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2524. canonical_hint=loan_origination; text_hash=f18c655e8837105be484837f977d45cfe052e97fe05326cde113a960f3a64474; excerpt="Loan Extension/Modification: $35.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation	$15Within the typical range ($15–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #2524. canonical_hint=account_research; text_hash=f18c655e8837105be484837f977d45cfe052e97fe05326cde113a960f3a64474; excerpt="Account Reconciliation: $15.00 per hour"	Source
Inactive Account Fee	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #2524. canonical_hint=dormant_account; text_hash=f18c655e8837105be484837f977d45cfe052e97fe05326cde113a960f3a64474; excerpt="Inactive Account Fee: $5.00 per month"	Source
Overdraft & NSFVerified
NSF Fee	$30Within the typical range ($25–$32 nationally)	$1 above the national median	per item	Knox deterministic extraction from Rosetta artifact #2524. canonical_hint=nsf; text_hash=f18c655e8837105be484837f977d45cfe052e97fe05326cde113a960f3a64474; excerpt="NSF Fee - $30.00 per item"	Source
ATM & CardVerified
Replacement Debit Card	$15Above the typical range ($5–$10 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2524. canonical_hint=card_replacement; text_hash=f18c655e8837105be484837f977d45cfe052e97fe05326cde113a960f3a64474; excerpt="Replacement Debit Card: $15.00"	Source
Wire TransfersVerified
Wire Transfer (Outgoing)	$20Within the typical range ($20–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2524. canonical_hint=wire_domestic_outgoing; text_hash=f18c655e8837105be484837f977d45cfe052e97fe05326cde113a960f3a64474; excerpt="Wire Transfer (Outgoing): $20.00"	Source
Check ServicesVerified
Check Cashing Fee	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2524. canonical_hint=check_cashing; text_hash=f18c655e8837105be484837f977d45cfe052e97fe05326cde113a960f3a64474; excerpt="Check Cashing Fee: $5.00"	Source
Check Copy Fee	$2
Cash & DepositVerified
Deposited Item Return Fee	$25Within the typical range ($9.50–$25 nationally)	$10 above the national median	per item	Knox deterministic extraction from Rosetta artifact #2524. canonical_hint=deposited_item_return; text_hash=f18c655e8837105be484837f977d45cfe052e97fe05326cde113a960f3a64474; excerpt="Deposited Item Return Fee: $25.00 per item"	Source
Lending FeesVerified
Loan Extension/Modification	$35Within the typical range ($25–$50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2524. canonical_hint=loan_origination; text_hash=f18c655e8837105be484837f977d45cfe052e97fe05326cde113a960f3a64474; excerpt="Loan Extension/Modification: $35.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 10 — leaner than most institutions

Verified fees

Under review

Assets

$76.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$76.7M

Total deposits

$65.0M

Service charge income (year to date)

$61K

Fee income ratio

3.2%

Return on assets

0.60%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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