28 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 20, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Mississippi, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Eagle Express Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per hour
per hour
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Service Charge | No charge | per month | None |
| Close Account within 90 days Fee | $25 | Not stated | None |
| Escheated Account Fee | $100 | Not stated | None |
| Inactive Account Fee (Account balance below, no activity 1 year) | $10 | per month | None |
| Account Reconciled/Research | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Research Fee (per hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Excessive Withdrawal Fee (after 3/months) | $5 | per item | None |
| Return Mail / Address Correction Fee | $5 | Not stated | None |
Overdraft & NSF | |||
| NSF Paid Overdraft | $30 | per item | None |
| NSF ACH Debit Fee | $30 | Not stated | None |
| NSF Visa Debit Card Fee | $30 | Not stated | None |
| Share Overdraft Transfer after 3 | $15 | Not stated | None |
ATM & Card | |||
| Replace lost/stolen card | $20 | Not stated | None |
| Replacement Card Fee | $20 | Not stated | None |
| Visa Debit Card Rush Fee | $50 | Not stated | None |
Wire Transfers | |||
| Outgoing Wire Fee | $30 | Not stated | None |
| Incoming Wire Fee | $25 | Not stated | None |
Check Services | |||
| Cashier’s Check Fee | $10 | Not stated | None |
| Corporate Check payable to 3rd party Fee | $10 | Not stated | None |
| Bill Payment -Stop Payment | $30 | Not stated | None |
| Stop Payment Draft/ACH Fee: includes share and share draft | $30 | Not stated | None |
| Stop Payment: Credit Union Check | $30 | Not stated | None |
| Draft Collection Fee | $15 | Not stated | None |
| Merchant Check Collection Fee | $10 | Not stated | None |
| Share Draft Copy Fee | $5 | Not stated | None |
Digital & Electronic | |||
| Zelle | No charge | Not stated | None |
Cash & Deposit | |||
| Cash Advance | No charge | Not stated | None |
| Returned Deposited Item Fee -overdraws account -loan payment | $15 | Not stated | None |
Account Services | |||
| Notary Service | No charge | Not stated | None |
| 10×5 | /PER YEAR | $50 | per year | None |
| Lost key/drilling fee | $20Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 3X5 | $25 | per year | None |
| Garnishment Processing Fee | $50 | Not stated | None |
| Mortgage Verification of Deposit | No charge | Not stated | None |
Lending Fees | |||
| Late Payment | $20 | Not stated | None |
| UCC Filing Fee | $10 | Not stated | None |
Vehicle & Title | |||
| Vehicle Title Filing Fee | $10 | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Card Fee | $2 | Not stated | None |
Other Fees | |||
| Account History Copy Fee | $5Not compared: Charged per page; comparison unavailable | per page | None |
| Statement copy | $5 | per item | None |
| Statement Copy Fee | $5 | Not stated | None |
Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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