Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

Efcu Financial Federal Credit Union

Baton Rouge, LouisianaCredit UnionAtlanta Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant/Inactive Account, per month$5Within the typical range ($5–$10 nationally)

Wire TransfersVerified

Service Charge | Wire Transfer – International Outgoing, per wire$40Within the typical range ($40–$50 nationally)
$10 below the national median
Source
Wire Transfer – Domestic Outgoing, per wire$15Below the typical range ($20–$25 nationally)
$10 below the national median
per item · Source

Check ServicesVerified

ATM FEES | Cashier’s Check, per check$5Within the typical range ($3–$5.50 nationally)
At the national median
per item · Source
Check Cashing, per check$5Within the typical range ($5–$10 nationally)
At the national median
per item · Source
Overdraft Paid, | Money Order, per item$2Within the typical range ($1.75–$3 nationally)
At the national median
per item · Source

Account ServicesVerified

10 x 10, per box$75Within the typical range ($25–$80 nationally)
$30 above the national median
per month · Source
3 x 5, per box$15Below the typical range ($25–$80 nationally)
$30 below the national median
Source
Non-Sufficient Funds (NSF) Returned, | 3 x 10, per box$30Within the typical range ($25–$80 nationally)
$15 below the national median
Source
Platinum Money Market Savings, | 10 x 10, per box$75Within the typical range ($25–$80 nationally)
$30 above the national median
Source
services being used, and over 18 years of age) | 5 x 5, per box$25Within the typical range ($25–$80 nationally)
$20 below the national median
Source
SHARE/SAVINGS ACCOUNT FEES | 5 x 10, per box$45Within the typical range ($25–$80 nationally)
At the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant/Inactive Account, per month	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Overdraft & NSFVerified
Overdraft by ATM Withdrawal, per item	$25Within the typical range ($25–$32 nationally)	$5 below the national median	per item	—	Source
ATM & CardVerified
Debit / ATM Card Replacement, per card	$5Within the typical range ($5–$10 nationally)	$5 below the national median	—	—	Source
Wire TransfersVerified
Service Charge \| Wire Transfer – International Outgoing, per wire	$40Within the typical range ($40–$50 nationally)	$10 below the national median	—	—	Source
Wire Transfer – Domestic Outgoing, per wire	$15
Check ServicesVerified
ATM FEES \| Cashier’s Check, per check	$5Within the typical range ($3–$5.50 nationally)	At the national median	per item	—	Source
Check Cashing, per check	$5
Cash & DepositVerified
Deposited Item Return, per item	$10Within the typical range ($10–$25 nationally)	$5 below the national median	per item	—	Source
Account ServicesVerified
10 x 10, per box	$75Within the typical range ($25–$80 nationally)	$30 above the national median	per month	—	Source
3 x 5, per box	$15
Other FeesVerified
Consumer Loan Extension, per extension	$25Within the typical range ($22.50–$35 nationally)	$5 below the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

Total fees: 16 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$1.3B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$1.3B

Total deposits

$1.1B

Service charge income (year to date)

$3.6M

Fee income ratio

8.3%

Return on assets

0.91%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 37,727 published fee entries from 2,634 institutions

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