Young Americans Bank

Headquarters: Denver, Colorado
Charter: Bank
Assets: $15.5M
Fed district: Kansas City

8 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 18, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Young Americans Bank: $12
Young Americans Bank: $12
U.S. median: no median
NSF / Returned Item
Young Americans Bank: $12
Young Americans Bank: $12
U.S. median: no median
Non-Network ATM
Young Americans Bank: $1.50
Young Americans Bank: $1.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 18, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Colorado, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Colorado: Banks and credit unions headquartered in Colorado that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Young Americans Bank’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account – No transaction for three years or more with no contact$25
Not compared: Annual charge, not monthly
per year

Overdraft & NSF

Overdraft/NSF Fee$12
per item
Charge to Return Item$12
per item

ATM & Card

ATM Transaction Fees – Two free per month$1.50
per item

Wire Transfers

Outgoing Wire Transfer$15
Incoming Wire Transfer$5

Check Services

Cashier’s Checks$3
Stop Payment$15

Cash & Deposit

Charge Back$2

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account – No transaction for three years or more with no contact	$25Not compared: Annual charge, not monthly	per year	None
Overdraft & NSF
Overdraft/NSF Fee	$12	per item	None
Charge to Return Item	$12	per item	None
ATM & Card
ATM Transaction Fees – Two free per month	$1.50	per item	None
Wire Transfers
Outgoing Wire Transfer	$15	Not stated	None
Incoming Wire Transfer	$5	Not stated	None
Check Services
Cashier’s Checks	$3	Not stated	None
Stop Payment	$15	Not stated	None
Cash & Deposit
Charge Back	$2	Not stated	None

Correct a fee source

Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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