Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, under $300M

Young Americans Bank

Denver, ColoradoBankKansas City Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

Overdraft/NSF Fee$12Below the typical range ($20–$30 nationally)

per item · Knox deterministic extraction from Rosetta artifact #2789. canonical_hint=overdraft; text_hash=dab34854c8f55321da1a064a91494b51f6a2f314b7bc8304abd964f48917024e; excerpt="Overdraft/NSF Fee – $12 per item paid (per presentment)" · Source

Wire TransfersVerified

Incoming Wire Transfer$5Below the typical range ($7.75–$15 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #2789. canonical_hint=wire_domestic_incoming; text_hash=dab34854c8f55321da1a064a91494b51f6a2f314b7bc8304abd964f48917024e; excerpt="Incoming Wire Transfer – $5" · Source
Outgoing Wire Transfer$15Below the typical range ($20–$25 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #2789. canonical_hint=wire_domestic_outgoing; text_hash=dab34854c8f55321da1a064a91494b51f6a2f314b7bc8304abd964f48917024e; excerpt="Outgoing Wire Transfer – $15" · Source

Check ServicesVerified

Stop Payment$15Below the typical range ($20–$30 nationally)
$12 below the national median
Knox deterministic extraction from Rosetta artifact #2789. canonical_hint=stop_payment; text_hash=dab34854c8f55321da1a064a91494b51f6a2f314b7bc8304abd964f48917024e; excerpt="Stop Payment – $15" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Overdraft & NSFVerified
Overdraft/NSF Fee	$12Below the typical range ($20–$30 nationally)	$16 below the national median	per item	Knox deterministic extraction from Rosetta artifact #2789. canonical_hint=overdraft; text_hash=dab34854c8f55321da1a064a91494b51f6a2f314b7bc8304abd964f48917024e; excerpt="Overdraft/NSF Fee – $12 per item paid (per presentment)"	Source
Wire TransfersVerified
Incoming Wire Transfer	$5Below the typical range ($7.75–$15 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #2789. canonical_hint=wire_domestic_incoming; text_hash=dab34854c8f55321da1a064a91494b51f6a2f314b7bc8304abd964f48917024e; excerpt="Incoming Wire Transfer – $5"	Source
Outgoing Wire Transfer
Check ServicesVerified
Stop Payment	$15Below the typical range ($20–$30 nationally)	$12 below the national median	—	Knox deterministic extraction from Rosetta artifact #2789. canonical_hint=stop_payment; text_hash=dab34854c8f55321da1a064a91494b51f6a2f314b7bc8304abd964f48917024e; excerpt="Stop Payment – $15"	Source

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Verified fees

Under review

Assets

$15.5M

Status: Verified

4 verified fees so far. Once 5 are verified, this profile gets a national-median comparison and a free competitive report.

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$15.5M

Total deposits

$13.4M

Service charge income

$3K

Fee income ratio

2.4%

Return on assets

-11.50%

Branches

Service charge income by quarter

Q2 2026$3K

Q1 2026$2K

Q4 2025$3K

Q3 2025$3K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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