Industrial and Commercial Bank of China USA, National Association

Headquarters: New York, New York
Charter: Bank
Assets: $2.9B
Fed district: New York

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $15, the middle of its prices
Industrial and Commercial Bank of China USA, National Association: $10 to $35
Industrial and Commercial Bank of China USA, National Association: $10 to $35
U.S. median: no median
Wire Transfer (Domestic Out)
Industrial and Commercial Bank of China USA, National Association: $25
Industrial and Commercial Bank of China USA, National Association: $25
U.S. median: no median
Stop Payment
Industrial and Commercial Bank of China USA, National Association: $20
Industrial and Commercial Bank of China USA, National Association: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Industrial and Commercial Bank of China USA, National Association · $2.9B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Banks only
$2.7B to $3B in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Industrial and Commercial Bank of China USA, National Association(this institution)	New York, NY	$2.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
ANB Bank	Denver, CO	$2.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Avidia Bank	Hudson, MA	$2.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Bank Independent	Sheffield, AL	$2.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
BayCoast Bank	Swansea, MA	$2.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Cedar Rapids Bank and Trust Company	Cedar Rapids, IA	$2.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Cornerstone Bank	York, NE	$2.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Emprise Bank	Wichita, KS	$2.8B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First Federal Savings and Loan Association of Lakewood	Lakewood, OH	$2.9B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
First Fidelity Bank	Oklahoma City, OK	$3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Home Federal Bank of Tennessee	Knoxville, TN	$2.7B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Ion Bank	Naugatuck, CT	$2.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Maine Community Bank	Portland, ME	$3B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Merchants Bank, National Association	Winona, MN	$2.9B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Minnwest Bank	Redwood Falls, MN	$2.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
National Exchange Bank and Trust	Fond du Lac, WI	$2.9B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
NEXTIER BANK, NATIONAL ASSOCIATION	Kittanning, PA	$2.9B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Northwest Bank	Spencer, IA	$3B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Open Bank	Los Angeles, CA	$2.7B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Quad City Bank and Trust Company	Bettendorf, IA	$2.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
State Bank of Southern Utah	Cedar City, UT	$2.7B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Sunrise Banks, National Association	Sioux Falls, SD	$2.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Susser Bank	Dallas, TX	$3B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
U. S. Century Bank	Doral, FL	$3B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Wayne Bank	Honesdale, PA	$2.9B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Westfield Bank	Westfield, MA	$2.7B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 13 publish this fee(monthly maintenance)

12 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $7 (88%) above the median of similar-sized banks.

Compared at $15, the middle of its three prices, against a peer median of $8 among 13 publishing peers.

Its three checking prices are $10, $15 and $35.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026.

Monthly maintenance fee in dollars, one mark per institution

Industrial and Commercial…: an account price on its scheduleIts comparison price, the middle of its pricesPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Industrial and Commercial Bank of China USA, National Association’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge (audience not stated, treated as personal)$15
per month
Monthly service charge$10
per month
Monthly service charge (audience not stated, treated as personal)$35
per month

Wire Transfers

Wire Transfer: Outgoing (Domestic)$25
Wire Transfer: Incoming$10
Wire Transfer: Outgoing (International)$35

Check Services

Official Check$10
Money Order$5
Stop Payment (per check)$20
per item
Counter Check (per check)$1
per item

Digital & Electronic

Returned Items Fees for In-clearing Checks, ACHs$30

Account Services

Safe Deposit Box 10" X 10" X 24"$180
Safe Deposit Box 3" X 5" X 24"$60
Safe Deposit Box 3"x 10" X 24"$100
Safe Deposit Box 4" X 5" X 24"$80
Safe Deposit Box 5" X 10" X 24"$120
Safe Deposit Box 5" X 5" X 24"$90
Safe Deposit Box 6" X 10" X 24"$135
Legal Process (per account per item)$125
per item

Other Fees

Fax: International$10
Interim Statement (per statement)$10

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge (audience not stated, treated as personal)	$15	per month	None
Monthly service charge	$10	per month	None
Monthly service charge (audience not stated, treated as personal)	$35	per month	None
Wire Transfers
Wire Transfer: Outgoing (Domestic)	$25	Not stated	None
Wire Transfer: Incoming	$10	Not stated	None
Wire Transfer: Outgoing (International)	$35	Not stated	None
Check Services
Official Check	$10	Not stated	None
Money Order	$5	Not stated	None
Stop Payment (per check)	$20	per item	None
Counter Check (per check)	$1	per item	None
Digital & Electronic
Returned Items Fees for In-clearing Checks, ACHs	$30	Not stated	None
Account Services
Safe Deposit Box 10" X 10" X 24"	$180	Not stated	None
Safe Deposit Box 3" X 5" X 24"	$60	Not stated	None
Safe Deposit Box 3"x 10" X 24"	$100	Not stated	None
Safe Deposit Box 4" X 5" X 24"	$80	Not stated	None
Safe Deposit Box 5" X 10" X 24"	$120	Not stated	None
Safe Deposit Box 5" X 5" X 24"	$90	Not stated	None
Safe Deposit Box 6" X 10" X 24"	$135	Not stated	None
Legal Process (per account per item)	$125	per item	None
Other Fees
Fax: International	$10	Not stated	None
Interim Statement (per statement)	$10	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Industrial and Commercial Bank of China USA, National Association's early account closure changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $15, the middle of its prices
Industrial and Commercial Bank of China USA, National Association: $10 to $35
Industrial and Commercial Bank of China USA, National Association: $10 to $35
U.S. median: no median
Wire Transfer (Domestic Out)
Industrial and Commercial Bank of China USA, National Association: $25
Industrial and Commercial Bank of China USA, National Association: $25
U.S. median: no median
Stop Payment
Industrial and Commercial Bank of China USA, National Association: $20
Industrial and Commercial Bank of China USA, National Association: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Industrial and Commercial Bank of China USA, National Association · $2.9B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Banks only
$2.7B to $3B in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Industrial and Commercial Bank of China USA, National Association(this institution)	New York, NY	$2.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
ANB Bank	Denver, CO	$2.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Avidia Bank	Hudson, MA	$2.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Bank Independent	Sheffield, AL	$2.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
BayCoast Bank	Swansea, MA	$2.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Cedar Rapids Bank and Trust Company	Cedar Rapids, IA	$2.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Cornerstone Bank	York, NE	$2.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Emprise Bank	Wichita, KS	$2.8B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First Federal Savings and Loan Association of Lakewood	Lakewood, OH	$2.9B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
First Fidelity Bank	Oklahoma City, OK	$3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Home Federal Bank of Tennessee	Knoxville, TN	$2.7B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Ion Bank	Naugatuck, CT	$2.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Maine Community Bank	Portland, ME	$3B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Merchants Bank, National Association	Winona, MN	$2.9B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Minnwest Bank	Redwood Falls, MN	$2.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
National Exchange Bank and Trust	Fond du Lac, WI	$2.9B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
NEXTIER BANK, NATIONAL ASSOCIATION	Kittanning, PA	$2.9B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Northwest Bank	Spencer, IA	$3B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Open Bank	Los Angeles, CA	$2.7B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Quad City Bank and Trust Company	Bettendorf, IA	$2.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
State Bank of Southern Utah	Cedar City, UT	$2.7B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Sunrise Banks, National Association	Sioux Falls, SD	$2.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Susser Bank	Dallas, TX	$3B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
U. S. Century Bank	Doral, FL	$3B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Wayne Bank	Honesdale, PA	$2.9B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Westfield Bank	Westfield, MA	$2.7B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 13 publish this fee(monthly maintenance)

12 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $7 (88%) above the median of similar-sized banks.

Compared at $15, the middle of its three prices, against a peer median of $8 among 13 publishing peers.

Its three checking prices are $10, $15 and $35.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026.

Monthly maintenance fee in dollars, one mark per institution

Industrial and Commercial…: an account price on its scheduleIts comparison price, the middle of its pricesPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Industrial and Commercial Bank of China USA, National Association’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge (audience not stated, treated as personal)$15
per month
Monthly service charge$10
per month
Monthly service charge (audience not stated, treated as personal)$35
per month

Wire Transfers

Wire Transfer: Outgoing (Domestic)$25
Wire Transfer: Incoming$10
Wire Transfer: Outgoing (International)$35

Check Services

Official Check$10
Money Order$5
Stop Payment (per check)$20
per item
Counter Check (per check)$1
per item

Digital & Electronic

Returned Items Fees for In-clearing Checks, ACHs$30

Account Services

Safe Deposit Box 10" X 10" X 24"$180
Safe Deposit Box 3" X 5" X 24"$60
Safe Deposit Box 3"x 10" X 24"$100
Safe Deposit Box 4" X 5" X 24"$80
Safe Deposit Box 5" X 10" X 24"$120
Safe Deposit Box 5" X 5" X 24"$90
Safe Deposit Box 6" X 10" X 24"$135
Legal Process (per account per item)$125
per item

Other Fees

Fax: International$10
Interim Statement (per statement)$10

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge (audience not stated, treated as personal)	$15	per month	None
Monthly service charge	$10	per month	None
Monthly service charge (audience not stated, treated as personal)	$35	per month	None
Wire Transfers
Wire Transfer: Outgoing (Domestic)	$25	Not stated	None
Wire Transfer: Incoming	$10	Not stated	None
Wire Transfer: Outgoing (International)	$35	Not stated	None
Check Services
Official Check	$10	Not stated	None
Money Order	$5	Not stated	None
Stop Payment (per check)	$20	per item	None
Counter Check (per check)	$1	per item	None
Digital & Electronic
Returned Items Fees for In-clearing Checks, ACHs	$30	Not stated	None
Account Services
Safe Deposit Box 10" X 10" X 24"	$180	Not stated	None
Safe Deposit Box 3" X 5" X 24"	$60	Not stated	None
Safe Deposit Box 3"x 10" X 24"	$100	Not stated	None
Safe Deposit Box 4" X 5" X 24"	$80	Not stated	None
Safe Deposit Box 5" X 10" X 24"	$120	Not stated	None
Safe Deposit Box 5" X 5" X 24"	$90	Not stated	None
Safe Deposit Box 6" X 10" X 24"	$135	Not stated	None
Legal Process (per account per item)	$125	per item	None
Other Fees
Fax: International	$10	Not stated	None
Interim Statement (per statement)	$10	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.