First State Bank in Temple

Headquarters: Temple, Oklahoma
Charter: Bank
Assets: $26.4M
Fed district: Kansas City

8 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 18, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
First State Bank in Temple: $8
First State Bank in Temple: $8
U.S. median: no median
Overdraft (OD)
First State Bank in Temple: $25
First State Bank in Temple: $25
U.S. median: no median
NSF / Returned Item
First State Bank in Temple: $25
First State Bank in Temple: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 18, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First State Bank in Temple’s own schedules, with a source for each figure.

Account Maintenance

Monthly maintenance fee$8
per month
Dormant Account Fee: semi-annually$3
Not compared: Annual charge, not monthly
per year
Record Research$10
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdrafts – per paid check$25
Returned Checks (NSF)$25

ATM & Card

Replacement Visa Check Card$5
per item

Check Services

Stop Payment Renewal$20
Stop Payment Request$20
Check Cashing-Non-Customer$1

Account Services

Safe Deposit Box – 3 X 5 – annually$10
per year
Safe Deposit Box – 5 x 10 – annually$20
per year
Safe Deposit Box – 7 x 10 – annually$24
per year
Safe Deposit Box Replacement Key$25
Not compared: Box drilling or key fee

Other Fees

Fax Service$5

Fee	Amount	Basis	Note
Account Maintenance
Monthly maintenance fee	$8	per month	None
Dormant Account Fee: semi-annually	$3Not compared: Annual charge, not monthly	per year	None
Record Research	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdrafts – per paid check	$25	Not stated	None
Returned Checks (NSF)	$25	Not stated	None
ATM & Card
Replacement Visa Check Card	$5	per item	None
Check Services
Stop Payment Renewal	$20	Not stated	None
Stop Payment Request	$20	Not stated	None
Check Cashing-Non-Customer	$1	Not stated	None
Account Services
Safe Deposit Box – 3 X 5 – annually	$10	per year	None
Safe Deposit Box – 5 x 10 – annually	$20	per year	None
Safe Deposit Box – 7 x 10 – annually	$24	per year	None
Safe Deposit Box Replacement Key	$25Not compared: Box drilling or key fee	Not stated	None
Other Fees
Fax Service	$5	Not stated	None

Correct a fee source

Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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