Oakstar Bank

Headquarters: Springfield, Missouri
Charter: Bank
Assets: $3.3B
Fed district: St. Louis

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Oakstar Bank: $30
Oakstar Bank: $30
U.S. median: no median
NSF / Returned Item
Oakstar Bank: $30
Oakstar Bank: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Oakstar Bank: $25
Oakstar Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Missouri, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Missouri: Banks and credit unions headquartered in Missouri that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Oakstar Bank’s own schedules, with a source for each figure.

Account Maintenance

Account Closing Fee (First 12 months)$25
Dormant Account Fee, per month (after 365 days of inactivity if balance is $25 and below)$5
per month
Research, per hour$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$5
Return Mail Fee$7.50

Overdraft & NSF

Overdraft Fee per item, includes checks, ATM withdrawals, or other electronic means$30
per item
Insufficient Funds Fee per item, includes checks, ATM withdrawals, or other electronic means$30
per item

ATM & Card

Debit Card Replacement Card Fee$5

Wire Transfers

Wire Transfer (Outgoing)$25
Wire Transfer (Incoming)$15
Wire Transfer (International)$50

Check Services

Official Checks$5
Stop Payment$25
Check Copy$3

Cash & Deposit

Deposited Items Returned$4

Account Services

Safe Deposit Late Fee$15
Not compared: Box drilling or key fee
Safe Deposit Lost Key Fee$25
Not compared: Box drilling or key fee
Garnishment/Levy$35
Subpoena, per hour$50
Not compared: Charged per hour; comparison unavailable
per hour

Other Fees

Fax Incoming and Outgoing, per page$1
per item
Photocopies$1

Fee	Amount	Basis	Note
Account Maintenance
Account Closing Fee (First 12 months)	$25	Not stated	None
Dormant Account Fee, per month (after 365 days of inactivity if balance is $25 and below)	$5	per month	None
Research, per hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$5	Not stated	None
Return Mail Fee	$7.50	Not stated	None
Overdraft & NSF
Overdraft Fee per item, includes checks, ATM withdrawals, or other electronic means	$30	per item	None
Insufficient Funds Fee per item, includes checks, ATM withdrawals, or other electronic means	$30	per item	None
ATM & Card
Debit Card Replacement Card Fee	$5	Not stated	None
Wire Transfers
Wire Transfer (Outgoing)	$25	Not stated	None
Wire Transfer (Incoming)	$15	Not stated	None
Wire Transfer (International)	$50	Not stated	None
Check Services
Official Checks	$5	Not stated	None
Stop Payment	$25	Not stated	None
Check Copy	$3	Not stated	None
Cash & Deposit
Deposited Items Returned	$4	Not stated	None
Account Services
Safe Deposit Late Fee	$15Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Lost Key Fee	$25Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levy	$35	Not stated	None
Subpoena, per hour	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Other Fees
Fax Incoming and Outgoing, per page	$1	per item	None
Photocopies	$1	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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