Gala Bank

Headquarters: Ocala, Florida
Charter: Bank
Assets: $44.9M
Fed district: Atlanta

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Gala Bank: $30
Gala Bank: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Gala Bank: $30
Gala Bank: $30
U.S. median: no median
Stop Payment
Gala Bank: $30
Gala Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Gala Bank’s own schedules, with a source for each figure.

Account Maintenance

Account closing (90 days from opening date)$25
Dormant account (per month)$15
per month
Balancing (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour · Balancing (per hour) | $25.00
Research - per hour (1 hour minimum, + costs below)$25
Not compared: Charged per hour; comparison unavailable
per hour · Research - per hour (1 hour minimum, + costs below) | $25.00
Paper statements (per month)$5
per month
Return mail (per month)$5
per month

Overdraft & NSF

Non-sufficient funds (if returned) Non-sufficient item fees apply to all checking and savings accounts. Fees apply to it$30

ATM & Card

Debit Card - lost or stolen card$5

Wire Transfers

Wire transfer (outgoing domestic)$30
Wire transfer (incoming domestic)$15
Wire transfer (outgoing international)$50
Wire transfer (incoming international)$25

Check Services

Cashier's Checks$10
Stop Payment$30
Temporary Checks (3 to a page - per page)$1
per item

Cash & Deposit

Return deposit item$10

Retirement & IRA

IRA Closing Fee$25

Other Fees

Per statement copy$5

Fee	Amount	Basis	Note
Account Maintenance
Account closing (90 days from opening date)	$25	Not stated	None
Dormant account (per month)	$15	per month	None
Balancing (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	Balancing (per hour) \| $25.00
Research - per hour (1 hour minimum, + costs below)	$25Not compared: Charged per hour; comparison unavailable	per hour	Research - per hour (1 hour minimum, + costs below) \| $25.00
Paper statements (per month)	$5	per month	None
Return mail (per month)	$5	per month	None
Overdraft & NSF
Non-sufficient funds (if returned) Non-sufficient item fees apply to all checking and savings accounts. Fees apply to it	$30	Not stated	None
ATM & Card
Debit Card - lost or stolen card	$5	Not stated	None
Wire Transfers
Wire transfer (outgoing domestic)	$30	Not stated	None
Wire transfer (incoming domestic)	$15	Not stated	None
Wire transfer (outgoing international)	$50	Not stated	None
Wire transfer (incoming international)	$25	Not stated	None
Check Services
Cashier's Checks	$10	Not stated	None
Stop Payment	$30	Not stated	None
Temporary Checks (3 to a page - per page)	$1	per item	None
Cash & Deposit
Return deposit item	$10	Not stated	None
Retirement & IRA
IRA Closing Fee	$25	Not stated	None
Other Fees
Per statement copy	$5	Not stated	None

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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