Northwest Bank

Headquarters: Spencer, Iowa
Charter: Bank
Assets: $3.0B
Fed district: Chicago

9 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Northwest Bank: $28
Northwest Bank: $28
U.S. median: no median
NSF / Returned Item
Northwest Bank: $28
Northwest Bank: $28
U.S. median: no median
Wire Transfer (Domestic Out)
Northwest Bank: $20
Northwest Bank: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Iowa: Banks and credit unions headquartered in Iowa that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Northwest Bank’s own schedules, with a source for each figure.

Account Maintenance

Account Balancing/Research$30
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft (Debit or Check Paid)$28
per item
Nonsufficient Funds (NSF) Return Item$28
per item

ATM & Card

Card Replacement (Personal or Business ATM/Debit Card)$10

Wire Transfers

Wire transfers: Domestic Outgoing (audience not stated, treated as personal)$20
Wire transfers: Domestic Incoming$10

Check Services

Cashier's Check$3
per item
Stop Payments$35
per item
Counter Checks$1
per item

Cash & Deposit

Coin Counting (Non-Customer)10%

Other Fees

Photocopies$0.25
per item
Statement Copy$1

Fee	Amount	Basis	Note
Account Maintenance
Account Balancing/Research	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft (Debit or Check Paid)	$28	per item	None
Nonsufficient Funds (NSF) Return Item	$28	per item	None
ATM & Card
Card Replacement (Personal or Business ATM/Debit Card)	$10	Not stated	None
Wire Transfers
Wire transfers: Domestic Outgoing (audience not stated, treated as personal)	$20	Not stated	None
Wire transfers: Domestic Incoming	$10	Not stated	None
Check Services
Cashier's Check	$3	per item	None
Stop Payments	$35	per item	None
Counter Checks	$1	per item	None
Cash & Deposit
Coin Counting (Non-Customer)	10%	Not stated	None
Other Fees
Photocopies	$0.25	per item	None
Statement Copy	$1	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Account Balancing/Research$30
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft (Debit or Check Paid)$28
per item
Nonsufficient Funds (NSF) Return Item$28
per item

ATM & Card

Card Replacement (Personal or Business ATM/Debit Card)$10

Wire Transfers

Wire transfers: Domestic Incoming$10

Check Services

Cashier's Check$3
per item
Stop Payments$35
per item
Counter Checks$1
per item

Cash & Deposit

Coin Counting (Non-Customer)10%
Returned Deposited Items$7
per item

Other Fees

Photocopies$0.25
per item
Statement Copy$1

Fee	Amount	Basis	Note
Account Maintenance
Account Balancing/Research	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft (Debit or Check Paid)	$28	per item	None
Nonsufficient Funds (NSF) Return Item	$28	per item	None
ATM & Card
Card Replacement (Personal or Business ATM/Debit Card)	$10	Not stated	None
Wire Transfers
Wire transfers: Domestic Incoming	$10	Not stated	None
Check Services
Cashier's Check	$3	per item	None
Stop Payments	$35	per item	None
Counter Checks	$1	per item	None
Cash & Deposit
Coin Counting (Non-Customer)	10%	Not stated	None
Returned Deposited Items	$7	per item	None
Other Fees
Photocopies	$0.25	per item	None
Statement Copy	$1	Not stated	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Northwest Bank's monthly maintenance changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Northwest Bank: $28
Northwest Bank: $28
U.S. median: no median
NSF / Returned Item
Northwest Bank: $28
Northwest Bank: $28
U.S. median: no median
Wire Transfer (Domestic Out)
Northwest Bank: $20
Northwest Bank: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Iowa: Banks and credit unions headquartered in Iowa that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Northwest Bank’s own schedules, with a source for each figure.

Account Maintenance

Account Balancing/Research$30
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft (Debit or Check Paid)$28
per item
Nonsufficient Funds (NSF) Return Item$28
per item

ATM & Card

Card Replacement (Personal or Business ATM/Debit Card)$10

Wire Transfers

Wire transfers: Domestic Outgoing (audience not stated, treated as personal)$20
Wire transfers: Domestic Incoming$10

Check Services

Cashier's Check$3
per item
Stop Payments$35
per item
Counter Checks$1
per item

Cash & Deposit

Coin Counting (Non-Customer)10%

Other Fees

Photocopies$0.25
per item
Statement Copy$1

Fee	Amount	Basis	Note
Account Maintenance
Account Balancing/Research	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft (Debit or Check Paid)	$28	per item	None
Nonsufficient Funds (NSF) Return Item	$28	per item	None
ATM & Card
Card Replacement (Personal or Business ATM/Debit Card)	$10	Not stated	None
Wire Transfers
Wire transfers: Domestic Outgoing (audience not stated, treated as personal)	$20	Not stated	None
Wire transfers: Domestic Incoming	$10	Not stated	None
Check Services
Cashier's Check	$3	per item	None
Stop Payments	$35	per item	None
Counter Checks	$1	per item	None
Cash & Deposit
Coin Counting (Non-Customer)	10%	Not stated	None
Other Fees
Photocopies	$0.25	per item	None
Statement Copy	$1	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Account Balancing/Research$30
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft (Debit or Check Paid)$28
per item
Nonsufficient Funds (NSF) Return Item$28
per item

ATM & Card

Card Replacement (Personal or Business ATM/Debit Card)$10

Wire Transfers

Wire transfers: Domestic Incoming$10

Check Services

Cashier's Check$3
per item
Stop Payments$35
per item
Counter Checks$1
per item

Cash & Deposit

Coin Counting (Non-Customer)10%
Returned Deposited Items$7
per item

Other Fees

Photocopies$0.25
per item
Statement Copy$1

Fee	Amount	Basis	Note
Account Maintenance
Account Balancing/Research	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft (Debit or Check Paid)	$28	per item	None
Nonsufficient Funds (NSF) Return Item	$28	per item	None
ATM & Card
Card Replacement (Personal or Business ATM/Debit Card)	$10	Not stated	None
Wire Transfers
Wire transfers: Domestic Incoming	$10	Not stated	None
Check Services
Cashier's Check	$3	per item	None
Stop Payments	$35	per item	None
Counter Checks	$1	per item	None
Cash & Deposit
Coin Counting (Non-Customer)	10%	Not stated	None
Returned Deposited Items	$7	per item	None
Other Fees
Photocopies	$0.25	per item	None
Statement Copy	$1	Not stated	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.