Farmers State Bank

Headquarters: Pine Bluffs, Wyoming
Charter: Bank
Assets: $35.4M
Fed district: Kansas City

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $9, the middle of its prices
Farmers State Bank: $2 to $10
Farmers State Bank: $2 to $10
U.S. median: no median
NSF / Returned Item
Farmers State Bank: $25
Farmers State Bank: $25
U.S. median: no median
Non-Network ATM
Farmers State Bank: $1
Farmers State Bank: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Wyoming, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Wyoming: Banks and credit unions headquartered in Wyoming that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Farmers State Bank’s own schedules, with a source for each figure.

Account Maintenance

Interest Checking Monthly Service Charge$10
per month
Monthly Service Charge$8
per month
Monthly Service Charge (audience not stated, treated as personal)$2
per month
Monthly Service Charge$10
per month
Account Closing (Within 6 Months of Opening)$25
Dormant Account Fee (Per Month)$10
per month
Account Balancing (Per Hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research (Per Hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail Processing Fee (Per Month)$10
per month

Overdraft & NSF

Insufficient Fee (Per Item – Limit 5 Per Day)$25
per item · Limit 5 Per Day
Continuous Overdraft Fee (Every 7th Day)$30

ATM & Card

Foreign ATM Transaction Fee$1
Replacement ATM Debit Card$10

Wire Transfers

Wire Transfer Fees: Domestic Outgoing$20
Wire Transfer Fees: Domestic Incoming$5
Wire Transfer Fees: International Outgoing$45
International Incoming$5

Check Services

Cashier’s Checks$5
Money Orders$3
Money Orders (Customers over 60 yrs of age)$2
Money Orders (Freedom 55 Account)No charge
Stop Payment$20
Temporary Checks (Each)$0.50
per item
Check Cashing (Non-Customer) (audience not stated, treated as personal)3%($5 minimum)
Collection Fee$10

Digital & Electronic

ACH Origination (Per File)$5
per item

Cash & Deposit

Coin Counting (Non-Customer)10%
Coin Counting (Non-Customer) (audience not stated, treated as personal)10%
Returned Check Fee$8

Account Services

Notary Fee (Non-Customer)$5
Lost Safe Deposit Box Key (Minimum)$150
Not compared: Box drilling or key fee
Garnishment/Levy Fee$50

Other Fees

Photocopies (Per Page)$0.25
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Interest Checking Monthly Service Charge	$10	per month	None
Monthly Service Charge	$8	per month	None
Monthly Service Charge (audience not stated, treated as personal)	$2	per month	None
Monthly Service Charge	$10	per month	None
Account Closing (Within 6 Months of Opening)	$25	Not stated	None
Dormant Account Fee (Per Month)	$10	per month	None
Account Balancing (Per Hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research (Per Hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail Processing Fee (Per Month)	$10	per month	None
Overdraft & NSF
Insufficient Fee (Per Item – Limit 5 Per Day)	$25	per item	Limit 5 Per Day
Continuous Overdraft Fee (Every 7th Day)	$30	Not stated	None
ATM & Card
Foreign ATM Transaction Fee	$1	Not stated	None
Replacement ATM Debit Card	$10	Not stated	None
Wire Transfers
Wire Transfer Fees: Domestic Outgoing	$20	Not stated	None
Wire Transfer Fees: Domestic Incoming	$5	Not stated	None
Wire Transfer Fees: International Outgoing	$45	Not stated	None
International Incoming	$5	Not stated	None
Check Services
Cashier’s Checks	$5	Not stated	None
Money Orders	$3	Not stated	None
Money Orders (Customers over 60 yrs of age)	$2	Not stated	None
Money Orders (Freedom 55 Account)	No charge	Not stated	None
Stop Payment	$20	Not stated	None
Temporary Checks (Each)	$0.50	per item	None
Check Cashing (Non-Customer) (audience not stated, treated as personal)	3%($5 minimum)	Not stated	None
Collection Fee	$10	Not stated	None
Digital & Electronic
ACH Origination (Per File)	$5	per item	None
Cash & Deposit
Coin Counting (Non-Customer)	10%	Not stated	None
Coin Counting (Non-Customer) (audience not stated, treated as personal)	10%	Not stated	None
Returned Check Fee	$8	Not stated	None
Account Services
Notary Fee (Non-Customer)	$5	Not stated	None
Lost Safe Deposit Box Key (Minimum)	$150Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levy Fee	$50	Not stated	None
Other Fees
Photocopies (Per Page)	$0.25Not compared: Charged per page; comparison unavailable	per page	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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