Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, under $300M

Farmers State Bank

Pine Bluffs, WyomingBankKansas City Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research (Per Hour)$25Within the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Continuous Overdraft Fee (Every 7th Day)$30Above the typical range ($5–$15.50 nationally)
$25 above the national median
Source
Insufficient Fee (Per Item – Limit 5 Per Day)$25Within the typical range ($25–$31 nationally)
$5 below the national median
per item · Limit 5 Per Day · Source
Returned Check Fee$8Below the typical range ($25–$31 nationally)
$22 below the national median
Knox extract.rules v17 categorized a line held for review from Rosetta artifact #1025. canonical_hint=nsf; text_hash=53709cdb714e4fd93252c5bf22662654f8fd916a5c7b8111cb938ae3b0fe78f6; excerpt="Returned Check Fee | $8.00" · Source

ATM & CardVerified

Foreign ATM Transaction Fee$1Within the typical range ($1–$2.50 nationally)
$0.75 below the national median
Source
Replacement ATM Debit Card$10Within the typical range ($5–$10 nationally)
At the national median
Source

Check ServicesVerified

Stop Payment$20Within the typical range ($20–$30 nationally)
$6 below the national median
Source
Temporary Checks (Each)$0.50Below the typical range ($1–$4 nationally)
$1.50 below the national median
per item · Source

Account ServicesVerified

Garnishment/Levy Fee$50Within the typical range ($30–$75 nationally)
At the national median
Source
Lost Safe Deposit Box Key (Minimum)$150Above the typical range ($30–$70 nationally)
$105 above the national median
Source
Notary Fee (Non-Customer)$5Within the typical range ($0–$5 nationally)
$2.50 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research (Per Hour)	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Dormant Account Fee (Per Month)	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	—	Source
Overdraft & NSFVerified
Continuous Overdraft Fee (Every 7th Day)	$30Above the typical range ($5–$15.50 nationally)	$25 above the national median	—	—	Source
Insufficient Fee (Per Item – Limit 5 Per Day)	$25
ATM & CardVerified
Foreign ATM Transaction Fee	$1Within the typical range ($1–$2.50 nationally)	$0.75 below the national median	—	—	Source
Replacement ATM Debit Card	$10
Check ServicesVerified
Stop Payment	$20Within the typical range ($20–$30 nationally)	$6 below the national median	—	—	Source
Temporary Checks (Each)	$0.50
Digital & ElectronicVerified
ACH Origination (Per File)	$5Within the typical range ($5–$20 nationally)	$5 below the national median	—	—	Source
Account ServicesVerified
Garnishment/Levy Fee	$50Within the typical range ($30–$75 nationally)	At the national median	—	—	Source
Lost Safe Deposit Box Key (Minimum)	$150

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

Overdraft fee cap or limit policy detected — fewer surprise charges

17% below the national median NSF fee

Headline fees published

4 of 15

Published fees

Under review

Assets

$35.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$35.4M

Total deposits

$31.2M

Service charge income

$4K

Fee income ratio

0.95%

Return on assets

1.35%

Branches

Service charge income by quarter

Q2 2026$4K

Q1 2026$3K

Q4 2025$3K

Q3 2025$3K

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Based on 46,468 published fee entries from 2,882 institutions

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