Martinsville First Savings Bank

Headquarters: Martinsville, Virginia
Charter: Bank
Assets: $32.1M
Fed district: Richmond

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 16, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Martinsville First Savings Bank: $7
Martinsville First Savings Bank: $7
U.S. median: no median
Overdraft (OD)
Martinsville First Savings Bank: $30
Martinsville First Savings Bank: $30
U.S. median: no median
NSF / Returned Item
Martinsville First Savings Bank: $30
Martinsville First Savings Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Martinsville First Savings Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee$7
per month · waived if daily balance is at least $1,500
Preferred Interest Checking Monthly fee$7
per month · waived if daily balance is at least $1,500
Dormancy Fee$5
per month
Escheat Fee (Checking or Savings after 60 months inactivity)$50
Account Reconciliation$15
Undeliverable Mail (after two items returned)$5

Overdraft & NSF

Non-sufficient funds (NSF) or Overdraft (OD)$30
per item
Non-sufficient funds (NSF) or Overdraft (OD)$30
per item
Sustained Overdraft (after 7 business days)$5

ATM & Card

Debit Card Replacement$5
Cross-Border Fee (audience not stated, treated as personal)0.9%of the transaction

Wire Transfers

Wire Transfer Incoming (domestic or foreign)$10

Check Services

Official Check$3
Official Check Stop Payment$30
Stop Payment$30
Counter Checks$0.50
Check Cashing (non-customer)$5
Check Copy$3

Account Services

Notary Fee$4
Legal Process (e.g. IRS, levy, garnishment)$30
Deposit Verification$10

Other Fees

Duplicate Statement Fee (1098, 1099 and 5498)$5
Fax Services$1
per item
Photocopy$0.25
Not compared: Charged per page; comparison unavailable
per page
Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee	$7	per month	waived if daily balance is at least $1,500
Preferred Interest Checking Monthly fee	$7	per month	waived if daily balance is at least $1,500
Dormancy Fee	$5	per month	None
Escheat Fee (Checking or Savings after 60 months inactivity)	$50	Not stated	None
Account Reconciliation	$15	Not stated	None
Undeliverable Mail (after two items returned)	$5	Not stated	None
Overdraft & NSF
Non-sufficient funds (NSF) or Overdraft (OD)	$30	per item	None
Non-sufficient funds (NSF) or Overdraft (OD)	$30	per item	None
Sustained Overdraft (after 7 business days)	$5	Not stated	None
ATM & Card
Debit Card Replacement	$5	Not stated	None
Cross-Border Fee (audience not stated, treated as personal)	0.9%of the transaction	Not stated	None
Wire Transfers
Wire Transfer Incoming (domestic or foreign)	$10	Not stated	None
Check Services
Official Check	$3	Not stated	None
Official Check Stop Payment	$30	Not stated	None
Stop Payment	$30	Not stated	None
Counter Checks	$0.50	Not stated	None
Check Cashing (non-customer)	$5	Not stated	None
Check Copy	$3	Not stated	None
Account Services
Notary Fee	$4	Not stated	None
Legal Process (e.g. IRS, levy, garnishment)	$30	Not stated	None
Deposit Verification	$10	Not stated	None
Other Fees
Duplicate Statement Fee (1098, 1099 and 5498)	$5	Not stated	None
Fax Services	$1	per item	None
Photocopy	$0.25Not compared: Charged per page; comparison unavailable	per page	None
Statement Copy	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Overdraft & NSF

Non-sufficient funds (NSF)/overdraft$30

Wire Transfers

Wire outgoing$20
Wire incoming$10
Not compared: Monthly charge, not per item
per month

Cash & Deposit

Returned deposit item$10
Returned deposit item (redeposit)$5

Fee	Amount	Basis	Note
Overdraft & NSF
Non-sufficient funds (NSF)/overdraft	$30	Not stated	None
Wire Transfers
Wire outgoing	$20	Not stated	None
Wire incoming	$10Not compared: Monthly charge, not per item	per month	None
Cash & Deposit
Returned deposit item	$10	Not stated	None
Returned deposit item (redeposit)	$5	Not stated	None

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Martinsville First Savings Bank: $7
Martinsville First Savings Bank: $7
U.S. median: no median
Overdraft (OD)
Martinsville First Savings Bank: $30
Martinsville First Savings Bank: $30
U.S. median: no median
NSF / Returned Item
Martinsville First Savings Bank: $30
Martinsville First Savings Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Martinsville First Savings Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee$7
per month · waived if daily balance is at least $1,500
Preferred Interest Checking Monthly fee$7
per month · waived if daily balance is at least $1,500
Dormancy Fee$5
per month
Escheat Fee (Checking or Savings after 60 months inactivity)$50
Account Reconciliation$15
Undeliverable Mail (after two items returned)$5

Overdraft & NSF

Non-sufficient funds (NSF) or Overdraft (OD)$30
per item
Non-sufficient funds (NSF) or Overdraft (OD)$30
per item
Sustained Overdraft (after 7 business days)$5

ATM & Card

Debit Card Replacement$5
Cross-Border Fee (audience not stated, treated as personal)0.9%of the transaction

Wire Transfers

Wire Transfer Incoming (domestic or foreign)$10

Check Services

Official Check$3
Official Check Stop Payment$30
Stop Payment$30
Counter Checks$0.50
Check Cashing (non-customer)$5
Check Copy$3

Account Services

Notary Fee$4
Legal Process (e.g. IRS, levy, garnishment)$30
Deposit Verification$10

Other Fees

Duplicate Statement Fee (1098, 1099 and 5498)$5
Fax Services$1
per item
Photocopy$0.25
Not compared: Charged per page; comparison unavailable
per page
Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee	$7	per month	waived if daily balance is at least $1,500
Preferred Interest Checking Monthly fee	$7	per month	waived if daily balance is at least $1,500
Dormancy Fee	$5	per month	None
Escheat Fee (Checking or Savings after 60 months inactivity)	$50	Not stated	None
Account Reconciliation	$15	Not stated	None
Undeliverable Mail (after two items returned)	$5	Not stated	None
Overdraft & NSF
Non-sufficient funds (NSF) or Overdraft (OD)	$30	per item	None
Non-sufficient funds (NSF) or Overdraft (OD)	$30	per item	None
Sustained Overdraft (after 7 business days)	$5	Not stated	None
ATM & Card
Debit Card Replacement	$5	Not stated	None
Cross-Border Fee (audience not stated, treated as personal)	0.9%of the transaction	Not stated	None
Wire Transfers
Wire Transfer Incoming (domestic or foreign)	$10	Not stated	None
Check Services
Official Check	$3	Not stated	None
Official Check Stop Payment	$30	Not stated	None
Stop Payment	$30	Not stated	None
Counter Checks	$0.50	Not stated	None
Check Cashing (non-customer)	$5	Not stated	None
Check Copy	$3	Not stated	None
Account Services
Notary Fee	$4	Not stated	None
Legal Process (e.g. IRS, levy, garnishment)	$30	Not stated	None
Deposit Verification	$10	Not stated	None
Other Fees
Duplicate Statement Fee (1098, 1099 and 5498)	$5	Not stated	None
Fax Services	$1	per item	None
Photocopy	$0.25Not compared: Charged per page; comparison unavailable	per page	None
Statement Copy	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Overdraft & NSF

Non-sufficient funds (NSF)/overdraft$30

Wire Transfers

Wire outgoing$20
Wire incoming$10
Not compared: Monthly charge, not per item
per month

Cash & Deposit

Returned deposit item$10
Returned deposit item (redeposit)$5

Fee	Amount	Basis	Note
Overdraft & NSF
Non-sufficient funds (NSF)/overdraft	$30	Not stated	None
Wire Transfers
Wire outgoing	$20	Not stated	None
Wire incoming	$10Not compared: Monthly charge, not per item	per month	None
Cash & Deposit
Returned deposit item	$10	Not stated	None
Returned deposit item (redeposit)	$5	Not stated	None

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.