Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, under $300M

Martinsville First Savings Bank

Martinsville, VirginiaBankRichmond Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Monthly fee if daily balance is below$7Within the typical range ($3–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #6499. canonical_hint=monthly_maintenance; text_hash=3decad5341a9dd3f2163022be27883a88a8438b5d22606fe15060db4bfd6d15b; excerpt="Monthly fee if daily balance is below $1,500 | $7.00 | Wire incoming | $10.00" · Source

Overdraft & NSFVerified

Non-sufficient funds (NSF)/overdraft$30Within the typical range ($25–$30 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6499. canonical_hint=overdraft; text_hash=3decad5341a9dd3f2163022be27883a88a8438b5d22606fe15060db4bfd6d15b; excerpt="Checks paid | $0.17 | Non-sufficient funds (NSF)/overdraft | $30.00" · Source

Wire TransfersVerified

Negative collected balance | Prime + 3% | Wire outgoing$20Within the typical range ($20–$25 nationally)
$2.50 below the national median
Knox deterministic extraction from Rosetta artifact #6499. canonical_hint=wire_domestic_outgoing; text_hash=3decad5341a9dd3f2163022be27883a88a8438b5d22606fe15060db4bfd6d15b; excerpt="Negative collected balance | Prime + 3% | Wire outgoing | $20.00" · Source
Wire incoming$10Within the typical range ($5–$15 nationally)
At the national median
per month · Knox deterministic extraction from Rosetta artifact #6499. canonical_hint=wire_domestic_incoming; text_hash=3decad5341a9dd3f2163022be27883a88a8438b5d22606fe15060db4bfd6d15b; excerpt="Monthly fee if daily balance is below $1,500 | $7.00 | Wire incoming | $10.00" · Source

Check ServicesVerified

Stop payment$10Below the typical range ($20–$30 nationally)
$17 below the national median
Knox deterministic extraction from Rosetta artifact #6499. canonical_hint=stop_payment; text_hash=3decad5341a9dd3f2163022be27883a88a8438b5d22606fe15060db4bfd6d15b; excerpt="Item deposited | $0.10 | Stop payment | $10.00" · Source

Cash & DepositVerified

Returned deposit item$10Within the typical range ($9–$25 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #6499. canonical_hint=deposited_item_return; text_hash=3decad5341a9dd3f2163022be27883a88a8438b5d22606fe15060db4bfd6d15b; excerpt="Deposits and credits | $0.55 | Returned deposit item | $10.00" · Source
Returned deposit item (redeposit)$5Below the typical range ($9–$25 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #6499. canonical_hint=deposited_item_return; text_hash=3decad5341a9dd3f2163022be27883a88a8438b5d22606fe15060db4bfd6d15b; excerpt="Analysis, per account | $5.00 | Returned deposit item (redeposit) | $5.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Monthly fee if daily balance is below	$7Within the typical range ($3–$10 nationally)	$1.05 above the national median	per month	Knox deterministic extraction from Rosetta artifact #6499. canonical_hint=monthly_maintenance; text_hash=3decad5341a9dd3f2163022be27883a88a8438b5d22606fe15060db4bfd6d15b; excerpt="Monthly fee if daily balance is below $1,500 \| $7.00 \| Wire incoming \| $10.00"	Source
Overdraft & NSFVerified
Non-sufficient funds (NSF)/overdraft	$30Within the typical range ($25–$30 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #6499. canonical_hint=overdraft; text_hash=3decad5341a9dd3f2163022be27883a88a8438b5d22606fe15060db4bfd6d15b; excerpt="Checks paid \| $0.17 \| Non-sufficient funds (NSF)/overdraft \| $30.00"	Source
Wire TransfersVerified
Negative collected balance \| Prime + 3% \| Wire outgoing	$20Within the typical range ($20–$25 nationally)	$2.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #6499. canonical_hint=wire_domestic_outgoing; text_hash=3decad5341a9dd3f2163022be27883a88a8438b5d22606fe15060db4bfd6d15b; excerpt="Negative collected balance \| Prime + 3% \| Wire outgoing \| $20.00"	Source
Check ServicesVerified
Stop payment	$10Below the typical range ($20–$30 nationally)	$17 below the national median	—	Knox deterministic extraction from Rosetta artifact #6499. canonical_hint=stop_payment; text_hash=3decad5341a9dd3f2163022be27883a88a8438b5d22606fe15060db4bfd6d15b; excerpt="Item deposited \| $0.10 \| Stop payment \| $10.00"	Source
Cash & DepositVerified
Returned deposit item	$10Within the typical range ($9–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #6499. canonical_hint=deposited_item_return; text_hash=3decad5341a9dd3f2163022be27883a88a8438b5d22606fe15060db4bfd6d15b; excerpt="Deposits and credits \| $0.55 \| Returned deposit item \| $10.00"	Source
Returned deposit item (redeposit)

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 7 — leaner than most institutions

Published fees

Under review

Assets

$32.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$32.1M

Total deposits

$24.8M

Service charge income

$1K

Fee income ratio

0.43%

Return on assets

0.48%

Branches

Service charge income by quarter

Q2 2026$1K

Q1 2026$0

Q4 2025$0

Q3 2025$1K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 25,267 verified fees from 2,206 institutions

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