Mascoma Bank

Headquarters: Lebanon, New Hampshire
Charter: Bank
Assets: $3.0B
Fed district: Boston

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 13, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $8, the middle of its prices
Mascoma Bank: $5 to $14.99
Mascoma Bank: $5 to $14.99
U.S. median: no median
Non-Network ATM
Mascoma Bank: $1
Mascoma Bank: $1
U.S. median: no median
Wire Transfer (Domestic Out)
Compared at $17.50, the middle of its prices
Mascoma Bank: $10 to $25
Mascoma Bank: $10 to $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 13, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Hampshire, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Hampshire: Banks and credit unions headquartered in New Hampshire that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Mascoma Bank’s own schedules, with a source for each figure.

Account Maintenance

› Monthly fee (audience not stated, treated as personal)$14.99
per month
› Monthly fee (audience not stated, treated as personal)$5
per month · waived with eStatement
› Monthly fee (audience not stated, treated as personal)$10
per month
» service charge (audience not stated, treated as personal)$6
Account Closed Within 60 Days$25
Dormant Accounts (Monthly)$5
per month
Dormant Accounts-At Escheat$25
Research/Hour$25
Not compared: Charged per hour; comparison unavailable
per hour
eStatements - (paper statement subject$5

ATM & Card

ATM Withdrawals at a non-MB ATM$1
ATM/Debit Card Replacement$10
ATM/Debit Card Replacement Priority$35

Wire Transfers

Wire Domestic$10
Wire Transfer - Outgoing domestic$25
Wire Transfer – Incoming$5
Wire Foreign$25
Wire Transfer - Outgoing Foreign$50

Check Services

Official Check$5
Money Order$4
Stop Payment- completed through Digital Banking$20
Stop Payment- Money Order, Official Checks$25
Stop Payment- Personal Check, ACH (Employee Assistance)$30
Over The Counter Checks (4 Per Page Minimum, No Single Checks)$1

Digital & Electronic

Expedited Bill Payment Request (Digital Banking Terms Apply)$25

Account Services

Garnishments, Executions, and Levies$50

Fee	Amount	Basis	Note
Account Maintenance
› Monthly fee (audience not stated, treated as personal)	$14.99	per month	None
› Monthly fee (audience not stated, treated as personal)	$5	per month	waived with eStatement
› Monthly fee (audience not stated, treated as personal)	$10	per month	None
» service charge (audience not stated, treated as personal)	$6	Not stated	None
Account Closed Within 60 Days	$25	Not stated	None
Dormant Accounts (Monthly)	$5	per month	None
Dormant Accounts-At Escheat	$25	Not stated	None
Research/Hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
eStatements - (paper statement subject	$5	Not stated	None
ATM & Card
ATM Withdrawals at a non-MB ATM	$1	Not stated	None
ATM/Debit Card Replacement	$10	Not stated	None
ATM/Debit Card Replacement Priority	$35	Not stated	None
Wire Transfers
Wire Domestic	$10	Not stated	None
Wire Transfer - Outgoing domestic	$25	Not stated	None
Wire Transfer – Incoming	$5	Not stated	None
Wire Foreign	$25	Not stated	None
Wire Transfer - Outgoing Foreign	$50	Not stated	None
Check Services
Official Check	$5	Not stated	None
Money Order	$4	Not stated	None
Stop Payment- completed through Digital Banking	$20	Not stated	None
Stop Payment- Money Order, Official Checks	$25	Not stated	None
Stop Payment- Personal Check, ACH (Employee Assistance)	$30	Not stated	None
Over The Counter Checks (4 Per Page Minimum, No Single Checks)	$1	Not stated	None
Digital & Electronic
Expedited Bill Payment Request (Digital Banking Terms Apply)	$25	Not stated	None
Account Services
Garnishments, Executions, and Levies	$50	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Account Closed Within 60 Days$25
Dormant Accounts (Monthly)$5
per month
Dormant Accounts-At Escheat$25
Research/Hour$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Bounce Protection not available for Trust, Escrow, UGTMA, Estates$30

ATM & Card

ATM Withdrawals at a non-MB ATM$1
ATM/Debit Card Replacement$10
ATM/Debit Card Replacement Priority$35

Wire Transfers

Wire Domestic$10
Wire Transfer - Outgoing domestic$25
Wire Transfer – Incoming$5
Wire Foreign$25
Wire Transfer - Outgoing Foreign$50

Check Services

Official Check$5
Money Order$4
Stop Payment- completed through Digital Banking$20
Stop Payment- Money Order, Official Checks$25
Stop Payment- Personal Check, ACH (Employee Assistance)$30
Over The Counter Checks (4 Per Page Minimum, No Single Checks)$1

Digital & Electronic

Expedited Bill Payment Request (Digital Banking Terms Apply)$25

Fee	Amount	Basis	Note
Account Maintenance
Account Closed Within 60 Days	$25	Not stated	None
Dormant Accounts (Monthly)	$5	per month	None
Dormant Accounts-At Escheat	$25	Not stated	None
Research/Hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Bounce Protection not available for Trust, Escrow, UGTMA, Estates	$30	Not stated	None
ATM & Card
ATM Withdrawals at a non-MB ATM	$1	Not stated	None
ATM/Debit Card Replacement	$10	Not stated	None
ATM/Debit Card Replacement Priority	$35	Not stated	None
Wire Transfers
Wire Domestic	$10	Not stated	None
Wire Transfer - Outgoing domestic	$25	Not stated	None
Wire Transfer – Incoming	$5	Not stated	None
Wire Foreign	$25	Not stated	None
Wire Transfer - Outgoing Foreign	$50	Not stated	None
Check Services
Official Check	$5	Not stated	None
Money Order	$4	Not stated	None
Stop Payment- completed through Digital Banking	$20	Not stated	None
Stop Payment- Money Order, Official Checks	$25	Not stated	None
Stop Payment- Personal Check, ACH (Employee Assistance)	$30	Not stated	None
Over The Counter Checks (4 Per Page Minimum, No Single Checks)	$1	Not stated	None
Digital & Electronic
Expedited Bill Payment Request (Digital Banking Terms Apply)	$25	Not stated	None

Correct a fee source

Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $8, the middle of its prices
Mascoma Bank: $5 to $14.99
Mascoma Bank: $5 to $14.99
U.S. median: no median
Non-Network ATM
Mascoma Bank: $1
Mascoma Bank: $1
U.S. median: no median
Wire Transfer (Domestic Out)
Compared at $17.50, the middle of its prices
Mascoma Bank: $10 to $25
Mascoma Bank: $10 to $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 13, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Hampshire: Banks and credit unions headquartered in New Hampshire that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Mascoma Bank’s own schedules, with a source for each figure.

Account Maintenance

› Monthly fee (audience not stated, treated as personal)$14.99
per month
› Monthly fee (audience not stated, treated as personal)$5
per month · waived with eStatement
› Monthly fee (audience not stated, treated as personal)$10
per month
» service charge (audience not stated, treated as personal)$6
Account Closed Within 60 Days$25
Dormant Accounts (Monthly)$5
per month
Dormant Accounts-At Escheat$25
Research/Hour$25
Not compared: Charged per hour; comparison unavailable
per hour
eStatements - (paper statement subject$5

ATM & Card

ATM Withdrawals at a non-MB ATM$1
ATM/Debit Card Replacement$10
ATM/Debit Card Replacement Priority$35

Wire Transfers

Wire Domestic$10
Wire Transfer - Outgoing domestic$25
Wire Transfer – Incoming$5
Wire Foreign$25
Wire Transfer - Outgoing Foreign$50

Check Services

Official Check$5
Money Order$4
Stop Payment- completed through Digital Banking$20
Stop Payment- Money Order, Official Checks$25
Stop Payment- Personal Check, ACH (Employee Assistance)$30
Over The Counter Checks (4 Per Page Minimum, No Single Checks)$1

Digital & Electronic

Expedited Bill Payment Request (Digital Banking Terms Apply)$25

Account Services

Garnishments, Executions, and Levies$50

Fee	Amount	Basis	Note
Account Maintenance
› Monthly fee (audience not stated, treated as personal)	$14.99	per month	None
› Monthly fee (audience not stated, treated as personal)	$5	per month	waived with eStatement
› Monthly fee (audience not stated, treated as personal)	$10	per month	None
» service charge (audience not stated, treated as personal)	$6	Not stated	None
Account Closed Within 60 Days	$25	Not stated	None
Dormant Accounts (Monthly)	$5	per month	None
Dormant Accounts-At Escheat	$25	Not stated	None
Research/Hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
eStatements - (paper statement subject	$5	Not stated	None
ATM & Card
ATM Withdrawals at a non-MB ATM	$1	Not stated	None
ATM/Debit Card Replacement	$10	Not stated	None
ATM/Debit Card Replacement Priority	$35	Not stated	None
Wire Transfers
Wire Domestic	$10	Not stated	None
Wire Transfer - Outgoing domestic	$25	Not stated	None
Wire Transfer – Incoming	$5	Not stated	None
Wire Foreign	$25	Not stated	None
Wire Transfer - Outgoing Foreign	$50	Not stated	None
Check Services
Official Check	$5	Not stated	None
Money Order	$4	Not stated	None
Stop Payment- completed through Digital Banking	$20	Not stated	None
Stop Payment- Money Order, Official Checks	$25	Not stated	None
Stop Payment- Personal Check, ACH (Employee Assistance)	$30	Not stated	None
Over The Counter Checks (4 Per Page Minimum, No Single Checks)	$1	Not stated	None
Digital & Electronic
Expedited Bill Payment Request (Digital Banking Terms Apply)	$25	Not stated	None
Account Services
Garnishments, Executions, and Levies	$50	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Account Closed Within 60 Days$25
Dormant Accounts (Monthly)$5
per month
Dormant Accounts-At Escheat$25
Research/Hour$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Bounce Protection not available for Trust, Escrow, UGTMA, Estates$30

ATM & Card

ATM Withdrawals at a non-MB ATM$1
ATM/Debit Card Replacement$10
ATM/Debit Card Replacement Priority$35

Wire Transfers

Wire Domestic$10
Wire Transfer - Outgoing domestic$25
Wire Transfer – Incoming$5
Wire Foreign$25
Wire Transfer - Outgoing Foreign$50

Check Services

Official Check$5
Money Order$4
Stop Payment- completed through Digital Banking$20
Stop Payment- Money Order, Official Checks$25
Stop Payment- Personal Check, ACH (Employee Assistance)$30
Over The Counter Checks (4 Per Page Minimum, No Single Checks)$1

Digital & Electronic

Expedited Bill Payment Request (Digital Banking Terms Apply)$25

Fee	Amount	Basis	Note
Account Maintenance
Account Closed Within 60 Days	$25	Not stated	None
Dormant Accounts (Monthly)	$5	per month	None
Dormant Accounts-At Escheat	$25	Not stated	None
Research/Hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Bounce Protection not available for Trust, Escrow, UGTMA, Estates	$30	Not stated	None
ATM & Card
ATM Withdrawals at a non-MB ATM	$1	Not stated	None
ATM/Debit Card Replacement	$10	Not stated	None
ATM/Debit Card Replacement Priority	$35	Not stated	None
Wire Transfers
Wire Domestic	$10	Not stated	None
Wire Transfer - Outgoing domestic	$25	Not stated	None
Wire Transfer – Incoming	$5	Not stated	None
Wire Foreign	$25	Not stated	None
Wire Transfer - Outgoing Foreign	$50	Not stated	None
Check Services
Official Check	$5	Not stated	None
Money Order	$4	Not stated	None
Stop Payment- completed through Digital Banking	$20	Not stated	None
Stop Payment- Money Order, Official Checks	$25	Not stated	None
Stop Payment- Personal Check, ACH (Employee Assistance)	$30	Not stated	None
Over The Counter Checks (4 Per Page Minimum, No Single Checks)	$1	Not stated	None
Digital & Electronic
Expedited Bill Payment Request (Digital Banking Terms Apply)	$25	Not stated	None

Correct a fee source

Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.