First American Bank

Headquarters: Stonewall, Oklahoma
Charter: Bank
Assets: $34.3M
Fed district: Kansas City

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
First American Bank: $29.95
First American Bank: $29.95
U.S. median: no median
NSF / Returned Item
First American Bank: $29.95
First American Bank: $29.95
U.S. median: no median
Wire Transfer (Domestic Out)
First American Bank: $12.50
First American Bank: $12.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First American Bank’s own schedules, with a source for each figure.

Account Maintenance

Account Research$25

Overdraft & NSF

OD/Paid NSF Item Charge$29.95
Return NSF Item Charge$29.95

ATM & Card

VISA Check/ATM card$1
Not compared: Monthly charge, not per item
per month

Wire Transfers

Outgoing Wire$12.50

Check Services

Cashier’s Checks$3
Money Order$2
Stop Payment Fees$25

Cash & Deposit

Charge Back$2

Account Services

Notary Fee Non Customer$5
Lost Key (audience not stated, treated as personal)$25
Not compared: Box drilling or key fee
Safe Deposit Box 10”x 10”$65
Safe Deposit Box 12”x 12”$75
Safe Deposit Box 3”x 10”$30
Safe Deposit Box 3”x 5”$15
per year
Safe Deposit Box 5”x 10”$45

Other Fees

Fax$2

Fee	Amount	Basis	Note
Account Maintenance
Account Research	$25	Not stated	None
Overdraft & NSF
OD/Paid NSF Item Charge	$29.95	Not stated	None
Return NSF Item Charge	$29.95	Not stated	None
ATM & Card
VISA Check/ATM card	$1Not compared: Monthly charge, not per item	per month	None
Wire Transfers
Outgoing Wire	$12.50	Not stated	None
Check Services
Cashier’s Checks	$3	Not stated	None
Money Order	$2	Not stated	None
Stop Payment Fees	$25	Not stated	None
Cash & Deposit
Charge Back	$2	Not stated	None
Account Services
Notary Fee Non Customer	$5	Not stated	None
Lost Key (audience not stated, treated as personal)	$25Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10”x 10”	$65	Not stated	None
Safe Deposit Box 12”x 12”	$75	Not stated	None
Safe Deposit Box 3”x 10”	$30	Not stated	None
Safe Deposit Box 3”x 5”	$15	per year	None
Safe Deposit Box 5”x 10”	$45	Not stated	None
Other Fees
Fax	$2	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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