Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, under $300M

First American Bank

Stonewall, OklahomaBankKansas City Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research$25Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #3277. canonical_hint=account_research; text_hash=dfe7454d0bf0dfe3bcd364714b87aa591fc090be0c6a71fdc3117980a26cb828; excerpt="Account Research | $25.00" · Source

Overdraft & NSFVerified

Return NSF Item Charge$29.95Within the typical range ($25–$32 nationally)
$0.95 above the national median
Knox deterministic extraction from Rosetta artifact #3277. canonical_hint=nsf; text_hash=dfe7454d0bf0dfe3bcd364714b87aa591fc090be0c6a71fdc3117980a26cb828; excerpt="Return NSF Item Charge | $29.95" · Source

ATM & CardVerified

VISA Check/ATM card$1Within the typical range ($1–$3 nationally)
$0.50 below the national median
per month · Knox deterministic extraction from Rosetta artifact #3277. canonical_hint=atm_non_network; text_hash=dfe7454d0bf0dfe3bcd364714b87aa591fc090be0c6a71fdc3117980a26cb828; excerpt="VISA Check/ATM card | $1.00 monthly cardholder fee per card" · Source

Wire TransfersVerified

Outgoing Wire$12.50Below the typical range ($20–$25 nationally)
$7.50 below the national median
Knox deterministic extraction from Rosetta artifact #3277. canonical_hint=wire_domestic_outgoing; text_hash=dfe7454d0bf0dfe3bcd364714b87aa591fc090be0c6a71fdc3117980a26cb828; excerpt="Outgoing Wire | $12.50 + Corresp Charge" · Source

Check ServicesVerified

Money Order$2Within the typical range ($2–$3.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3277. canonical_hint=money_order; text_hash=dfe7454d0bf0dfe3bcd364714b87aa591fc090be0c6a71fdc3117980a26cb828; excerpt="Money Order | $2.00" · Source
Stop Payment Fees$25Within the typical range ($20–$30 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #3277. canonical_hint=stop_payment; text_hash=dfe7454d0bf0dfe3bcd364714b87aa591fc090be0c6a71fdc3117980a26cb828; excerpt="Stop Payment Fees | $25.00" · Source

Cash & DepositVerified

Night Deposit Bag (Lock)$25Above the typical range ($5–$20 nationally)
$11.25 above the national median
Knox deterministic extraction from Rosetta artifact #3277. canonical_hint=night_deposit; text_hash=dfe7454d0bf0dfe3bcd364714b87aa591fc090be0c6a71fdc3117980a26cb828; excerpt="Night Deposit Bag (Lock) | $25.00" · Source

Account ServicesVerified

Lost Key$25Within the typical range ($25–$80 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #3277. canonical_hint=safe_deposit_box; text_hash=dfe7454d0bf0dfe3bcd364714b87aa591fc090be0c6a71fdc3117980a26cb828; excerpt="Lost Key | $25.00" · Source
Notary Fee Non Customer$5Within the typical range ($0–$5 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #3277. canonical_hint=notary_fee; text_hash=dfe7454d0bf0dfe3bcd364714b87aa591fc090be0c6a71fdc3117980a26cb828; excerpt="Notary Fee Non Customer | $5.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research	$25Within the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #3277. canonical_hint=account_research; text_hash=dfe7454d0bf0dfe3bcd364714b87aa591fc090be0c6a71fdc3117980a26cb828; excerpt="Account Research \| $25.00"	Source
Overdraft & NSFVerified
Return NSF Item Charge	$29.95Within the typical range ($25–$32 nationally)	$0.95 above the national median	—	Knox deterministic extraction from Rosetta artifact #3277. canonical_hint=nsf; text_hash=dfe7454d0bf0dfe3bcd364714b87aa591fc090be0c6a71fdc3117980a26cb828; excerpt="Return NSF Item Charge \| $29.95"	Source
ATM & CardVerified
VISA Check/ATM card	$1Within the typical range ($1–$3 nationally)	$0.50 below the national median	per month	Knox deterministic extraction from Rosetta artifact #3277. canonical_hint=atm_non_network; text_hash=dfe7454d0bf0dfe3bcd364714b87aa591fc090be0c6a71fdc3117980a26cb828; excerpt="VISA Check/ATM card \| $1.00 monthly cardholder fee per card"	Source
Wire TransfersVerified
Outgoing Wire	$12.50Below the typical range ($20–$25 nationally)	$7.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #3277. canonical_hint=wire_domestic_outgoing; text_hash=dfe7454d0bf0dfe3bcd364714b87aa591fc090be0c6a71fdc3117980a26cb828; excerpt="Outgoing Wire \| $12.50 + Corresp Charge"	Source
Check ServicesVerified
Money Order	$2Within the typical range ($2–$3.50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3277. canonical_hint=money_order; text_hash=dfe7454d0bf0dfe3bcd364714b87aa591fc090be0c6a71fdc3117980a26cb828; excerpt="Money Order \| $2.00"	Source
Stop Payment Fees	$25
Cash & DepositVerified
Night Deposit Bag (Lock)	$25Above the typical range ($5–$20 nationally)	$11.25 above the national median	—	Knox deterministic extraction from Rosetta artifact #3277. canonical_hint=night_deposit; text_hash=dfe7454d0bf0dfe3bcd364714b87aa591fc090be0c6a71fdc3117980a26cb828; excerpt="Night Deposit Bag (Lock) \| $25.00"	Source
Account ServicesVerified
Lost Key	$25Within the typical range ($25–$80 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #3277. canonical_hint=safe_deposit_box; text_hash=dfe7454d0bf0dfe3bcd364714b87aa591fc090be0c6a71fdc3117980a26cb828; excerpt="Lost Key \| $25.00"	Source
Notary Fee Non Customer	$5

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $29.95

NSF fee is aligned with the national median

Total fees: 9 — leaner than most institutions

Verified fees

Under review

Assets

$34.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$34.3M

Total deposits

$29.5M

Service charge income

$10K

Fee income ratio

2.1%

Return on assets

1.86%

Branches

Service charge income by quarter

Q2 2026$10K

Q1 2026$9K

Q4 2025$9K

Q3 2025$11K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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