Kindred State Bank

Headquarters: Kindred, North Dakota
Charter: Bank
Assets: $43.3M
Fed district: Minneapolis

10 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 4, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $6.50, the middle of its prices
Kindred State Bank: $3 to $8.50
Kindred State Bank: $3 to $8.50
U.S. median: no median
Overdraft (OD)
Kindred State Bank: $25
Kindred State Bank: $25
U.S. median: no median
NSF / Returned Item
Kindred State Bank: $25
Kindred State Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for North Dakota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
North Dakota: Banks and credit unions headquartered in North Dakota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Kindred State Bank’s own schedules, with a source for each figure.

Account Maintenance

Interest Checking Maintenance fee (audience not stated, treated as personal)$5
Maintenance fee per statement cycle (audience not stated, treated as personal)$6.50
per month
Maintenance fee per statement cycle (audience not stated, treated as personal)$8.50
per month
Maintenance fee per statement cycle (audience not stated, treated as personal)$7.50
per month
Regular Personal Checking Maintenance fee (audience not stated, treated as personal)$3
Account Balancing (audience not stated, treated as personal)$30
Not compared: Charged per hour; comparison unavailable
per hour
Account Research (audience not stated, treated as personal)$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Fee (audience not stated, treated as personal)$25
per item
Return Item Fee (audience not stated, treated as personal)$25
Continuous Overdraft Fee (audience not stated, treated as personal)$15
Overdraft Fee daily maximum (audience not stated, treated as personal)$100
per day

Wire Transfers

Wire Transfers (Incoming) (audience not stated, treated as personal)$15
per item

Check Services

Cashier's Checks (audience not stated, treated as personal)$2
per item
Stop Payments (audience not stated, treated as personal)$15
per item

Cash & Deposit

Returned deposit item (audience not stated, treated as personal)$5
per item

Account Services

Replacement Safe Deposit Box Key (audience not stated, treated as personal)$20
Not compared: Box drilling or key fee
per item
Safe Deposit Box Drilling Fee (audience not stated, treated as personal)$300
Not compared: Box drilling or key fee

Lending Fees

Late payment fee (audience not stated, treated as personal)$25

Fee	Amount	Basis	Note
Account Maintenance
Interest Checking Maintenance fee (audience not stated, treated as personal)	$5	Not stated	None
Maintenance fee per statement cycle (audience not stated, treated as personal)	$6.50	per month	None
Maintenance fee per statement cycle (audience not stated, treated as personal)	$8.50	per month	None
Maintenance fee per statement cycle (audience not stated, treated as personal)	$7.50	per month	None
Regular Personal Checking Maintenance fee (audience not stated, treated as personal)	$3	Not stated	None
Account Balancing (audience not stated, treated as personal)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research (audience not stated, treated as personal)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Fee (audience not stated, treated as personal)	$25	per item	None
Return Item Fee (audience not stated, treated as personal)	$25	Not stated	None
Continuous Overdraft Fee (audience not stated, treated as personal)	$15	Not stated	None
Overdraft Fee daily maximum (audience not stated, treated as personal)	$100	per day	None
Wire Transfers
Wire Transfers (Incoming) (audience not stated, treated as personal)	$15	per item	None
Check Services
Cashier's Checks (audience not stated, treated as personal)	$2	per item	None
Stop Payments (audience not stated, treated as personal)	$15	per item	None
Cash & Deposit
Returned deposit item (audience not stated, treated as personal)	$5	per item	None
Account Services
Replacement Safe Deposit Box Key (audience not stated, treated as personal)	$20Not compared: Box drilling or key fee	per item	None
Safe Deposit Box Drilling Fee (audience not stated, treated as personal)	$300Not compared: Box drilling or key fee	Not stated	None
Lending Fees
Late payment fee (audience not stated, treated as personal)	$25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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