Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, under $300M

Kindred State Bank

Kindred, North DakotaBankMinneapolis Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Balancing$30Above the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #509. canonical_hint=account_research; text_hash=85239d8a039a40c5ca61075fa2a717c414ee3639e6f615b81dceb0e5bc94c264; excerpt="Account Balancing | $ 30.00 per hour" · Source

Account Research$25

At the national median

maintenance fee if balance falls below any day in the statement cycle$3

$2.99 below the national median

Knox deterministic extraction from Rosetta artifact #509. canonical_hint=monthly_maintenance; text_hash=85239d8a039a40c5ca61075fa2a717c414ee3639e6f615b81dceb0e5bc94c264; excerpt="$3.00 maintenance fee if balance falls below $100 any day in the statement cycle" · Source

maintenance fee if balance falls below any day in the statement cycle$2

$3.99 below the national median

Knox deterministic extraction from Rosetta artifact #509. canonical_hint=monthly_maintenance; text_hash=85239d8a039a40c5ca61075fa2a717c414ee3639e6f615b81dceb0e5bc94c264; excerpt="$2.00 maintenance fee if balance falls below $100 any day in the statement cycle" · Source

maintenance fee per statement cycle$8.50

$2.51 above the national median

Knox deterministic extraction from Rosetta artifact #509. canonical_hint=monthly_maintenance; text_hash=85239d8a039a40c5ca61075fa2a717c414ee3639e6f615b81dceb0e5bc94c264; excerpt="$8.50 maintenance fee per statement cycle" · Source

maintenance fee per statement cycle$7.50

$1.51 above the national median

Knox deterministic extraction from Rosetta artifact #509. canonical_hint=monthly_maintenance; text_hash=85239d8a039a40c5ca61075fa2a717c414ee3639e6f615b81dceb0e5bc94c264; excerpt="$7.50 maintenance fee per statement cycle" · Source

maintenance fee per statement cycle$6.50

$0.51 above the national median

Knox deterministic extraction from Rosetta artifact #509. canonical_hint=monthly_maintenance; text_hash=85239d8a039a40c5ca61075fa2a717c414ee3639e6f615b81dceb0e5bc94c264; excerpt="$6.50 maintenance fee per statement cycle" · Source

maintenance fee per statement cycle$4

$1.99 below the national median

Knox deterministic extraction from Rosetta artifact #509. canonical_hint=monthly_maintenance; text_hash=85239d8a039a40c5ca61075fa2a717c414ee3639e6f615b81dceb0e5bc94c264; excerpt="$4.00 maintenance fee per statement cycle" · Source

Overdraft & NSFVerified

Continuous Overdraft Fee$15Within the typical range ($5–$22.50 nationally)
$9 above the national median
Knox deterministic extraction from Rosetta artifact #509. canonical_hint=continuous_od; text_hash=85239d8a039a40c5ca61075fa2a717c414ee3639e6f615b81dceb0e5bc94c264; excerpt="Continuous Overdraft Fee | $ 15.00 every 5th business day/No charge for 1st five" · Source
Overdraft Fee$25Within the typical range ($25–$31 nationally)
$5 below the national median
per item · Knox deterministic extraction from Rosetta artifact #509. canonical_hint=overdraft; text_hash=85239d8a039a40c5ca61075fa2a717c414ee3639e6f615b81dceb0e5bc94c264; excerpt="Overdraft Fee | $ 25.00 per item/Maximum of $100.00 per day" · Source
Return Item Fee$25Within the typical range ($25–$31 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #509. canonical_hint=nsf; text_hash=85239d8a039a40c5ca61075fa2a717c414ee3639e6f615b81dceb0e5bc94c264; excerpt="Return Item Fee | $ 25.00 per presented item/Maximum of $100.00 per" · Source

Wire TransfersVerified

Wire Transfers (Incoming)$15Within the typical range ($5–$15 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #509. canonical_hint=wire_domestic_incoming; text_hash=85239d8a039a40c5ca61075fa2a717c414ee3639e6f615b81dceb0e5bc94c264; excerpt="Wire Transfers (Incoming) | $ 15.00 each" · Source

Check ServicesVerified

Cashier's Checks$2Below the typical range ($3–$6 nationally)
$3 below the national median
per item · Knox deterministic extraction from Rosetta artifact #509. canonical_hint=cashiers_check; text_hash=85239d8a039a40c5ca61075fa2a717c414ee3639e6f615b81dceb0e5bc94c264; excerpt="Cashier's Checks | $ 2.00 per check" · Source
Stop Payments$15Below the typical range ($20–$30 nationally)
$12 below the national median
per item · Knox deterministic extraction from Rosetta artifact #509. canonical_hint=stop_payment; text_hash=85239d8a039a40c5ca61075fa2a717c414ee3639e6f615b81dceb0e5bc94c264; excerpt="Stop Payments | $ 15.00 per item" · Source

Cash & DepositVerified

Returned deposit item$5Below the typical range ($10–$25 nationally)
$10 below the national median
per item · Knox deterministic extraction from Rosetta artifact #509. canonical_hint=deposited_item_return; text_hash=85239d8a039a40c5ca61075fa2a717c414ee3639e6f615b81dceb0e5bc94c264; excerpt="Returned deposit item | $ 5.00 per item" · Source

Account ServicesVerified

Replacement Safe Deposit Box Key$20Below the typical range ($25–$75 nationally)
$22.50 below the national median
Knox deterministic extraction from Rosetta artifact #509. canonical_hint=safe_deposit_box; text_hash=85239d8a039a40c5ca61075fa2a717c414ee3639e6f615b81dceb0e5bc94c264; excerpt="Replacement Safe Deposit Box Key | $ 20.00 each" · Source
Safe Deposit Box Drilling Fee$300Above the typical range ($25–$75 nationally)
$257.50 above the national median
Knox deterministic extraction from Rosetta artifact #509. canonical_hint=safe_deposit_box; text_hash=85239d8a039a40c5ca61075fa2a717c414ee3639e6f615b81dceb0e5bc94c264; excerpt="Safe Deposit Box Drilling Fee | $ 300.00" · Source

Lending FeesVerified

Late payment fee$25Within the typical range ($15–$25 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #509. canonical_hint=late_payment; text_hash=85239d8a039a40c5ca61075fa2a717c414ee3639e6f615b81dceb0e5bc94c264; excerpt="Late payment fee | $ 25.00 (10 day grace)" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Balancing	$30Above the typical range ($17.50–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #509. canonical_hint=account_research; text_hash=85239d8a039a40c5ca61075fa2a717c414ee3639e6f615b81dceb0e5bc94c264; excerpt="Account Balancing \| $ 30.00 per hour"	Source
Account Research	$25Within the typical range ($17.50–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #509. canonical_hint=account_research; text_hash=85239d8a039a40c5ca61075fa2a717c414ee3639e6f615b81dceb0e5bc94c264; excerpt="Account Research \| $ 25.00 per hour"	Source
maintenance fee if balance falls below any day in the statement cycle	$3Within the typical range ($3–$10 nationally)	$2.99 below the national median	—	Knox deterministic extraction from Rosetta artifact #509. canonical_hint=monthly_maintenance; text_hash=85239d8a039a40c5ca61075fa2a717c414ee3639e6f615b81dceb0e5bc94c264; excerpt="$3.00 maintenance fee if balance falls below $100 any day in the statement cycle"	Source
maintenance fee if balance falls below any day in the statement cycle	$2Below the typical range ($3–$10 nationally)	$3.99 below the national median	—	Knox deterministic extraction from Rosetta artifact #509. canonical_hint=monthly_maintenance; text_hash=85239d8a039a40c5ca61075fa2a717c414ee3639e6f615b81dceb0e5bc94c264; excerpt="$2.00 maintenance fee if balance falls below $100 any day in the statement cycle"	Source
maintenance fee per statement cycle	$8.50Within the typical range ($3–$10 nationally)	$2.51 above the national median	—	Knox deterministic extraction from Rosetta artifact #509. canonical_hint=monthly_maintenance; text_hash=85239d8a039a40c5ca61075fa2a717c414ee3639e6f615b81dceb0e5bc94c264; excerpt="$8.50 maintenance fee per statement cycle"	Source
maintenance fee per statement cycle	$7.50Within the typical range ($3–$10 nationally)	$1.51 above the national median	—	Knox deterministic extraction from Rosetta artifact #509. canonical_hint=monthly_maintenance; text_hash=85239d8a039a40c5ca61075fa2a717c414ee3639e6f615b81dceb0e5bc94c264; excerpt="$7.50 maintenance fee per statement cycle"	Source
maintenance fee per statement cycle	$6.50Within the typical range ($3–$10 nationally)	$0.51 above the national median	—	Knox deterministic extraction from Rosetta artifact #509. canonical_hint=monthly_maintenance; text_hash=85239d8a039a40c5ca61075fa2a717c414ee3639e6f615b81dceb0e5bc94c264; excerpt="$6.50 maintenance fee per statement cycle"	Source
maintenance fee per statement cycle	$4Within the typical range ($3–$10 nationally)	$1.99 below the national median	—	Knox deterministic extraction from Rosetta artifact #509. canonical_hint=monthly_maintenance; text_hash=85239d8a039a40c5ca61075fa2a717c414ee3639e6f615b81dceb0e5bc94c264; excerpt="$4.00 maintenance fee per statement cycle"	Source
Overdraft & NSFVerified
Continuous Overdraft Fee	$15Within the typical range ($5–$22.50 nationally)	$9 above the national median	—	Knox deterministic extraction from Rosetta artifact #509. canonical_hint=continuous_od; text_hash=85239d8a039a40c5ca61075fa2a717c414ee3639e6f615b81dceb0e5bc94c264; excerpt="Continuous Overdraft Fee \| $ 15.00 every 5th business day/No charge for 1st five"	Source

Wire TransfersVerified
Wire Transfers (Incoming)	$15Within the typical range ($5–$15 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #509. canonical_hint=wire_domestic_incoming; text_hash=85239d8a039a40c5ca61075fa2a717c414ee3639e6f615b81dceb0e5bc94c264; excerpt="Wire Transfers (Incoming) \| $ 15.00 each"	Source
Check ServicesVerified
Cashier's Checks	$2Below the typical range ($3–$6 nationally)	$3 below the national median	per item	Knox deterministic extraction from Rosetta artifact #509. canonical_hint=cashiers_check; text_hash=85239d8a039a40c5ca61075fa2a717c414ee3639e6f615b81dceb0e5bc94c264; excerpt="Cashier's Checks \| $ 2.00 per check"	Source
Stop Payments
Cash & DepositVerified
Returned deposit item	$5Below the typical range ($10–$25 nationally)	$10 below the national median	per item	Knox deterministic extraction from Rosetta artifact #509. canonical_hint=deposited_item_return; text_hash=85239d8a039a40c5ca61075fa2a717c414ee3639e6f615b81dceb0e5bc94c264; excerpt="Returned deposit item \| $ 5.00 per item"	Source
Account ServicesVerified
Replacement Safe Deposit Box Key	$20Below the typical range ($25–$75 nationally)	$22.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #509. canonical_hint=safe_deposit_box; text_hash=85239d8a039a40c5ca61075fa2a717c414ee3639e6f615b81dceb0e5bc94c264; excerpt="Replacement Safe Deposit Box Key \| $ 20.00 each"	Source

Lending FeesVerified
Late payment fee	$25Within the typical range ($15–$25 nationally)	$2.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #509. canonical_hint=late_payment; text_hash=85239d8a039a40c5ca61075fa2a717c414ee3639e6f615b81dceb0e5bc94c264; excerpt="Late payment fee \| $ 25.00 (10 day grace)"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

Overdraft fee cap or limit policy detected — fewer surprise charges

17% below the national median overdraft fee

Headline fees published

7 of 15

Published fees

Under review

Assets

$43.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$43.3M

Total deposits

$39.4M

Service charge income

$11K

Fee income ratio

2.5%

Return on assets

1.22%

Branches

Service charge income by quarter

Q2 2026$11K

Q1 2026$11K

Q4 2025$9K

Q3 2025$10K

Financial profile · Pro

Performance from regulator filings

Safe Deposit Box Drilling Fee

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 27,539 verified fees from 2,277 institutions

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