Cottonwood Valley Bank

Headquarters: Cedar Point, Kansas
Charter: Bank
Assets: $38.1M
Fed district: Kansas City

7 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $6.25, the middle of its prices
Cottonwood Valley Bank: $5 to $7.50
Cottonwood Valley Bank: $5 to $7.50
U.S. median: no median
Wire Transfer (Domestic Out)
Cottonwood Valley Bank: $30
Cottonwood Valley Bank: $30
U.S. median: no median
Stop Payment
Cottonwood Valley Bank: $30
Cottonwood Valley Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kansas, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kansas: Banks and credit unions headquartered in Kansas that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Cottonwood Valley Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge (audience not stated, treated as personal)$5
per month
NOW Checking Monthly service charge (audience not stated, treated as personal)$7.50
per month
Account Reconciliation$20
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour

ATM & Card

No Foreign Item/Rear-end Fees associated with non-CVB ATM transactions (audience not stated, treated as personal)$9.95
Not compared: Annual charge, not per item
per year
Replacement fee for lost card$30

Wire Transfers

WIRE SERVICES: Outgoing Domestic (audience not stated, treated as personal)$30
per item
WIRE SERVICES: Incoming Domestic (audience not stated, treated as personal)$30
per item

Check Services

Stop Payment$30
per item

Cash & Deposit

Return Deposited Item$20
per item

Other Fees

FAX SERVICES: Incoming (audience not stated, treated as personal)$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge (audience not stated, treated as personal)	$5	per month	None
NOW Checking Monthly service charge (audience not stated, treated as personal)	$7.50	per month	None
Account Reconciliation	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
ATM & Card
No Foreign Item/Rear-end Fees associated with non-CVB ATM transactions (audience not stated, treated as personal)	$9.95Not compared: Annual charge, not per item	per year	None
Replacement fee for lost card	$30	Not stated	None
Wire Transfers
WIRE SERVICES: Outgoing Domestic (audience not stated, treated as personal)	$30	per item	None
WIRE SERVICES: Incoming Domestic (audience not stated, treated as personal)	$30	per item	None
Check Services
Stop Payment	$30	per item	None
Cash & Deposit
Return Deposited Item	$20	per item	None
Other Fees
FAX SERVICES: Incoming (audience not stated, treated as personal)	$1	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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