Carrollton Federal Bank

Headquarters: Carrollton, Kentucky
Charter: Bank
Assets: $43.6M
Fed district: St. Louis

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Carrollton Federal Bank: $25
Carrollton Federal Bank: $25
U.S. median: no median
NSF / Returned Item
Carrollton Federal Bank: $25
Carrollton Federal Bank: $25
U.S. median: no median
Non-Network ATM
Carrollton Federal Bank: $3.50
Carrollton Federal Bank: $3.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kentucky, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kentucky: Banks and credit unions headquartered in Kentucky that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Carrollton Federal Bank’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$2
per month
Account Reconciliation$20
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft$25
per item
Nonsufficient Funds (NSF)$25
per item

ATM & Card

Use At Bank’s ATM$3.50

Wire Transfers

Wire Transfer (Outgoing)$35
per item
Wire Transfer (Incoming)$15
per item
Transfer for international wires$80
per item

Check Services

Cashier's Check Fee$5
per item
Stop Payments$20
per item
Check Copies$1
per item

Cash & Deposit

Deposit Item Charge Back$20
per item

Account Services

Notary ServiceNo charge
Safe Deposit Box 3x5$20
per year
Garnishment/Levy$25
per item

Other Fees

Duplicate Statement$2
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$2	per month	None
Account Reconciliation	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft	$25	per item	None
Nonsufficient Funds (NSF)	$25	per item	None
ATM & Card
Use At Bank’s ATM	$3.50	Not stated	None
Wire Transfers
Wire Transfer (Outgoing)	$35	per item	None
Wire Transfer (Incoming)	$15	per item	None
Transfer for international wires	$80	per item	None
Check Services
Cashier's Check Fee	$5	per item	None
Stop Payments	$20	per item	None
Check Copies	$1	per item	None
Cash & Deposit
Deposit Item Charge Back	$20	per item	None
Account Services
Notary Service	No charge	Not stated	None
Safe Deposit Box 3x5	$20	per year	None
Garnishment/Levy	$25	per item	None
Other Fees
Duplicate Statement	$2	per item	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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