16 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 12, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Club 1 Checking $8 · Club 2 Checking $9 · Club 3 Checking $10
Compared at $9, the middle of its prices
NSF / Returned Item
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from 1st Bank in Hominy’s own schedules, with a source for each figure.
per page
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly service charge | $9 | per month | None |
| Monthly service charge | $10 | per month | None |
| Monthly service charge | $8 | per month | None |
| Dormant Account Charge (no activity for 1 yr) | $5 | Not stated | None |
| Research and Account Balancing (per hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Return Mail | $10 | Not stated | None |
Overdraft & NSF | |||
| NSF Charge for Paying Items/Returning Items | $27.50 | Not stated | None |
ATM & Card | |||
| ATM transactions or balance inquiries at foreign (Non-1st Bank) location | $2 | Not stated | None |
Wire Transfers | |||
| Wire Transfer Charge (outgoing) | $15 | Not stated | None |
| Wire Transfer Charge (incoming) | $5 | Not stated | None |
Check Services | |||
| Cashier’s Checks | $5 | Not stated | None |
| Money Orders | $5 | Not stated | None |
| Stop Payment Charge | $25 | Not stated | None |
| Check Cashing Fee (Non-1st Bank customers) | $15 | Not stated | None |
| Collection Items (plus mailing charges) | $25 | Not stated | None |
| Check Copy (Image) | $1 | Not stated | None |
Cash & Deposit | |||
| Deposited Items Returned | $5 | Not stated | None |
Account Services | |||
| Box Drilling (cost plus) | $100Not compared: Box drilling or key fee | Not stated | None |
| Key Replacement | $20Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10 x 10 | $70 | Not stated | None |
| Safe Deposit Box 3 x 10 | $30 | Not stated | None |
| Safe Deposit Box 3 x 5 | $20 | Not stated | None |
| Safe Deposit Box 5 x 10 | $45 | Not stated | None |
| Safe Deposit Box 5 x 5 | $25 | Not stated | None |
| Garnishments & Levies | $50 | Not stated | None |
Other Fees | |||
| Photocopies (per page) | $1Not compared: Charged per page; comparison unavailable | per page | None |
Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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