13 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 6, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Stop Payment
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from North Side Federal Savings and Loan Association of Chicago’s own schedules, with a source for each figure.
per item
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Accounts closed within 3 months | $20 | Not stated | None |
| Dormant account, annually | $5Not compared: Annual charge, not monthly | per year | None |
| Account balancing/Research, per hour | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Overdraft ofaccount, per occurrence | $30 | per item | None |
| Insufficient funds, per item | $30 | per item | None |
Check Services | |||
| Money orders (customer) | $1.50 | Not stated | None |
| Money orders (non-customer) (audience not stated, treated as personal) | $5 | Not stated | None |
| Stop payment: NOW/MMDA/checking | $30 | Not stated | None |
| Temporary checks, quantity 10 | $5 | Not stated | None |
| Non-customer check cashing | $10 | Not stated | None |
| 0 Hours ofOperation - Effeective January 1» 2016: Collection item (incoming/outgoing - international) | $20 | Not stated | None |
| Collection item (incoming/outgoing - domestic) | $10 | Not stated | None |
| Copy ofcancelled check, per copy | $2 | per item | None |
Cash & Deposit | |||
| Coin counting (customer) | No charge | Not stated | None |
| Deposited check returned, second time | $30 | Not stated | None |
Account Services | |||
| Garnishment/Levy,Imigrationletters per incident | $30 | per item | None |
| Verification of deposit, per request | $10 | per item | None |
Other Fees | |||
| Duplicate statement, per month | $5Not compared: Monthly charge, not per item | per month | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per item
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Accounts closed within 3 months | $20 | Not stated | None |
| Dormant account, annually | $5Not compared: Annual charge, not monthly | per year | None |
| Account balancing/Research, per hour | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Overdraft ofaccount, per occurrence | $30 | per item | None |
| Insufficient funds, per item | $30 | per item | None |
Check Services | |||
| Money orders (customer) | $1.50 | Not stated | None |
| Stop payment: NOW/MMDA/checking | $30 | Not stated | None |
| Temporary checks, quantity 10 | $5 | Not stated | None |
| Non-customer check cashing | $10 | Not stated | None |
| 0 Hours ofOperation - Effeective January 1» 2016: Collection item (incoming/outgoing - international) | $20 | Not stated | None |
| Collection item (incoming/outgoing - domestic) | $10 | Not stated | None |
| Copy ofcancelled check, per copy | $2 | per item | None |
Cash & Deposit | |||
| Coin counting (customer) | No charge | Not stated | None |
| Deposited check returned, second time | $30 | Not stated | None |
Account Services | |||
| Garnishment/Levy,Imigrationletters per incident | $30 | per item | None |
| Verification of deposit, per request | $10 | per item | None |
Retirement & IRA | |||
| IRA transfer/closing | $20 | Not stated | None |
Other Fees | |||
| Duplicate statement, per month | $5Not compared: Monthly charge, not per item | per month | None |
Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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