Farmers Bank & Trust Company

Headquarters: Magnolia, Arkansas
Charter: Bank
Assets: $3.2B
Fed district: St. Louis

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 21, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $8, the middle of its prices
Farmers Bank & Trust Company: $6 to $10
Farmers Bank & Trust Company: $6 to $10
U.S. median: no median
Overdraft (OD)
Farmers Bank & Trust Company: $32
Farmers Bank & Trust Company: $32
U.S. median: no median
NSF / Returned Item
Farmers Bank & Trust Company: $32
Farmers Bank & Trust Company: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 21, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Arkansas, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Arkansas: Banks and credit unions headquartered in Arkansas that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Farmers Bank & Trust Company’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$10
per month
Monthly service fee$6
per month
Account Closure Fee (within 60 days of opening)$30
Early Account Closure Fee$10
Dormant Account Fee (An account is dormant if for 12 months you have made no deposits or withdrawals on the account.)$5
per month
Account Balancing Assistance$20
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Monthly fee for paper statements$4
per month
Returned Mail$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Non-Sufficient Overdraft Item$32
per item
Non-Sufficient Overdraft Item$32
per item
Non-Sufficient Return Item$32
per item
NSF Protection Transfer Fee$3
per item

ATM & Card

Transfer or Inquiry with ATM or Debit Card$1
Withdrawal with ATM or Debit Card$2

Wire Transfers

Wire Transfer: Outgoing$20
Wire Transfer: Incoming$10

Check Services

Cashier's Checks$5
per item
Stop Payment Orders$32
per item
Temporary Check Printing (first page free)$1
Not compared: Charged per page; comparison unavailable
per page
CD-ROM of Check Images$5
Not compared: CD/IRA fee
Check Image Printing$1
Not compared: Charged per page; comparison unavailable
per page

Cash & Deposit

Coin Counting5%
Returned Deposited Item- Special Handling$8
per item

Account Services

Replacement Key$7
Not compared: Box drilling or key fee
Safe Deposit Box - Key Replacement$10
Not compared: Box drilling or key fee
Garnishments$125
Levies$75

Other Fees

Faxes$2
Not compared: Charged per page; comparison unavailable
per page
Photocopies$3
Not compared: Charged per page; comparison unavailable
per page
Statement Reprint$3
Statement Reprint with Check Images$8

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$10	per month	None
Monthly service fee	$6	per month	None
Account Closure Fee (within 60 days of opening)	$30	Not stated	None
Early Account Closure Fee	$10	Not stated	None
Dormant Account Fee (An account is dormant if for 12 months you have made no deposits or withdrawals on the account.)	$5	per month	None
Account Balancing Assistance	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Monthly fee for paper statements	$4	per month	None
Returned Mail	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Non-Sufficient Overdraft Item	$32	per item	None
Non-Sufficient Overdraft Item	$32	per item	None
Non-Sufficient Return Item	$32	per item	None
NSF Protection Transfer Fee	$3	per item	None
ATM & Card
Transfer or Inquiry with ATM or Debit Card	$1	Not stated	None
Withdrawal with ATM or Debit Card	$2	Not stated	None
Wire Transfers
Wire Transfer: Outgoing	$20	Not stated	None
Wire Transfer: Incoming	$10	Not stated	None
Check Services
Cashier's Checks	$5	per item	None
Stop Payment Orders	$32	per item	None
Temporary Check Printing (first page free)	$1Not compared: Charged per page; comparison unavailable	per page	None
CD-ROM of Check Images	$5Not compared: CD/IRA fee	Not stated	None
Check Image Printing	$1Not compared: Charged per page; comparison unavailable	per page	None
Cash & Deposit
Coin Counting	5%	Not stated	None
Returned Deposited Item- Special Handling	$8	per item	None
Account Services
Replacement Key	$7Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box - Key Replacement	$10Not compared: Box drilling or key fee	Not stated	None
Garnishments	$125	Not stated	None
Levies	$75	Not stated	None
Other Fees
Faxes	$2Not compared: Charged per page; comparison unavailable	per page	None
Photocopies	$3Not compared: Charged per page; comparison unavailable	per page	None
Statement Reprint	$3	Not stated	None
Statement Reprint with Check Images	$8	Not stated	None

Overdraft & NSF

Non-Sufficient Overdraft Item$32
per item

Cash & Deposit

Returned Deposited Items - Business$5
per item

Fee	Amount	Basis	Note
Overdraft & NSF
Non-Sufficient Overdraft Item	$32	per item	None
Cash & Deposit
Returned Deposited Items - Business	$5	per item	None

Correct a fee source

Oct 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Farmers Bank & Trust Company's early account closure changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $8, the middle of its prices
Farmers Bank & Trust Company: $6 to $10
Farmers Bank & Trust Company: $6 to $10
U.S. median: no median
Overdraft (OD)
Farmers Bank & Trust Company: $32
Farmers Bank & Trust Company: $32
U.S. median: no median
NSF / Returned Item
Farmers Bank & Trust Company: $32
Farmers Bank & Trust Company: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 21, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Arkansas, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Arkansas: Banks and credit unions headquartered in Arkansas that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Farmers Bank & Trust Company’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$10
per month
Monthly service fee$6
per month
Account Closure Fee (within 60 days of opening)$30
Early Account Closure Fee$10
Dormant Account Fee (An account is dormant if for 12 months you have made no deposits or withdrawals on the account.)$5
per month
Account Balancing Assistance$20
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Monthly fee for paper statements$4
per month
Returned Mail$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Non-Sufficient Overdraft Item$32
per item
Non-Sufficient Overdraft Item$32
per item
Non-Sufficient Return Item$32
per item
NSF Protection Transfer Fee$3
per item

ATM & Card

Transfer or Inquiry with ATM or Debit Card$1
Withdrawal with ATM or Debit Card$2

Wire Transfers

Wire Transfer: Outgoing$20
Wire Transfer: Incoming$10

Check Services

Cashier's Checks$5
per item
Stop Payment Orders$32
per item
Temporary Check Printing (first page free)$1
Not compared: Charged per page; comparison unavailable
per page
CD-ROM of Check Images$5
Not compared: CD/IRA fee
Check Image Printing$1
Not compared: Charged per page; comparison unavailable
per page

Cash & Deposit

Coin Counting5%
Returned Deposited Item- Special Handling$8
per item

Account Services

Replacement Key$7
Not compared: Box drilling or key fee
Safe Deposit Box - Key Replacement$10
Not compared: Box drilling or key fee
Garnishments$125
Levies$75

Other Fees

Faxes$2
Not compared: Charged per page; comparison unavailable
per page
Photocopies$3
Not compared: Charged per page; comparison unavailable
per page
Statement Reprint$3
Statement Reprint with Check Images$8

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$10	per month	None
Monthly service fee	$6	per month	None
Account Closure Fee (within 60 days of opening)	$30	Not stated	None
Early Account Closure Fee	$10	Not stated	None
Dormant Account Fee (An account is dormant if for 12 months you have made no deposits or withdrawals on the account.)	$5	per month	None
Account Balancing Assistance	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Monthly fee for paper statements	$4	per month	None
Returned Mail	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Non-Sufficient Overdraft Item	$32	per item	None
Non-Sufficient Overdraft Item	$32	per item	None
Non-Sufficient Return Item	$32	per item	None
NSF Protection Transfer Fee	$3	per item	None
ATM & Card
Transfer or Inquiry with ATM or Debit Card	$1	Not stated	None
Withdrawal with ATM or Debit Card	$2	Not stated	None
Wire Transfers
Wire Transfer: Outgoing	$20	Not stated	None
Wire Transfer: Incoming	$10	Not stated	None
Check Services
Cashier's Checks	$5	per item	None
Stop Payment Orders	$32	per item	None
Temporary Check Printing (first page free)	$1Not compared: Charged per page; comparison unavailable	per page	None
CD-ROM of Check Images	$5Not compared: CD/IRA fee	Not stated	None
Check Image Printing	$1Not compared: Charged per page; comparison unavailable	per page	None
Cash & Deposit
Coin Counting	5%	Not stated	None
Returned Deposited Item- Special Handling	$8	per item	None
Account Services
Replacement Key	$7Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box - Key Replacement	$10Not compared: Box drilling or key fee	Not stated	None
Garnishments	$125	Not stated	None
Levies	$75	Not stated	None
Other Fees
Faxes	$2Not compared: Charged per page; comparison unavailable	per page	None
Photocopies	$3Not compared: Charged per page; comparison unavailable	per page	None
Statement Reprint	$3	Not stated	None
Statement Reprint with Check Images	$8	Not stated	None

Overdraft & NSF

Non-Sufficient Overdraft Item$32
per item

Cash & Deposit

Returned Deposited Items - Business$5
per item

Fee	Amount	Basis	Note
Overdraft & NSF
Non-Sufficient Overdraft Item	$32	per item	None
Cash & Deposit
Returned Deposited Items - Business	$5	per item	None

Correct a fee source

Oct 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.