State Bank of Lake Park

Headquarters: Lake Park, Minnesota
Charter: Bank
Assets: $47.0M
Fed district: Minneapolis

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 24, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Can be waived with a balance of $100 or more.
State Bank of Lake Park: $2
State Bank of Lake Park: $2
U.S. median: no median
Overdraft (OD)
State Bank of Lake Park: $30
State Bank of Lake Park: $30
U.S. median: no median
NSF / Returned Item
State Bank of Lake Park: $30
State Bank of Lake Park: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 24, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from State Bank of Lake Park’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance (audience not stated, treated as personal)$2
per month
Account Research - per hour$20
Not compared: Charged per hour; comparison unavailable
per hour · Account Research - per hour | $20.00
Statement Reconciliation - per hour$20
Not compared: Charged per hour; comparison unavailable
per hour · Statement Reconciliation - per hour | $20.00

Overdraft & NSF

Overdraft - each OD paid$30
per item
Non-Sufficient Funds$30
per item

ATM & Card

Debit Card Replacement$15

Wire Transfers

Wire Transfer: Domestic - Outgoing$25

Check Services

Cashier's Checks$5
Stop Payment$25
per item
Stop Payment - per block of checks$35
Counter Checks - per pad$4

Digital & Electronic

ACH Origination Fee$25
Mobile Check Deposit Fee$1

Cash & Deposit

Charge Back Fee$5

Account Services

Notary Fee - per stamp$5
per item
Safe Deposit Box Key - per key$20
Not compared: Box drilling or key fee
per item
Safe Deposit Box Lock Replacement$250
Not compared: Box drilling or key fee
Safe Deposit Boxes: Large - per year$25
per year
Safe Deposit Boxes: Medium - per year$20
per year
Safe Deposit Boxes: Small - per year$15
per year

Other Fees

Copy of Document from iTeller$2
Fax-in - per page$1
per item
Fax-out - first page$3
Statement Copies$2
per item
Statement Copies with Images$5

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance (audience not stated, treated as personal)	$2	per month	None
Account Research - per hour	$20Not compared: Charged per hour; comparison unavailable	per hour	Account Research - per hour \| $20.00
Statement Reconciliation - per hour	$20Not compared: Charged per hour; comparison unavailable	per hour	Statement Reconciliation - per hour \| $20.00
Overdraft & NSF
Overdraft - each OD paid	$30	per item	None
Non-Sufficient Funds	$30	per item	None
ATM & Card
Debit Card Replacement	$15	Not stated	None
Wire Transfers
Wire Transfer: Domestic - Outgoing	$25	Not stated	None
Check Services
Cashier's Checks	$5	Not stated	None
Stop Payment	$25	per item	None
Stop Payment - per block of checks	$35	Not stated	None
Counter Checks - per pad	$4	Not stated	None
Digital & Electronic
ACH Origination Fee	$25	Not stated	None
Mobile Check Deposit Fee	$1	Not stated	None
Cash & Deposit
Charge Back Fee	$5	Not stated	None
Account Services
Notary Fee - per stamp	$5	per item	None
Safe Deposit Box Key - per key	$20Not compared: Box drilling or key fee	per item	None
Safe Deposit Box Lock Replacement	$250Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Boxes: Large - per year	$25	per year	None
Safe Deposit Boxes: Medium - per year	$20	per year	None
Safe Deposit Boxes: Small - per year	$15	per year	None
Other Fees
Copy of Document from iTeller	$2	Not stated	None
Fax-in - per page	$1	per item	None
Fax-out - first page	$3	Not stated	None
Statement Copies	$2	per item	None
Statement Copies with Images	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 24, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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