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Total assets
Q4 2025, quarter end
FDIC call report data · Dec 31, 2025
Revenue
Q4 2025, one quarter
FDIC call report data · Dec 31, 2025
Service-charge income
Q4 2025, one quarter
FDIC call report data · Dec 31, 2025
Service-charge share of revenue
55th percentile; peer median 2.2%
FDIC call report data · Dec 31, 2025
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Not on file
Call-report figures are for The Potter State Bank of Potter at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FDIC BankFind Suite (call report data) ASSET | Q4 2025 Quarter ended Dec 31, 2025 | Oct 4, 2026 |
| Revenue | Revenue (net interest + noninterest income) One quarter, as reported | FDIC BankFind Suite (call report data) NIMQ + NONIIQ | Q4 2025 Quarter ended Dec 31, 2025 | Oct 4, 2026 |
| Service-charge income | Service charges on deposit accounts One quarter, as reported | FDIC BankFind Suite (call report data) ISERCHGQ | Q4 2025 Quarter ended Dec 31, 2025 | Oct 4, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 1,712 banks with under $300M in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q4 2025 Quarter ended Dec 31, 2025 | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | The Potter State Bank of Potter's published fee schedule; Bank Fee Index medians | Current schedule | Not recorded |
Service-charge income by quarter
Q3 2023 to Q4 2025, standalone quarters
Service charges were 2.4% of revenue, above the 2.2% median of 1,712 banks with under $300M in assets (55th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $12K in Q4 2025, about level with the same quarter a year earlier ($12K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Call reports for The Potter State Bank of Potter (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q1 2024 to Q4 2025, standalone quarters · 64 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q4 2025 | $12K | −$2K | −14.3% |
| Q3 2025 | $14K | +$3K | +27.3% |
| Q2 2025 | $11K | −$1K | −8.3% |
| Q1 2025 | $12K | $0 | 0.0% |
| Q4 2024 | $12K | $0 | 0.0% |
| Q3 2024 | $12K | +$1K | +9.1% |
| Q2 2024 | $11K | $0 | 0.0% |
| Q1 2024 | $11K | −$1K | −8.3% |
Financial cohort: 1,800 banks with under $300M in assets filing for Q4 2025; 1,712 reported a share above 0% and are counted, The Potter State Bank of Potter left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to The Potter State Bank of Potter by share.
Where The Potter State Bank of Potter operates, and what regulators and customers have on file.
Branch footprint
2 offices in 1 state, $40.4M in branch deposits (June 2025)
Each dot is one office.
Largest markets by deposits
| Outside a metro area | 2 | $40.4M |
Largest competitors nearby
Local market: Cheyenne county, NE, around its headquarters.
| 5 in its local market | Deposit share |
|---|---|
| Platte Valley Bank | 32% |
| Points West Community Bank | 29.1% |
| Security First Bank | 27.6% |
| Sidney Federal Savings and Loan Association | 9.2% |
| Adams Bank & Trust | 2% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2025. Deposits are booked at the branch as of June 30.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows