17 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 11, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Preferred Interest Checking
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Kentucky, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Blue Grass Federal Savings and Loan Association’s own schedules, with a source for each figure.
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Preferred Interest Checking Monthly fee | $7 | per month | waived if daily balance is at least $1,500 |
| Account Reconciliation | $15 | Not stated | None |
Overdraft & NSF | |||
| Non-sufficient funds (NSF) or Overdraft (OD) per item | $25 | per item | None |
| Non-sufficient funds (NSF) or Overdraft (OD) per item | $25 | per item | None |
| Sustained Overdraft (per day, after 7 business days) | $5 | per day | None |
ATM & Card | |||
| Debit Card Replacement | $5 | Not stated | None |
| Cross-border | 1.1%of the transaction | Not stated | None |
| Currency Conversion Fee (audience not stated, treated as personal) | 0.2%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Transfer Outgoing (within USA) | $20 | Not stated | None |
Check Services | |||
| Official Check | $3 | Not stated | None |
| Stop Payment | $10 | Not stated | None |
| Counter Checks | $0.50 | Not stated | None |
| Check Cashing (non-customer) | $5 | Not stated | None |
| Check Copy | $3 | Not stated | None |
Cash & Deposit | |||
| Return Deposit Item | $10 | Not stated | None |
Account Services | |||
| Notary Fee | $1.50 | Not stated | None |
| Legal Process (e.g. IRS, levy, garnishment) | $50 | Not stated | None |
| Deposit Verification | $10 | Not stated | None |
Other Fees | |||
| Duplicate Statement Fee | $5 | Not stated | None |
| Photocopy (per page) | $0.25 | per item | None |
| Statement Copy (per page) | $5 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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