STAR Financial Bank

Headquarters: Fort Wayne, Indiana
Charter: Bank
Assets: $3.2B
Fed district: Chicago

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 30, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $6.98, the middle of its prices
STAR Financial Bank: $4 to $20
STAR Financial Bank: $4 to $20
U.S. median: no median
NSF / Returned Item
STAR Financial Bank: $37
STAR Financial Bank: $37
U.S. median: no median
Non-Network ATM
STAR Financial Bank: $3
STAR Financial Bank: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 30, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from STAR Financial Bank’s own schedules, with a source for each figure.

Account Maintenance

Interest Checking Monthly Service Fee$9.95
per month
Monthly fee$5.95
per month
Monthly fee$9.95
per month
Monthly fee$4
per month
Monthly fee$8
per month
Monthly fee$20
per month
Monthly maintenance fee$4
per month
Premium Checking Monthly Service Fee$5.95
per month
Account Closing Fee (less than 180 days)$25
Dormant Account Fee$6
per month
Paper Statement Fee$7
Excess Withdrawal Fee$5
per item

Overdraft & NSF

Return Item Fee (Max 6 [$222.00/day] for retail customers) (unlimited for commercial customers)$37
per item
Overdraft Protection Transfer$10
per item

ATM & Card

ATM Service Charge$3
ATM Service Charge International$4
ATM/Debit Card Replacement$10
ATM/Debit Card Overnight$75

Wire Transfers

Wire Transfer Outgoing Domestic Incoming Domestic Outgoing International (Correspondent fees additional)$35

Check Services

Cashier's Check$8
Stop Payment (single item or range)$37
per item
Counter Checks$1
per item
Check Cashing Charge (non-customer)$8
Collection Fee$20
Foreign Check Processing$10
per item

Account Services

Notary Service$5
Legal Processing$125

Fee	Amount	Basis	Note
Account Maintenance
Interest Checking Monthly Service Fee	$9.95	per month	None
Monthly fee	$5.95	per month	None
Monthly fee	$9.95	per month	None
Monthly fee	$4	per month	None
Monthly fee	$8	per month	None
Monthly fee	$20	per month	None
Monthly maintenance fee	$4	per month	None
Premium Checking Monthly Service Fee	$5.95	per month	None
Account Closing Fee (less than 180 days)	$25	Not stated	None
Dormant Account Fee	$6	per month	None
Paper Statement Fee	$7	Not stated	None
Excess Withdrawal Fee	$5	per item	None
Overdraft & NSF
Return Item Fee (Max 6 [$222.00/day] for retail customers) (unlimited for commercial customers)	$37	per item	None
Overdraft Protection Transfer	$10	per item	None
ATM & Card
ATM Service Charge	$3	Not stated	None
ATM Service Charge International	$4	Not stated	None
ATM/Debit Card Replacement	$10	Not stated	None
ATM/Debit Card Overnight	$75	Not stated	None
Wire Transfers
Wire Transfer Outgoing Domestic Incoming Domestic Outgoing International (Correspondent fees additional)	$35	Not stated	None
Check Services
Cashier's Check	$8	Not stated	None
Stop Payment (single item or range)	$37	per item	None
Counter Checks	$1	per item	None
Check Cashing Charge (non-customer)	$8	Not stated	None
Collection Fee	$20	Not stated	None
Foreign Check Processing	$10	per item	None
Account Services
Notary Service	$5	Not stated	None
Legal Processing	$125	Not stated	None

Correct a fee source

Oct 30, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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