Community First Bank, National Association

Headquarters: Forest, Ohio
Charter: Bank
Assets: $56.3M
Fed district: Cleveland

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Community First Bank, National Association: $35
Community First Bank, National Association: $35
U.S. median: no median
NSF / Returned Item
Community First Bank, National Association: $35
Community First Bank, National Association: $35
U.S. median: no median
Non-Network ATM
Compared at $2.75, the middle of its prices
Community First Bank, National Association: $2 to $3.50
Community First Bank, National Association: $2 to $3.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Community First Bank, National Association · $56M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Banks only
$46M to $65M in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Community First Bank, National Association(this institution)	Forest, OH	$56M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Bank of Brewton	Brewton, AL	$50M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
BANK360	Cordell, OK	$61M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Benton County State Bank	Blairstown, IA	$51M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Blue Grass Federal Savings and Loan Association	Paris, KY	$59M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Community National Bank in Monmouth	Monmouth, IL	$55M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Farmers and Merchants Bank of Mound City, Kansas	Mound City, KS	$65M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Farmers State Bank, Allen, Oklahoma	Allen, OK	$57M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First Financial Bank in Winnebago	Winnebago, MN	$58M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Fortuna Bank	Grandview Heights, OH	$57M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Lamont Bank of St. John	Saint John, WA	$51M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
North County Savings Bank	Red Bud, IL	$63M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Richton Bank & Trust Company	Richton, MS	$52M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Second Federal Savings and Loan Association of Philadelphia	Philadelphia, PA	$46M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Sidney Federal Savings and Loan Association	Sidney, NE	$56M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
State Bank of Lake Park	Lake Park, MN	$47M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
State Bank of Scotia	Scotia, NE	$61M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
State National Bank	Groom, TX	$55M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Talbot State Bank	Woodland, GA	$52M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The Blue Grass Valley Bank	Blue Grass, VA	$60M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The City State Bank	Fort Scott, KS	$58M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
The First Farmers National Bank of Waurika	Waurika, OK	$56M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
The Mer Rouge State Bank	Mer Rouge, LA	$52M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The Peoples Bank	Gambier, OH	$60M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
The State Exchange Bank	Mankato, KS	$51M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
United Minnesota Bank	New London, MN	$57M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 14 publish this fee(monthly maintenance)

11 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Community First Bank, National Association does not publish a monthly maintenance fee in the index.

The peer median is $5.25 among 14 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026.

Monthly maintenance fee in dollars, one mark per institution

Community First Bank, National Association does not publish a monthly maintenance fee, so it is not on this chart.

Community First Bank, Nat…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Community First Bank, National Association’s own schedules, with a source for each figure.

Account Maintenance

New Accounts Closed within 6 month$25
Return Mail$5

Overdraft & NSF

Overdraft On Savings$35
Nonsufficient Funds (each item)$35
per item
Nonsufficient Funds (each item) . . daily maximum (audience not stated, treated as personal)$140
per day
Nonsufficient Funds Daily Cap (audience not stated, treated as personal)$140
per day

ATM & Card

ATM–Non CFB Customers$3.50
Debit Card Charge using non CFB-ATM$2
Replace Debit / ATM Card$7

Wire Transfers

Wire Transfers Foreign (In & Out)$50

Check Services

Cashier’s Checks$7
Counter checks$0.25

Account Services

Safe Deposit Box Key Replacement$30
Not compared: Box drilling or key fee
Legal Document Prep. Tax Levies, Garnishments$50

Other Fees

Duplicate Statement$5
Photocopies$0.50
Reproduction of Item$3

Fee	Amount	Basis	Note
Account Maintenance
New Accounts Closed within 6 month	$25	Not stated	None
Return Mail	$5	Not stated	None
Overdraft & NSF
Overdraft On Savings	$35	Not stated	None
Nonsufficient Funds (each item)	$35	per item	None
Nonsufficient Funds (each item) . . daily maximum (audience not stated, treated as personal)	$140	per day	None
Nonsufficient Funds Daily Cap (audience not stated, treated as personal)	$140	per day	None
ATM & Card
ATM–Non CFB Customers	$3.50	Not stated	None
Debit Card Charge using non CFB-ATM	$2	Not stated	None
Replace Debit / ATM Card	$7	Not stated	None
Wire Transfers
Wire Transfers Foreign (In & Out)	$50	Not stated	None
Check Services
Cashier’s Checks	$7	Not stated	None
Counter checks	$0.25	Not stated	None
Account Services
Safe Deposit Box Key Replacement	$30Not compared: Box drilling or key fee	Not stated	None
Legal Document Prep. Tax Levies, Garnishments	$50	Not stated	None
Other Fees
Duplicate Statement	$5	Not stated	None
Photocopies	$0.50	Not stated	None
Reproduction of Item	$3	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Community First Bank, National Association's safe deposit box changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Community First Bank, National Association: $35
Community First Bank, National Association: $35
U.S. median: no median
NSF / Returned Item
Community First Bank, National Association: $35
Community First Bank, National Association: $35
U.S. median: no median
Non-Network ATM
Compared at $2.75, the middle of its prices
Community First Bank, National Association: $2 to $3.50
Community First Bank, National Association: $2 to $3.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Community First Bank, National Association · $56M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Banks only
$46M to $65M in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Community First Bank, National Association(this institution)	Forest, OH	$56M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Bank of Brewton	Brewton, AL	$50M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
BANK360	Cordell, OK	$61M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Benton County State Bank	Blairstown, IA	$51M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Blue Grass Federal Savings and Loan Association	Paris, KY	$59M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Community National Bank in Monmouth	Monmouth, IL	$55M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Farmers and Merchants Bank of Mound City, Kansas	Mound City, KS	$65M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Farmers State Bank, Allen, Oklahoma	Allen, OK	$57M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First Financial Bank in Winnebago	Winnebago, MN	$58M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Fortuna Bank	Grandview Heights, OH	$57M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Lamont Bank of St. John	Saint John, WA	$51M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
North County Savings Bank	Red Bud, IL	$63M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Richton Bank & Trust Company	Richton, MS	$52M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Second Federal Savings and Loan Association of Philadelphia	Philadelphia, PA	$46M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Sidney Federal Savings and Loan Association	Sidney, NE	$56M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
State Bank of Lake Park	Lake Park, MN	$47M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
State Bank of Scotia	Scotia, NE	$61M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
State National Bank	Groom, TX	$55M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Talbot State Bank	Woodland, GA	$52M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The Blue Grass Valley Bank	Blue Grass, VA	$60M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The City State Bank	Fort Scott, KS	$58M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
The First Farmers National Bank of Waurika	Waurika, OK	$56M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
The Mer Rouge State Bank	Mer Rouge, LA	$52M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The Peoples Bank	Gambier, OH	$60M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
The State Exchange Bank	Mankato, KS	$51M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
United Minnesota Bank	New London, MN	$57M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 14 publish this fee(monthly maintenance)

11 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Community First Bank, National Association does not publish a monthly maintenance fee in the index.

The peer median is $5.25 among 14 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026.

Monthly maintenance fee in dollars, one mark per institution

Community First Bank, National Association does not publish a monthly maintenance fee, so it is not on this chart.

Community First Bank, Nat…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Community First Bank, National Association’s own schedules, with a source for each figure.

Account Maintenance

New Accounts Closed within 6 month$25
Return Mail$5

Overdraft & NSF

Overdraft On Savings$35
Nonsufficient Funds (each item)$35
per item
Nonsufficient Funds (each item) . . daily maximum (audience not stated, treated as personal)$140
per day
Nonsufficient Funds Daily Cap (audience not stated, treated as personal)$140
per day

ATM & Card

ATM–Non CFB Customers$3.50
Debit Card Charge using non CFB-ATM$2
Replace Debit / ATM Card$7

Wire Transfers

Wire Transfers Foreign (In & Out)$50

Check Services

Cashier’s Checks$7
Counter checks$0.25

Account Services

Safe Deposit Box Key Replacement$30
Not compared: Box drilling or key fee
Legal Document Prep. Tax Levies, Garnishments$50

Other Fees

Duplicate Statement$5
Photocopies$0.50
Reproduction of Item$3

Fee	Amount	Basis	Note
Account Maintenance
New Accounts Closed within 6 month	$25	Not stated	None
Return Mail	$5	Not stated	None
Overdraft & NSF
Overdraft On Savings	$35	Not stated	None
Nonsufficient Funds (each item)	$35	per item	None
Nonsufficient Funds (each item) . . daily maximum (audience not stated, treated as personal)	$140	per day	None
Nonsufficient Funds Daily Cap (audience not stated, treated as personal)	$140	per day	None
ATM & Card
ATM–Non CFB Customers	$3.50	Not stated	None
Debit Card Charge using non CFB-ATM	$2	Not stated	None
Replace Debit / ATM Card	$7	Not stated	None
Wire Transfers
Wire Transfers Foreign (In & Out)	$50	Not stated	None
Check Services
Cashier’s Checks	$7	Not stated	None
Counter checks	$0.25	Not stated	None
Account Services
Safe Deposit Box Key Replacement	$30Not compared: Box drilling or key fee	Not stated	None
Legal Document Prep. Tax Levies, Garnishments	$50	Not stated	None
Other Fees
Duplicate Statement	$5	Not stated	None
Photocopies	$0.50	Not stated	None
Reproduction of Item	$3	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.