The Blue Grass Valley Bank

Headquarters: Blue Grass, Virginia
Charter: Bank
Assets: $59.9M
Fed district: Richmond

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Interest Checking
Can be waived with a balance of $500 or more.
The Blue Grass Valley Bank: $5
The Blue Grass Valley Bank: $5
U.S. median: no median
Overdraft (OD)
The Blue Grass Valley Bank: $20
The Blue Grass Valley Bank: $20
U.S. median: no median
NSF / Returned Item
The Blue Grass Valley Bank: $20
The Blue Grass Valley Bank: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The Blue Grass Valley Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge (Interest Checking)$5
per month
Dormant Account Fee$3
per month

Overdraft & NSF

Overdraft (OD)$20
Returned item fee$20

ATM & Card

Replacement Card Fee$10

Wire Transfers

Wire Transfer Out – Domestic$25
Wire Transfer Out - International$50

Check Services

Cashier’s Check$5
Cashier’s check fee$5
per item
Money Order$3
Personal money order fee$3
per item
Stop payment fee$10
per item

Account Services

Jumbo (10"x10")$40
per year
Large (5"x10")$21
per year
Medium (3"x10")$14.40
per year
Small (3"x5")$10.80
per year

Other Fees

Statement Copies$0.50

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge (Interest Checking)	$5	per month	None
Dormant Account Fee	$3	per month	None
Overdraft & NSF
Overdraft (OD)	$20	Not stated	None
Returned item fee	$20	Not stated	None
ATM & Card
Replacement Card Fee	$10	Not stated	None
Wire Transfers
Wire Transfer Out – Domestic	$25	Not stated	None
Wire Transfer Out - International	$50	Not stated	None
Check Services
Cashier’s Check	$5	Not stated	None
Cashier’s check fee	$5	per item	None
Money Order	$3	Not stated	None
Personal money order fee	$3	per item	None
Stop payment fee	$10	per item	None
Account Services
Jumbo (10"x10")	$40	per year	None
Large (5"x10")	$21	per year	None
Medium (3"x10")	$14.40	per year	None
Small (3"x5")	$10.80	per year	None
Other Fees
Statement Copies	$0.50	Not stated	None

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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