Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, under $300M

The Blue Grass Valley Bank

Blue Grass, VirginiaBankRichmond Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee$3Below the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #2519. canonical_hint=dormant_account; text_hash=c028185d00c0cb18965ffa635be8cf1bc17551fe613be7d0b245323ac53aa7c9; excerpt="Dormant Account Fee $3 per month" · Source

Overdraft & NSFVerified

returned item fee$20Below the typical range ($25–$32 nationally)
$9 below the national median
Knox deterministic extraction from Rosetta artifact #2519. canonical_hint=nsf; text_hash=c028185d00c0cb18965ffa635be8cf1bc17551fe613be7d0b245323ac53aa7c9; excerpt="returned item fee | $20" · Source

ATM & CardVerified

Replacement Card Fee$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2519. canonical_hint=card_replacement; text_hash=c028185d00c0cb18965ffa635be8cf1bc17551fe613be7d0b245323ac53aa7c9; excerpt="Replacement Card Fee $10" · Source
Replacement PIN Fee$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #2519. canonical_hint=card_replacement; text_hash=c028185d00c0cb18965ffa635be8cf1bc17551fe613be7d0b245323ac53aa7c9; excerpt="Replacement PIN Fee $5" · Source

Check ServicesVerified

Money Order$3Within the typical range ($2–$3.50 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #2519. canonical_hint=money_order; text_hash=c028185d00c0cb18965ffa635be8cf1bc17551fe613be7d0b245323ac53aa7c9; excerpt="Money Order $3" · Source
Stop Payment Fee$10Below the typical range ($20–$30 nationally)
$17 below the national median
Knox deterministic extraction from Rosetta artifact #2519. canonical_hint=stop_payment; text_hash=c028185d00c0cb18965ffa635be8cf1bc17551fe613be7d0b245323ac53aa7c9; excerpt="Stop Payment Fee $10" · Source

Lending FeesVerified

Late Charge on Loans Minimum of$25Within the typical range ($15–$26.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2519. canonical_hint=late_payment; text_hash=c028185d00c0cb18965ffa635be8cf1bc17551fe613be7d0b245323ac53aa7c9; excerpt="Late Charge on Loans Minimum of $25 or 5% of late payment or" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee	$3Below the typical range ($5–$10 nationally)	$2 below the national median	per month	Knox deterministic extraction from Rosetta artifact #2519. canonical_hint=dormant_account; text_hash=c028185d00c0cb18965ffa635be8cf1bc17551fe613be7d0b245323ac53aa7c9; excerpt="Dormant Account Fee $3 per month"	Source
Overdraft & NSFVerified
returned item fee	$20Below the typical range ($25–$32 nationally)	$9 below the national median	—	Knox deterministic extraction from Rosetta artifact #2519. canonical_hint=nsf; text_hash=c028185d00c0cb18965ffa635be8cf1bc17551fe613be7d0b245323ac53aa7c9; excerpt="returned item fee \| $20"	Source
ATM & CardVerified
Replacement Card Fee	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2519. canonical_hint=card_replacement; text_hash=c028185d00c0cb18965ffa635be8cf1bc17551fe613be7d0b245323ac53aa7c9; excerpt="Replacement Card Fee $10"	Source
Replacement PIN Fee	$5
Check ServicesVerified
Money Order	$3Within the typical range ($2–$3.50 nationally)	$1 above the national median	—	Knox deterministic extraction from Rosetta artifact #2519. canonical_hint=money_order; text_hash=c028185d00c0cb18965ffa635be8cf1bc17551fe613be7d0b245323ac53aa7c9; excerpt="Money Order $3"	Source
Stop Payment Fee	$10
Lending FeesVerified
Late Charge on Loans Minimum of	$25Within the typical range ($15–$26.50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2519. canonical_hint=late_payment; text_hash=c028185d00c0cb18965ffa635be8cf1bc17551fe613be7d0b245323ac53aa7c9; excerpt="Late Charge on Loans Minimum of $25 or 5% of late payment or"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $20

31% below the national median NSF fee

Total fees: 7 — leaner than most institutions

Verified fees

Under review

Assets

$59.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$59.9M

Total deposits

$53.6M

Service charge income

$9K

Fee income ratio

1.8%

Return on assets

0.64%

Branches

Service charge income by quarter

Q2 2026$9K

Q1 2026$11K

Q4 2025$11K

Q3 2025$8K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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