7 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 18, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Regular Checking Accounts
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Kansas, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Farmers and Merchants Bank of Mound City, Kansas’s own schedules, with a source for each figure.
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Regular Checking Accounts Monthly service charge | $10 | per month | None |
| Account Research | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Overdraft Consumer Account | $12.50 | Not stated | None |
| Return Item Consumer Account | $12.50 | Not stated | None |
ATM & Card | |||
| Replacement Card Fee | $10 | Not stated | None |
Wire Transfers | |||
| Outgoing Wire Transfers | $25 | Not stated | None |
| International Wire Fee | $25 | Not stated | None |
Check Services | |||
| Stop Payments | $25 | per item | None |
Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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