Three fees from its schedule are published so far: safe deposit box $10, money order $2 and 1 more.
Source: its fee schedule, read Oct 20, 2026.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
13th percentile; peer median 2.1%
FDIC call report data · Jun 30, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Oct 20, 2026
Call-report figures are for North County Savings Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 1,681 banks with under $300M in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | North County Savings Bank's published fee schedule; Bank Fee Index medians | Current schedule | Oct 20, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 0.7% of revenue, below the 2.1% median of 1,681 banks with under $300M in assets (13th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $3K in Q2 2026, 40% below the same quarter a year earlier ($5K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
0 of 2 compared published fees sit above the Illinois median; 2 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Illinois medians for fees published by banks and credit unions.
Safe Deposit Box
Money Order
Monthly Maintenance
Fee not identified in the reviewed schedule.
Each amount links to the fee schedule it was read from. Medians for Illinois, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Call reports for North County Savings Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $3K | −$3K | −50.0% |
| Q1 2026 | $6K | −$2K | −25.0% |
| Q4 2025 | $8K | +$2K | +33.3% |
| Q3 2025 | $6K | +$1K | +20.0% |
| Q2 2025 | $5K | −$1K | −16.7% |
| Q1 2025 | $6K | $0 | 0.0% |
| Q4 2024 | $6K | −$1K | −14.3% |
| Q3 2024 | $7K | +$1K | +16.7% |
Financial cohort: 1,760 banks with under $300M in assets filing for Q2 2026; 1,681 reported a share above 0% and are counted, North County Savings Bank left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to North County Savings Bank by share.
Amounts from North County Savings Bank’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per item
per year
per page
| Fee | Amount | Basis | Note |
|---|---|---|---|
Check Services | |||
| Money Orders | $2Inside the U.S. middle 50% ($2 to $3 nationally) | per item | None |
Account Services | |||
| Safe Deposit Boxes (annual payment) 3x5 3x10 5x10 | $10Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
Other Fees | |||
| Fax | $1Not compared: Charged per page; comparison unavailable | per page | None |
Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where North County Savings Bank operates, and what regulators and customers have on file.
Branch footprint
3 offices in 1 state, $57.9M in branch deposits (June 2026)
Each dot is one office.
Largest markets by deposits
| Outside a metro area | 3 | $57.9M |
Largest competitors nearby
Local market: Randolph county, IL, where it holds the most deposits.
| 7 in its local market | Deposit share |
|---|---|
| Dieterich Bank | 23% |
| Buena Vista National Bank | 23% |
| First National Bank of Steeleville | 20.1% |
| Chester National Bank | 9.8% |
| The First National Bank of Sparta | 8.9% |
This bank holds 5.1% of the deposits there.
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
Enforcement actions
None on file with the Illinois Department of Financial and Professional Regulation
The Illinois Department of Financial and Professional Regulation has no public enforcement action against this bank or its holding company on file.
Source: public enforcement action lists from the Illinois Department of Financial and Professional Regulation, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows