Lake Ridge Bank

Headquarters: Middleton, Wisconsin
Charter: Bank
Assets: $3.4B
Fed district: Chicago

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 16, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Lake Ridge Bank: $10
Lake Ridge Bank: $10
U.S. median: no median
Overdraft (OD)
Lake Ridge Bank: $32
Lake Ridge Bank: $32
U.S. median: no median
NSF / Returned Item
Lake Ridge Bank: $32
Lake Ridge Bank: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Wisconsin: Banks and credit unions headquartered in Wisconsin that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Lake Ridge Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly maintenance fee$10
per month
Account Reconciliation (per hour)$35
Not compared: Charged per hour; comparison unavailable
per hour
Certificate of Deposit (CDs): Account Research (per hour)$35
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Fee$32
per item
Return Item Fee (per item each time presented)$32
per item

Wire Transfers

Wire Transfer – domestic outgoing$25
Optional automatic renewal at interest rate in effect: Wire Transfer – incoming$25
Wire Transfer – international outgoing$50

Check Services

Cashier’s Check$6
Money Order$6
Stop Payment$35
Statements with Check Images (per month)$5
Not compared: Monthly charge, not per item
per month

Cash & Deposit

Deposit Return Item Fee$12

Account Services

Drilled Lock$275
Not compared: Box drilling or key fee
Replacement/Lost Key$40
Not compared: Box drilling or key fee
Safe Deposit Box 10x10$120
Safe Deposit Box 3x10$60
Safe Deposit Box 3x5$35
Safe Deposit Box 5x10$80
Safe Deposit Box 5x5$45
Garnishment$100
Levy$100

Lending Fees

Late Fee (30 days overdue)$10

Fee	Amount	Basis	Note
Account Maintenance
Monthly maintenance fee	$10	per month	None
Account Reconciliation (per hour)	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Certificate of Deposit (CDs): Account Research (per hour)	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Fee	$32	per item	None
Return Item Fee (per item each time presented)	$32	per item	None
Wire Transfers
Wire Transfer – domestic outgoing	$25	Not stated	None
Optional automatic renewal at interest rate in effect: Wire Transfer – incoming	$25	Not stated	None
Wire Transfer – international outgoing	$50	Not stated	None
Check Services
Cashier’s Check	$6	Not stated	None
Money Order	$6	Not stated	None
Stop Payment	$35	Not stated	None
Statements with Check Images (per month)	$5Not compared: Monthly charge, not per item	per month	None
Cash & Deposit
Deposit Return Item Fee	$12	Not stated	None
Account Services
Drilled Lock	$275Not compared: Box drilling or key fee	Not stated	None
Replacement/Lost Key	$40Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10x10	$120	Not stated	None
Safe Deposit Box 3x10	$60	Not stated	None
Safe Deposit Box 3x5	$35	Not stated	None
Safe Deposit Box 5x10	$80	Not stated	None
Safe Deposit Box 5x5	$45	Not stated	None
Garnishment	$100	Not stated	None
Levy	$100	Not stated	None
Lending Fees
Late Fee (30 days overdue)	$10	Not stated	None

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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