First Heritage Bank

Headquarters: Shenandoah, Iowa
Charter: Bank
Assets: $72.1M
Fed district: Chicago

5 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Can be waived with a balance of $600 or more.
Leaves out 1 fee charged on a different basis filed under this fee.
First Heritage Bank: $8
First Heritage Bank: $8
U.S. median: no median
NSF / Returned Item
First Heritage Bank: $24
First Heritage Bank: $24
U.S. median: no median
Stop Payment
First Heritage Bank: $20
First Heritage Bank: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Iowa: Banks and credit unions headquartered in Iowa that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from First Heritage Bank’s own schedules, with a source for each figure.

Account Maintenance

Account Fees: Monthly service charge$8
per month
Account Fees: Quarterly service charge$2
Not compared: Quarterly charge, not monthly
per quarter
Closed Account within 30 days$10
per item

Overdraft & NSF

Charge, Return Item Charge$24
per item

Check Services

Stop Payment$20
per item

Cash & Deposit

Returned Deposit Item Fee$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Fees: Monthly service charge	$8	per month	None
Account Fees: Quarterly service charge	$2Not compared: Quarterly charge, not monthly	per quarter	None
Closed Account within 30 days	$10	per item	None
Overdraft & NSF
Charge, Return Item Charge	$24	per item	None
Check Services
Stop Payment	$20	per item	None
Cash & Deposit
Returned Deposit Item Fee	$5	per item	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when First Heritage Bank's nsf / returned item changes in our data

We check once a day and send one email covering every change.