The State Bank of Pearl City

Headquarters: Pearl City, Illinois
Charter: Bank
Assets: $73.4M
Fed district: Chicago

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
The State Bank of Pearl City: $25
The State Bank of Pearl City: $25
U.S. median: no median
NSF / Returned Item
The State Bank of Pearl City: $30
The State Bank of Pearl City: $30
U.S. median: no median
Stop Payment
The State Bank of Pearl City: $30
The State Bank of Pearl City: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The State Bank of Pearl City’s own schedules, with a source for each figure.

Account Maintenance

NEW TITLE REGISTRATION AND LICENSE (SERVICE CHARGE$25
Closed Checking/Savings Acct Fee Within 12 Months of Opening$25
Dormant Account Savings per Statement Period (If Under $100)$5
Inactive Checking & Money Market Accts per Month$5
per month

Overdraft & NSF

Non-Sufficient Funds Charge for Returned Checks or ACH$30

Wire Transfers

DOMESTIC WIRES INCOMING ~~: RR: a: oo$10
Foreign Wires Incoming$10

Check Services

STOP PAYMENT FEEPER ITEM: i.: ee: }: I$30
Counter Checks for 12 Checks$5
Non-Customer Check Cashing Fee (audience not stated, treated as personal)5%
Collection Items per Item Plus Shipping Fee$20
per item
Copies of Checks$5

Account Services

LEVIES, GARNISHMENTS, EXECUTIONS ~~: ER: fo$100

Fee	Amount	Basis	Note
Account Maintenance
NEW TITLE REGISTRATION AND LICENSE (SERVICE CHARGE	$25	Not stated	None
Closed Checking/Savings Acct Fee Within 12 Months of Opening	$25	Not stated	None
Dormant Account Savings per Statement Period (If Under $100)	$5	Not stated	None
Inactive Checking & Money Market Accts per Month	$5	per month	None
Overdraft & NSF
Non-Sufficient Funds Charge for Returned Checks or ACH	$30	Not stated	None
Wire Transfers
DOMESTIC WIRES INCOMING ~~: RR: a: oo	$10	Not stated	None
Foreign Wires Incoming	$10	Not stated	None
Check Services
STOP PAYMENT FEEPER ITEM: i.: ee: }: I	$30	Not stated	None
Counter Checks for 12 Checks	$5	Not stated	None
Non-Customer Check Cashing Fee (audience not stated, treated as personal)	5%	Not stated	None
Collection Items per Item Plus Shipping Fee	$20	per item	None
Copies of Checks	$5	Not stated	None
Account Services
LEVIES, GARNISHMENTS, EXECUTIONS ~~: ER: fo	$100	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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