The Howard State Bank, Howard, Kansas

Headquarters: Howard, Kansas
Charter: Bank
Assets: $80.2M
Fed district: Kansas City

9 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
The Howard State Bank, Howard, Kansas: $30
The Howard State Bank, Howard, Kansas: $30
U.S. median: no median
Wire Transfer (Domestic Out)
The Howard State Bank, Howard, Kansas: $10
The Howard State Bank, Howard, Kansas: $10
U.S. median: no median
Stop Payment
The Howard State Bank, Howard, Kansas: $10
The Howard State Bank, Howard, Kansas: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kansas, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kansas: Banks and credit unions headquartered in Kansas that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The Howard State Bank, Howard, Kansas’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee An account is considered dormant after 12 months of no activity.$3
per month
Account Balancing Assistance$10
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft/NSF Items$30

ATM & Card

First Card Free- Replacement$5

Wire Transfers

Domestic Wire Transfer$10
International Wire Transfer$50

Check Services

Cashier's Checks$5
Stop Payments$10
Counter Checks$0.25

Account Services

Safe Deposit Box 10X10$50
per year
Safe Deposit Box 10X15$75
per year
Safe Deposit Box 11X11$70
per year
Safe Deposit Box 11X15$80
per year
Safe Deposit Box 2X10$20
per year
Safe Deposit Box 3X10$25
per year
Safe Deposit Box 3X5$15
per year
Safe Deposit Box 4X5$15
per year
Safe Deposit Box 5X10$35
per year
Safe Deposit Box 5X5$25
per year

Other Fees

Photocopies$0.25
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee An account is considered dormant after 12 months of no activity.	$3	per month	None
Account Balancing Assistance	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft/NSF Items	$30	Not stated	None
ATM & Card
First Card Free- Replacement	$5	Not stated	None
Wire Transfers
Domestic Wire Transfer	$10	Not stated	None
International Wire Transfer	$50	Not stated	None
Check Services
Cashier's Checks	$5	Not stated	None
Stop Payments	$10	Not stated	None
Counter Checks	$0.25	Not stated	None
Account Services
Safe Deposit Box 10X10	$50	per year	None
Safe Deposit Box 10X15	$75	per year	None
Safe Deposit Box 11X11	$70	per year	None
Safe Deposit Box 11X15	$80	per year	None
Safe Deposit Box 2X10	$20	per year	None
Safe Deposit Box 3X10	$25	per year	None
Safe Deposit Box 3X5	$15	per year	None
Safe Deposit Box 4X5	$15	per year	None
Safe Deposit Box 5X10	$35	per year	None
Safe Deposit Box 5X5	$25	per year	None
Other Fees
Photocopies	$0.25Not compared: Charged per page; comparison unavailable	per page	None

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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