State Bank of Cold Spring

Headquarters: Cold Spring, Minnesota
Charter: Bank
Assets: $81.7M
Fed district: Minneapolis

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
State Bank of Cold Spring: $30
State Bank of Cold Spring: $30
U.S. median: no median
NSF / Returned Item
State Bank of Cold Spring: $30
State Bank of Cold Spring: $30
U.S. median: no median
Stop Payment
State Bank of Cold Spring: $25
State Bank of Cold Spring: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

State Bank of Cold Spring · $82M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.

Banks only
$76M to $89M in assets
Headquartered in 15 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
State Bank of Cold Spring(this institution)	Cold Spring, MN	$82M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
American State Bank of Grygla	Grygla, MN	$82M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bandera Bank	Bandera, TX	$89M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Bank of Ontario	Ontario, WI	$79M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bank of Yates City	Yates City, IL	$89M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Citizens National Bank of Crosbyton	Crosbyton, TX	$78M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Concorde Bank	Blomkest, MN	$88M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Conneaut Savings Bank	Conneaut, OH	$77M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Farmers and Merchants Bank	Arnett, OK	$80M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First Bank of Pike	Molena, GA	$87M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
First National Bank of South Padre Island	South Padre Island, TX	$78M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Five Rivers Bank	Paramus, NJ	$78M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Highland Federal Savings and Loan Association	Crossville, TN	$79M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Independence State Bank	Independence, WI	$84M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
McClave State Bank	McClave, CO	$79M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
New Century Bank	Belleville, KS	$89M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
North Cambridge Co-operative Bank	Cambridge, MA	$87M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Park Bank, National Association	Holmen, WI	$76M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Redemption Bank	Salt Lake City, UT	$78M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Sherwood Community Bank	Creighton, MO	$78M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Atlanta National Bank	Atlanta, IL	$81M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The First National Bank of Blanchester	Blanchester, OH	$78M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
The First National Bank of Manning	Manning, IA	$88M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The First State Bank of Red Wing	Red Wing, MN	$86M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
The Howard State Bank, Howard, Kansas	Howard, KS	$80M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Tri-Valley Bank	Randolph, IA	$83M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 10 publish this fee(monthly maintenance)

15 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

State Bank of Cold Spring does not publish a monthly maintenance fee in the index.

The peer median is $6.63 among 10 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

State Bank of Cold Spring does not publish a monthly maintenance fee, so it is not on this chart.

State Bank of Cold SpringPeer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from State Bank of Cold Spring’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$2
per month
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft (OD Charge)$30
per item
Nonsufficient Funds Item (NSF)$30
per item

ATM & Card

Card Replacement$7
per item

Wire Transfers

Wire Transfers: International (Outgoing)$35
Wire Transfers: International (Incoming)$20

Check Services

Bank Money Order$3
Stop Payment$25
Canadian Check Processing$10
per item
Check Copies$1
per item

Digital & Electronic

ACH Origination-Setup Charge$5

Account Services

Lost Key$10
Not compared: Box drilling or key fee
Safe Deposit Box 3x10$50
Safe Deposit Box 3x5$25
Safe Deposit Box 4x5$30
Safe Deposit Box 5x10$75
Levies/Garnishments$30

Other Fees

Statement Copy$1

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$2	per month	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft (OD Charge)	$30	per item	None
Nonsufficient Funds Item (NSF)	$30	per item	None
ATM & Card
Card Replacement	$7	per item	None
Wire Transfers
Wire Transfers: International (Outgoing)	$35	Not stated	None
Wire Transfers: International (Incoming)	$20	Not stated	None
Check Services
Bank Money Order	$3	Not stated	None
Stop Payment	$25	Not stated	None
Canadian Check Processing	$10	per item	None
Check Copies	$1	per item	None
Digital & Electronic
ACH Origination-Setup Charge	$5	Not stated	None
Account Services
Lost Key	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 3x10	$50	Not stated	None
Safe Deposit Box 3x5	$25	Not stated	None
Safe Deposit Box 4x5	$30	Not stated	None
Safe Deposit Box 5x10	$75	Not stated	None
Levies/Garnishments	$30	Not stated	None
Other Fees
Statement Copy	$1	Not stated	None

Account Maintenance

Dormant Account$2
per month
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft (OD Charge)$30
per item
Nonsufficient Funds Item (NSF)$30
per item
Return Check Charge (Business Accounts Only)$5
per item

ATM & Card

Card Replacement$7
per item

Wire Transfers

Wire Transfers: International (Outgoing)$35
Wire Transfers: International (Incoming)$20

Check Services

Bank Money Order$3
Stop Payment$25
Canadian Check Processing$10
per item
Check Copies$1
per item

Digital & Electronic

ACH Origination-Setup Charge$5

Account Services

Lost Key$10
Not compared: Box drilling or key fee
Safe Deposit Box 3x10$50
Safe Deposit Box 3x5$25
Safe Deposit Box 4x5$30
Safe Deposit Box 5x10$75
Levies/Garnishments$30

Other Fees

Statement Copy$1

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$2	per month	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft (OD Charge)	$30	per item	None
Nonsufficient Funds Item (NSF)	$30	per item	None
Return Check Charge (Business Accounts Only)	$5	per item	None
ATM & Card
Card Replacement	$7	per item	None
Wire Transfers
Wire Transfers: International (Outgoing)	$35	Not stated	None
Wire Transfers: International (Incoming)	$20	Not stated	None
Check Services
Bank Money Order	$3	Not stated	None
Stop Payment	$25	Not stated	None
Canadian Check Processing	$10	per item	None
Check Copies	$1	per item	None
Digital & Electronic
ACH Origination-Setup Charge	$5	Not stated	None
Account Services
Lost Key	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 3x10	$50	Not stated	None
Safe Deposit Box 3x5	$25	Not stated	None
Safe Deposit Box 4x5	$30	Not stated	None
Safe Deposit Box 5x10	$75	Not stated	None
Levies/Garnishments	$30	Not stated	None
Other Fees
Statement Copy	$1	Not stated	None

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when State Bank of Cold Spring's nsf / returned item changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
State Bank of Cold Spring: $30
State Bank of Cold Spring: $30
U.S. median: no median
NSF / Returned Item
State Bank of Cold Spring: $30
State Bank of Cold Spring: $30
U.S. median: no median
Stop Payment
State Bank of Cold Spring: $25
State Bank of Cold Spring: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

State Bank of Cold Spring · $82M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.

Banks only
$76M to $89M in assets
Headquartered in 15 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
State Bank of Cold Spring(this institution)	Cold Spring, MN	$82M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
American State Bank of Grygla	Grygla, MN	$82M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bandera Bank	Bandera, TX	$89M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Bank of Ontario	Ontario, WI	$79M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bank of Yates City	Yates City, IL	$89M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Citizens National Bank of Crosbyton	Crosbyton, TX	$78M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Concorde Bank	Blomkest, MN	$88M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Conneaut Savings Bank	Conneaut, OH	$77M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Farmers and Merchants Bank	Arnett, OK	$80M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First Bank of Pike	Molena, GA	$87M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
First National Bank of South Padre Island	South Padre Island, TX	$78M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Five Rivers Bank	Paramus, NJ	$78M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Highland Federal Savings and Loan Association	Crossville, TN	$79M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Independence State Bank	Independence, WI	$84M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
McClave State Bank	McClave, CO	$79M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
New Century Bank	Belleville, KS	$89M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
North Cambridge Co-operative Bank	Cambridge, MA	$87M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Park Bank, National Association	Holmen, WI	$76M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Redemption Bank	Salt Lake City, UT	$78M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Sherwood Community Bank	Creighton, MO	$78M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Atlanta National Bank	Atlanta, IL	$81M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The First National Bank of Blanchester	Blanchester, OH	$78M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
The First National Bank of Manning	Manning, IA	$88M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The First State Bank of Red Wing	Red Wing, MN	$86M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
The Howard State Bank, Howard, Kansas	Howard, KS	$80M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Tri-Valley Bank	Randolph, IA	$83M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 10 publish this fee(monthly maintenance)

15 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

State Bank of Cold Spring does not publish a monthly maintenance fee in the index.

The peer median is $6.63 among 10 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

State Bank of Cold Spring does not publish a monthly maintenance fee, so it is not on this chart.

State Bank of Cold SpringPeer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from State Bank of Cold Spring’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$2
per month
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft (OD Charge)$30
per item
Nonsufficient Funds Item (NSF)$30
per item

ATM & Card

Card Replacement$7
per item

Wire Transfers

Wire Transfers: International (Outgoing)$35
Wire Transfers: International (Incoming)$20

Check Services

Bank Money Order$3
Stop Payment$25
Canadian Check Processing$10
per item
Check Copies$1
per item

Digital & Electronic

ACH Origination-Setup Charge$5

Account Services

Lost Key$10
Not compared: Box drilling or key fee
Safe Deposit Box 3x10$50
Safe Deposit Box 3x5$25
Safe Deposit Box 4x5$30
Safe Deposit Box 5x10$75
Levies/Garnishments$30

Other Fees

Statement Copy$1

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$2	per month	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft (OD Charge)	$30	per item	None
Nonsufficient Funds Item (NSF)	$30	per item	None
ATM & Card
Card Replacement	$7	per item	None
Wire Transfers
Wire Transfers: International (Outgoing)	$35	Not stated	None
Wire Transfers: International (Incoming)	$20	Not stated	None
Check Services
Bank Money Order	$3	Not stated	None
Stop Payment	$25	Not stated	None
Canadian Check Processing	$10	per item	None
Check Copies	$1	per item	None
Digital & Electronic
ACH Origination-Setup Charge	$5	Not stated	None
Account Services
Lost Key	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 3x10	$50	Not stated	None
Safe Deposit Box 3x5	$25	Not stated	None
Safe Deposit Box 4x5	$30	Not stated	None
Safe Deposit Box 5x10	$75	Not stated	None
Levies/Garnishments	$30	Not stated	None
Other Fees
Statement Copy	$1	Not stated	None

Account Maintenance

Dormant Account$2
per month
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft (OD Charge)$30
per item
Nonsufficient Funds Item (NSF)$30
per item
Return Check Charge (Business Accounts Only)$5
per item

ATM & Card

Card Replacement$7
per item

Wire Transfers

Wire Transfers: International (Outgoing)$35
Wire Transfers: International (Incoming)$20

Check Services

Bank Money Order$3
Stop Payment$25
Canadian Check Processing$10
per item
Check Copies$1
per item

Digital & Electronic

ACH Origination-Setup Charge$5

Account Services

Lost Key$10
Not compared: Box drilling or key fee
Safe Deposit Box 3x10$50
Safe Deposit Box 3x5$25
Safe Deposit Box 4x5$30
Safe Deposit Box 5x10$75
Levies/Garnishments$30

Other Fees

Statement Copy$1

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$2	per month	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft (OD Charge)	$30	per item	None
Nonsufficient Funds Item (NSF)	$30	per item	None
Return Check Charge (Business Accounts Only)	$5	per item	None
ATM & Card
Card Replacement	$7	per item	None
Wire Transfers
Wire Transfers: International (Outgoing)	$35	Not stated	None
Wire Transfers: International (Incoming)	$20	Not stated	None
Check Services
Bank Money Order	$3	Not stated	None
Stop Payment	$25	Not stated	None
Canadian Check Processing	$10	per item	None
Check Copies	$1	per item	None
Digital & Electronic
ACH Origination-Setup Charge	$5	Not stated	None
Account Services
Lost Key	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 3x10	$50	Not stated	None
Safe Deposit Box 3x5	$25	Not stated	None
Safe Deposit Box 4x5	$30	Not stated	None
Safe Deposit Box 5x10	$75	Not stated	None
Levies/Garnishments	$30	Not stated	None
Other Fees
Statement Copy	$1	Not stated	None

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.