BankFirst Financial Services

Headquarters: Columbus, Mississippi
Charter: Bank
Assets: $3.3B
Fed district: St. Louis

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
BankFirst Financial Services: $36
BankFirst Financial Services: $36
U.S. median: no median
NSF / Returned Item
BankFirst Financial Services: $36
BankFirst Financial Services: $36
U.S. median: no median
Non-Network ATM
BankFirst Financial Services: $3
BankFirst Financial Services: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Mississippi, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Mississippi: Banks and credit unions headquartered in Mississippi that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from BankFirst Financial Services’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closing Fee (within 90 days)$20
Dormant Account Monthly Fee$10
per month
3 paper statement fee$5
Paper Statement Fee$2
Returned Mail Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft Fee$36
per item
NSF Fee$36
per item
Continuous Overdraft Fee (audience not stated, treated as personal)$5
per day

ATM & Card

Foreign ATM Cash Withdrawal, Balance Inquiry, or Transfer Fee$3
Debit Card Expedited Issuance Fee$50
International ATM/POS Transaction Fee1.25%
International ATM/POS Transaction Fee (audience not stated, treated as personal)1.25%

Wire Transfers

Wire Transfer Fees (Domestic) Outgoing$25
Wire Transfer Fees (Domestic) Incoming$20
Wire Transfer Fees (International) Outgoing$75
Wire Transfer Fees (International) Incoming$20

Check Services

Official Check Fee$8
per item
Stop Payment Fee$36
per item
Check Cashing Fee (Non-Customers, ON-US)$5

Digital & Electronic

Bill Pay Fee (check sent Next Business Day delivery)$34.95
Bill Pay Fee (check sent Second Business Day delivery)$29.95
Bill Pay Fee (electronic payment sent Second Business Day delivery)$6.95

Account Services

Notary FeeNo charge
Safe Deposit Box Late Payment Fee$10
Not compared: Box drilling or key fee
Garnishments and Tax Levies$50
per item

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closing Fee (within 90 days)	$20	Not stated	None
Dormant Account Monthly Fee	$10	per month	None
3 paper statement fee	$5	Not stated	None
Paper Statement Fee	$2	Not stated	None
Returned Mail Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Fee	$36	per item	None
NSF Fee	$36	per item	None
Continuous Overdraft Fee (audience not stated, treated as personal)	$5	per day	None
ATM & Card
Foreign ATM Cash Withdrawal, Balance Inquiry, or Transfer Fee	$3	Not stated	None
Debit Card Expedited Issuance Fee	$50	Not stated	None
International ATM/POS Transaction Fee	1.25%	Not stated	None
International ATM/POS Transaction Fee (audience not stated, treated as personal)	1.25%	Not stated	None
Wire Transfers
Wire Transfer Fees (Domestic) Outgoing	$25	Not stated	None
Wire Transfer Fees (Domestic) Incoming	$20	Not stated	None
Wire Transfer Fees (International) Outgoing	$75	Not stated	None
Wire Transfer Fees (International) Incoming	$20	Not stated	None
Check Services
Official Check Fee	$8	per item	None
Stop Payment Fee	$36	per item	None
Check Cashing Fee (Non-Customers, ON-US)	$5	Not stated	None
Digital & Electronic
Bill Pay Fee (check sent Next Business Day delivery)	$34.95	Not stated	None
Bill Pay Fee (check sent Second Business Day delivery)	$29.95	Not stated	None
Bill Pay Fee (electronic payment sent Second Business Day delivery)	$6.95	Not stated	None
Account Services
Notary Fee	No charge	Not stated	None
Safe Deposit Box Late Payment Fee	$10Not compared: Box drilling or key fee	Not stated	None
Garnishments and Tax Levies	$50	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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