Bank of Yates City

Headquarters: Yates City, Illinois
Charter: Bank
Assets: $89.1M
Fed district: Chicago

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 13, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $3.50, the middle of its prices
Bank of Yates City: $2 to $5
Bank of Yates City: $2 to $5
U.S. median: no median
Overdraft (OD)
Bank of Yates City: $25
Bank of Yates City: $25
U.S. median: no median
NSF / Returned Item
Bank of Yates City: $25
Bank of Yates City: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 13, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Bank of Yates City’s own schedules, with a source for each figure.

Account Maintenance

Monthly Account maintenance (audience not stated, treated as personal)$2
per month
Monthly Maintenance$5
per month
Dormant Account Fee (for Balances Below $200.00)$2
per month
Research of Account$25

Overdraft & NSF

NSF Paid Item(s) Charge$25
per item
NSF Returned Item(s) Charge$25
per item
Overdraft Accrual Charge (after 5 continuous business days of overdrawn balance)$3
per day
Sweep Transaction Charge$3
per transaction

Wire Transfers

Outgoing Wire Transfers$25
per transaction
Incoming Wire Transfers$10
per transaction

Check Services

Cashier’s Checks$3
per item
Money Orders$2
per item
Stop-Payment(s) for checks only$25
per item

Other Fees

Statement reprint(s)$2
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Account maintenance (audience not stated, treated as personal)	$2	per month	None
Monthly Maintenance	$5	per month	None
Dormant Account Fee (for Balances Below $200.00)	$2	per month	None
Research of Account	$25	Not stated	None
Overdraft & NSF
NSF Paid Item(s) Charge	$25	per item	None
NSF Returned Item(s) Charge	$25	per item	None
Overdraft Accrual Charge (after 5 continuous business days of overdrawn balance)	$3	per day	None
Sweep Transaction Charge	$3	per transaction	None
Wire Transfers
Outgoing Wire Transfers	$25	per transaction	None
Incoming Wire Transfers	$10	per transaction	None
Check Services
Cashier’s Checks	$3	per item	None
Money Orders	$2	per item	None
Stop-Payment(s) for checks only	$25	per item	None
Other Fees
Statement reprint(s)	$2	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Monthly Maintenance$5
per month
Dormant Account Fee (for Balances Below $200.00)$2
per month
Research of Account$25

Overdraft & NSF

NSF Paid Item(s) Charge$25
per item
NSF Returned Item(s) Charge$25
per item
Overdraft Accrual Charge (after 5 continuous business days of overdrawn balance)$3
per day
Sweep Transaction Charge$3
per transaction

Wire Transfers

Outgoing Wire Transfers$25
per transaction
Incoming Wire Transfers$10
per transaction

Check Services

Cashier’s Checks$3
per item
Money Orders$2
per item
Stop-Payment(s) for checks only$25
per item

Cash & Deposit

Return Item Fee Debit (Chargeback for commercial accounts only)$4
per item

Other Fees

Statement reprint(s)$2
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$5	per month	None
Dormant Account Fee (for Balances Below $200.00)	$2	per month	None
Research of Account	$25	Not stated	None
Overdraft & NSF
NSF Paid Item(s) Charge	$25	per item	None
NSF Returned Item(s) Charge	$25	per item	None
Overdraft Accrual Charge (after 5 continuous business days of overdrawn balance)	$3	per day	None
Sweep Transaction Charge	$3	per transaction	None
Wire Transfers
Outgoing Wire Transfers	$25	per transaction	None
Incoming Wire Transfers	$10	per transaction	None
Check Services
Cashier’s Checks	$3	per item	None
Money Orders	$2	per item	None
Stop-Payment(s) for checks only	$25	per item	None
Cash & Deposit
Return Item Fee Debit (Chargeback for commercial accounts only)	$4	per item	None
Other Fees
Statement reprint(s)	$2	per item	None

Correct a fee source

Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $3.50, the middle of its prices
Bank of Yates City: $2 to $5
Bank of Yates City: $2 to $5
U.S. median: no median
Overdraft (OD)
Bank of Yates City: $25
Bank of Yates City: $25
U.S. median: no median
NSF / Returned Item
Bank of Yates City: $25
Bank of Yates City: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 13, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Bank of Yates City’s own schedules, with a source for each figure.

Account Maintenance

Monthly Account maintenance (audience not stated, treated as personal)$2
per month
Monthly Maintenance$5
per month
Dormant Account Fee (for Balances Below $200.00)$2
per month
Research of Account$25

Overdraft & NSF

NSF Paid Item(s) Charge$25
per item
NSF Returned Item(s) Charge$25
per item
Overdraft Accrual Charge (after 5 continuous business days of overdrawn balance)$3
per day
Sweep Transaction Charge$3
per transaction

Wire Transfers

Outgoing Wire Transfers$25
per transaction
Incoming Wire Transfers$10
per transaction

Check Services

Cashier’s Checks$3
per item
Money Orders$2
per item
Stop-Payment(s) for checks only$25
per item

Other Fees

Statement reprint(s)$2
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Account maintenance (audience not stated, treated as personal)	$2	per month	None
Monthly Maintenance	$5	per month	None
Dormant Account Fee (for Balances Below $200.00)	$2	per month	None
Research of Account	$25	Not stated	None
Overdraft & NSF
NSF Paid Item(s) Charge	$25	per item	None
NSF Returned Item(s) Charge	$25	per item	None
Overdraft Accrual Charge (after 5 continuous business days of overdrawn balance)	$3	per day	None
Sweep Transaction Charge	$3	per transaction	None
Wire Transfers
Outgoing Wire Transfers	$25	per transaction	None
Incoming Wire Transfers	$10	per transaction	None
Check Services
Cashier’s Checks	$3	per item	None
Money Orders	$2	per item	None
Stop-Payment(s) for checks only	$25	per item	None
Other Fees
Statement reprint(s)	$2	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Monthly Maintenance$5
per month
Dormant Account Fee (for Balances Below $200.00)$2
per month
Research of Account$25

Overdraft & NSF

NSF Paid Item(s) Charge$25
per item
NSF Returned Item(s) Charge$25
per item
Overdraft Accrual Charge (after 5 continuous business days of overdrawn balance)$3
per day
Sweep Transaction Charge$3
per transaction

Wire Transfers

Outgoing Wire Transfers$25
per transaction
Incoming Wire Transfers$10
per transaction

Check Services

Cashier’s Checks$3
per item
Money Orders$2
per item
Stop-Payment(s) for checks only$25
per item

Cash & Deposit

Return Item Fee Debit (Chargeback for commercial accounts only)$4
per item

Other Fees

Statement reprint(s)$2
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$5	per month	None
Dormant Account Fee (for Balances Below $200.00)	$2	per month	None
Research of Account	$25	Not stated	None
Overdraft & NSF
NSF Paid Item(s) Charge	$25	per item	None
NSF Returned Item(s) Charge	$25	per item	None
Overdraft Accrual Charge (after 5 continuous business days of overdrawn balance)	$3	per day	None
Sweep Transaction Charge	$3	per transaction	None
Wire Transfers
Outgoing Wire Transfers	$25	per transaction	None
Incoming Wire Transfers	$10	per transaction	None
Check Services
Cashier’s Checks	$3	per item	None
Money Orders	$2	per item	None
Stop-Payment(s) for checks only	$25	per item	None
Cash & Deposit
Return Item Fee Debit (Chargeback for commercial accounts only)	$4	per item	None
Other Fees
Statement reprint(s)	$2	per item	None

Correct a fee source

Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.