17 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 1, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
NOW Account
Can be waived with a balance of $1,000 or more.
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Kansas, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Johnson State Bank’s own schedules, with a source for each figure.
per month
per month
per hour
per hour
per hour
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| NOW Account Monthly maintenance fee | $5 | per month | None |
| Inactive account charge on accounts with no deposits (other than interest) or withdrawals for a period of three years | $5 | per month | None |
| ❖ Research per hour with a minimum | $35Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Reconciliation per hour | $35Not compared: Charged per hour; comparison unavailable | per hour | None |
| Research per hour | $35Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement charge - per cycle | $2 | per month | None |
| Excess activity charge | $5 | Not stated | None |
Overdraft & NSF | |||
| ❖ Overdraft Fee- created by all debit | $25 | per item | None |
| Overdraft Charge | $25 | Not stated | None |
| Overdraft fee | $25 | Not stated | None |
| Each returned check or withdrawal charge including resubmissions | $25 | per item | None |
ATM & Card | |||
| Automated Teller Machine (ATM) withdrawal fee from ATM not owned by Johnson State Bank | $1 | Not stated | None |
| Replacement ATM/Debit Card <1 yr | $10 | Not stated | None |
| Visa Check Card International Transaction Fee | 3%of the transaction | Not stated | None |
| Visa Check Card International Transaction Fee (audience not stated, treated as personal) | 3%of the transaction | Not stated | None |
Wire Transfers | |||
| Outgoing Wire Transfers - Domestic | $20 | Not stated | None |
| Outgoing Wire Transfers - International | $50 | Not stated | None |
Check Services | |||
| Cashier's Check fee - US Dollars | $7.50 | Not stated | None |
| Foreign Currency Official Check plus costs | $10 | Not stated | None |
| Personal Money Order fee - US Dollars | $5 | Not stated | None |
| Bill Payment Stop Payment Fee | $30 | Not stated | None |
| Stop Payment Requests | $30 | Not stated | None |
| Items sent for collection | $15 | Not stated | None |
Account Services | |||
| Notary Fee per item | $5 | per item | None |
| ❖ Garnishments | $15 | Not stated | None |
Other Fees | |||
| Duplicate statement per statement month | $2 | Not stated | None |
| Incoming faxes per page | $1 | per item | None |
| Outgoing faxes, one page | $3 | Not stated | None |
| Photocopies per page | $0.25 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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