First Community Bank

Headquarters: Batesville, Arkansas
Charter: Bank
Assets: $3.6B
Fed district: St. Louis

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 7, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Compared at $35, its standard fee, the highest of its prices
First Community Bank: $32 to $35
First Community Bank: $32 to $35
U.S. median: no median
NSF / Returned Item
First Community Bank: $32
First Community Bank: $32
U.S. median: no median
Non-Network ATM
First Community Bank: $1
First Community Bank: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 7, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Arkansas, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Arkansas: Banks and credit unions headquartered in Arkansas that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Community Bank’s own schedules, with a source for each figure.

Account Maintenance

Early Closure Fee (Closed Within 6 Mos)$25
Checking Acct-Inactive for 12 months$5
Savings Acct-Inactive for 24 months$15
Return Mail Fee$20

Overdraft & NSF

Overdraft (OD)$35
Overdraft Fee$32
Returned Item Fee$32

ATM & Card

Non FCB ATM Balance Inq All Other Networ$1
Non FCB ATM Fees Cash WD All Other Netwo$1
Replacement Fee ATM/Check Card$5
per item

Wire Transfers

Outgoing Wire Fee (Customer)$25
Incoming Wire Fee (Customer)$15
Foreign Wire Fee (Customer)$60

Check Services

Stop Payments$32
Non-Customer Check Cashing$2

Digital & Electronic

BillPay Inactivity Fee (per calendar mo)$4.95

Account Services

Notary Service (Non-Customer)$2
Safe Deposit Box Drilling Fee$150
Not compared: Box drilling or key fee
Safe Deposit Box Lock Replacement$50
Not compared: Box drilling or key fee
Levy/Garnishment Fee$75

Other Fees

Copy of Statement or Print Out$2

Fee	Amount	Basis	Note
Account Maintenance
Early Closure Fee (Closed Within 6 Mos)	$25	Not stated	None
Checking Acct-Inactive for 12 months	$5	Not stated	None
Savings Acct-Inactive for 24 months	$15	Not stated	None
Return Mail Fee	$20	Not stated	None
Overdraft & NSF
Overdraft (OD)	$35	Not stated	None
Overdraft Fee	$32	Not stated	None
Returned Item Fee	$32	Not stated	None
ATM & Card
Non FCB ATM Balance Inq All Other Networ	$1	Not stated	None
Non FCB ATM Fees Cash WD All Other Netwo	$1	Not stated	None
Replacement Fee ATM/Check Card	$5	per item	None
Wire Transfers
Outgoing Wire Fee (Customer)	$25	Not stated	None
Incoming Wire Fee (Customer)	$15	Not stated	None
Foreign Wire Fee (Customer)	$60	Not stated	None
Check Services
Stop Payments	$32	Not stated	None
Non-Customer Check Cashing	$2	Not stated	None
Digital & Electronic
BillPay Inactivity Fee (per calendar mo)	$4.95	Not stated	None
Account Services
Notary Service (Non-Customer)	$2	Not stated	None
Safe Deposit Box Drilling Fee	$150Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Lock Replacement	$50Not compared: Box drilling or key fee	Not stated	None
Levy/Garnishment Fee	$75	Not stated	None
Other Fees
Copy of Statement or Print Out	$2	Not stated	None

Correct a fee source

Oct 7, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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