21 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 21, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from The First National Bank of Germantown’s own schedules, with a source for each figure.
per hour
per hour · Account Balancing (per hour) $30.00
per hour · Records Research (per hour) $30.00
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Closed within 13 Months | $25 | Not stated | None |
| Account Closed within 13 Months | $25 | Not stated | None |
| Dormant Account | $6 | Not stated | None |
| Dormant Account | $6 | Not stated | None |
| Account Balancing (per hour) | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Balancing (per hour) | $30Not compared: Charged per hour; comparison unavailable | per hour | Account Balancing (per hour) $30.00 |
| Records Research (per hour) | $30Not compared: Charged per hour; comparison unavailable | per hour | Records Research (per hour) $30.00 |
| Return Mail Processing | $3 | Not stated | None |
| Return Mail Processing | $3 | Not stated | None |
Overdraft & NSF | |||
| Non-Sufficient Funds/Overdraft | $31 | Not stated | None |
| Overdraft | $31 | Not stated | None |
| Return Item Fees | $31 | Not stated | None |
| Return Item Fees | $31 | Not stated | None |
| Sweeps (OD Transfer from Savings to Checking per occurance) | $5 | per item | None |
| Sweeps (OD Transfer from Savings to Checking per occurance) | $5 | per item | None |
ATM & Card | |||
| Foreign ATM Transactions | $2 | Not stated | None |
| Foreign ATM Transactions | $2 | Not stated | None |
| ATM/Debit Card Replacement | $10 | Not stated | None |
| ATM/Debit Card Replacement | $10 | Not stated | None |
Wire Transfers | |||
| Wire (Outgoing - Domestic) | $25 | Not stated | None |
| Wire (Outgoing - Domestic) | $25 | Not stated | None |
| Wire (Incoming) | $15 | Not stated | None |
| Wire (Incoming) | $15 | Not stated | None |
| Wire (Outgoing - Int'l) | $50 | Not stated | None |
| Wire (Outgoing - Int'l) | $50 | Not stated | None |
Check Services | |||
| Cashier's Check (non-customer) | $10 | Not stated | None |
| Cashier's Check (non-customer) | $10 | Not stated | None |
| Money Order (customer) | $3 | Not stated | None |
| Money Order (customer) | $3 | Not stated | None |
| Money Order (non-customer) | $5 | Not stated | None |
| Money Order (non-customer) | $5 | Not stated | None |
| Stop Payment | $31 | Not stated | None |
| Stop Payment | $31 | Not stated | None |
| Photocopy of Check | $4 | Not stated | None |
| Photocopy of Check | $4 | Not stated | None |
Digital & Electronic | |||
| Main Street Originator - ACH Origination (per Month) | No chargeNot compared: Monthly charge, not per item | per month | None |
Cash & Deposit | |||
| Return Deposit Item | $10 | Not stated | None |
| Return Deposit Item | $10 | Not stated | None |
| Key Replacement (Night Drop) | $10 | Not stated | None |
| Key Replacement (Night Drop) | $10 | Not stated | None |
Account Services | |||
| Notary Services | No charge | Not stated | None |
| Notary Services | No charge | Not stated | None |
| Safe Deposit Box 10x10 | $62.50 | Not stated | None |
| Safe Deposit Box 10x10 | $62.50 | Not stated | None |
| Safe Deposit Box 3x10 | $31.25 | Not stated | None |
| Safe Deposit Box 3x10 | $31.25 | Not stated | None |
| Safe Deposit Box 3x5 | $18.75 | Not stated | None |
| Safe Deposit Box 3x5 | $18.75 | Not stated | None |
| Safe Deposit Box 4x5 | $25 | Not stated | None |
| Safe Deposit Box 4x5 | $25 | Not stated | None |
| Safe Deposit Box 5x10 | $50 | Not stated | None |
| Safe Deposit Box 5x10 | $50 | Not stated | None |
| Safe Deposit Box Drill | $125Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Key Replacement (Damaged Key) | $25Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Key Replacement (Damaged Key) | $25Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Key Replacement (Requires New Locks) | $75Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Key Replacement (Requires New Locks) | $75Not compared: Box drilling or key fee | Not stated | None |
| Garnishment/Tax Levies | $75 | Not stated | None |
| Garnishment/Tax Levies | $75 | Not stated | None |
Other Fees | |||
| Photocopy of Statement | $5 | Not stated | None |
| Photocopy of Statement | $5 | Not stated | None |
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Fee | $10 | per month | None |
| Account Closed within 13 Months | $25 | Not stated | None |
| Dormant Account | $6 | Not stated | None |
| Account Balancing (per hour) | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement Fee | $3 | Not stated | None |
| Return Mail Processing | $3 | Not stated | None |
Overdraft & NSF | |||
| Non-Sufficient Funds/Overdraft | $31 | Not stated | None |
| Return Item Fees | $31 | Not stated | None |
| Sweeps (OD Transfer from Savings to Checking per occurance) | $5 | per item | None |
ATM & Card | |||
| Foreign ATM Transactions | $2 | Not stated | None |
| ATM/Debit Card Replacement | $10 | Not stated | None |
Wire Transfers | |||
| Wire (Outgoing - Domestic) | $25 | Not stated | None |
| Wire (Incoming) | $15 | Not stated | None |
| Wire (Outgoing - Int'l) | $50 | Not stated | None |
Check Services | |||
| Cashier's Check (non-customer) | $10 | Not stated | None |
| Money Order (customer) | $3 | Not stated | None |
| Money Order (non-customer) | $5 | Not stated | None |
| Stop Payment | $31 | Not stated | None |
| Photocopy of Check | $4 | Not stated | None |
Digital & Electronic | |||
| Main Street Originator - ACH Origination (per Month) | No chargeNot compared: Monthly charge, not per item | per month | None |
Cash & Deposit | |||
| Return Deposit Item | $10 | Not stated | None |
| Key Replacement (Night Drop) | $10 | Not stated | None |
Account Services | |||
| Notary Services | No charge | Not stated | None |
| Safe Deposit Box 10x10 | $62.50 | Not stated | None |
| Safe Deposit Box 3x10 | $31.25 | Not stated | None |
| Safe Deposit Box 3x5 | $18.75 | Not stated | None |
| Safe Deposit Box 4x5 | $25 | Not stated | None |
| Safe Deposit Box 5x10 | $50 | Not stated | None |
| Safe Deposit Box Key Replacement (Damaged Key) | $25Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Key Replacement (Requires New Locks) | $75Not compared: Box drilling or key fee | Not stated | None |
| Garnishment/Tax Levies | $75 | Not stated | None |
Other Fees | |||
| Photocopy of Statement | $5 | Not stated | None |
Oct 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.