The State Exchange Bank

Headquarters: Lamont, Oklahoma
Charter: Bank
Assets: $89.6M
Fed district: Kansas City

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
The State Exchange Bank: $20
The State Exchange Bank: $20
U.S. median: no median
Non-Network ATM
The State Exchange Bank: $1
The State Exchange Bank: $1
U.S. median: no median
Wire Transfer (Domestic Out)
The State Exchange Bank: $20
The State Exchange Bank: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

The State Exchange Bank · $90M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Banks only
$84M to $96M in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
The State Exchange Bank(this institution)	Lamont, OK	$90M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Bandera Bank	Bandera, TX	$89M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Bank of Lake Village	Lake Village, AR	$91M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Bank of Yates City	Yates City, IL	$89M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Community Bank of Missouri	Richmond, MO	$94M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Community Bank of Oelwein	Oelwein, IA	$95M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Concorde Bank	Blomkest, MN	$88M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Eureka Homestead	Metairie, LA	$89M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
First Bank and Trust Company	Minden, NE	$91M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Bank of Pike	Molena, GA	$87M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Federal Savings Bank of Washington	Washington, IN	$94M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First State Bank	Watonga, OK	$90M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Home National Bank	Racine, OH	$95M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Independence State Bank	Independence, WI	$84M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Integrity Bank Plus	Wabasso, MN	$93M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Junction National Bank	Junction, TX	$93M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mayville State Bank	Mayville, MI	$95M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Miners Exchange Bank	Coeburn, VA	$93M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
New Century Bank	Belleville, KS	$89M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
North Cambridge Co-operative Bank	Cambridge, MA	$87M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Rockland Savings Bank, FSB	Rockland, ME	$91M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
The First National Bank of Johnson	Johnson, NE	$96M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
The First National Bank of Manning	Manning, IA	$88M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The First State Bank of Red Wing	Red Wing, MN	$86M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
The Ottoville Bank Company	Ottoville, OH	$94M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Stock Exchange Bank, Caldwell, Kansas	Caldwell, KS	$90M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 12 publish this fee(monthly maintenance)

13 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

The State Exchange Bank does not publish a monthly maintenance fee in the index.

The peer median is $6.75 among 12 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 22, 2026.

Monthly maintenance fee in dollars, one mark per institution

The State Exchange Bank does not publish a monthly maintenance fee, so it is not on this chart.

The State Exchange BankPeer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 22, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from The State Exchange Bank’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee (charged monthly if balance is less than $150.00)$1
per month
Account Research (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Undeliverable Mail Fee$5

Overdraft & NSF

Return Non Sufficient Funds (NSF) Item Charge$20

ATM & Card

ATM Service Fee - At All Other ATMs (per withdrawal or inquiry)$1
per item
Replace ATM/Check Card$5
per item
Currency conversion1%of the transaction

Wire Transfers

Domestic Wire Transfers - Outgoing$20
International Wire Transfers - Outgoing$30

Check Services

Cashier's Checks (each)$3
per item
Money Orders (each)$1
per item
Stop Payments (each)$20
per item
Collection Items (each)$10
per item

Cash & Deposit

Returned Deposit Item$5

Account Services

Key Replacement$5
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 11$60
Safe Deposit Box 3 x 11$30
Safe Deposit Box 3 x 5$15
Safe Deposit Box 5 x 11$40
Garnishment$25
Tax Levy$25

Other Fees

Fax-Incoming per page$0.50
per item
Fax-Outgoing each additional page$1
per item
Fax-Outgoing first page$5
Photocopies (per page)$0.10
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee (charged monthly if balance is less than $150.00)	$1	per month	None
Account Research (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Undeliverable Mail Fee	$5	Not stated	None
Overdraft & NSF
Return Non Sufficient Funds (NSF) Item Charge	$20	Not stated	None
ATM & Card
ATM Service Fee - At All Other ATMs (per withdrawal or inquiry)	$1	per item	None
Replace ATM/Check Card	$5	per item	None
Currency conversion	1%of the transaction	Not stated	None
Wire Transfers
Domestic Wire Transfers - Outgoing	$20	Not stated	None
International Wire Transfers - Outgoing	$30	Not stated	None
Check Services
Cashier's Checks (each)	$3	per item	None
Money Orders (each)	$1	per item	None
Stop Payments (each)	$20	per item	None
Collection Items (each)	$10	per item	None
Cash & Deposit
Returned Deposit Item	$5	Not stated	None
Account Services
Key Replacement	$5Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 11	$60	Not stated	None
Safe Deposit Box 3 x 11	$30	Not stated	None
Safe Deposit Box 3 x 5	$15	Not stated	None
Safe Deposit Box 5 x 11	$40	Not stated	None
Garnishment	$25	Not stated	None
Tax Levy	$25	Not stated	None
Other Fees
Fax-Incoming per page	$0.50	per item	None
Fax-Outgoing each additional page	$1	per item	None
Fax-Outgoing first page	$5	Not stated	None
Photocopies (per page)	$0.10Not compared: Charged per page; comparison unavailable	per page	None

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when The State Exchange Bank's safe deposit box changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
The State Exchange Bank: $20
The State Exchange Bank: $20
U.S. median: no median
Non-Network ATM
The State Exchange Bank: $1
The State Exchange Bank: $1
U.S. median: no median
Wire Transfer (Domestic Out)
The State Exchange Bank: $20
The State Exchange Bank: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

The State Exchange Bank · $90M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Banks only
$84M to $96M in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
The State Exchange Bank(this institution)	Lamont, OK	$90M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Bandera Bank	Bandera, TX	$89M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Bank of Lake Village	Lake Village, AR	$91M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Bank of Yates City	Yates City, IL	$89M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Community Bank of Missouri	Richmond, MO	$94M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Community Bank of Oelwein	Oelwein, IA	$95M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Concorde Bank	Blomkest, MN	$88M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Eureka Homestead	Metairie, LA	$89M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
First Bank and Trust Company	Minden, NE	$91M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Bank of Pike	Molena, GA	$87M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Federal Savings Bank of Washington	Washington, IN	$94M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First State Bank	Watonga, OK	$90M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Home National Bank	Racine, OH	$95M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Independence State Bank	Independence, WI	$84M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Integrity Bank Plus	Wabasso, MN	$93M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Junction National Bank	Junction, TX	$93M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mayville State Bank	Mayville, MI	$95M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Miners Exchange Bank	Coeburn, VA	$93M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
New Century Bank	Belleville, KS	$89M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
North Cambridge Co-operative Bank	Cambridge, MA	$87M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Rockland Savings Bank, FSB	Rockland, ME	$91M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
The First National Bank of Johnson	Johnson, NE	$96M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
The First National Bank of Manning	Manning, IA	$88M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The First State Bank of Red Wing	Red Wing, MN	$86M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
The Ottoville Bank Company	Ottoville, OH	$94M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Stock Exchange Bank, Caldwell, Kansas	Caldwell, KS	$90M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 12 publish this fee(monthly maintenance)

13 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

The State Exchange Bank does not publish a monthly maintenance fee in the index.

The peer median is $6.75 among 12 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 22, 2026.

Monthly maintenance fee in dollars, one mark per institution

The State Exchange Bank does not publish a monthly maintenance fee, so it is not on this chart.

The State Exchange BankPeer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 22, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from The State Exchange Bank’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee (charged monthly if balance is less than $150.00)$1
per month
Account Research (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Undeliverable Mail Fee$5

Overdraft & NSF

Return Non Sufficient Funds (NSF) Item Charge$20

ATM & Card

ATM Service Fee - At All Other ATMs (per withdrawal or inquiry)$1
per item
Replace ATM/Check Card$5
per item
Currency conversion1%of the transaction

Wire Transfers

Domestic Wire Transfers - Outgoing$20
International Wire Transfers - Outgoing$30

Check Services

Cashier's Checks (each)$3
per item
Money Orders (each)$1
per item
Stop Payments (each)$20
per item
Collection Items (each)$10
per item

Cash & Deposit

Returned Deposit Item$5

Account Services

Key Replacement$5
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 11$60
Safe Deposit Box 3 x 11$30
Safe Deposit Box 3 x 5$15
Safe Deposit Box 5 x 11$40
Garnishment$25
Tax Levy$25

Other Fees

Fax-Incoming per page$0.50
per item
Fax-Outgoing each additional page$1
per item
Fax-Outgoing first page$5
Photocopies (per page)$0.10
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee (charged monthly if balance is less than $150.00)	$1	per month	None
Account Research (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Undeliverable Mail Fee	$5	Not stated	None
Overdraft & NSF
Return Non Sufficient Funds (NSF) Item Charge	$20	Not stated	None
ATM & Card
ATM Service Fee - At All Other ATMs (per withdrawal or inquiry)	$1	per item	None
Replace ATM/Check Card	$5	per item	None
Currency conversion	1%of the transaction	Not stated	None
Wire Transfers
Domestic Wire Transfers - Outgoing	$20	Not stated	None
International Wire Transfers - Outgoing	$30	Not stated	None
Check Services
Cashier's Checks (each)	$3	per item	None
Money Orders (each)	$1	per item	None
Stop Payments (each)	$20	per item	None
Collection Items (each)	$10	per item	None
Cash & Deposit
Returned Deposit Item	$5	Not stated	None
Account Services
Key Replacement	$5Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 11	$60	Not stated	None
Safe Deposit Box 3 x 11	$30	Not stated	None
Safe Deposit Box 3 x 5	$15	Not stated	None
Safe Deposit Box 5 x 11	$40	Not stated	None
Garnishment	$25	Not stated	None
Tax Levy	$25	Not stated	None
Other Fees
Fax-Incoming per page	$0.50	per item	None
Fax-Outgoing each additional page	$1	per item	None
Fax-Outgoing first page	$5	Not stated	None
Photocopies (per page)	$0.10Not compared: Charged per page; comparison unavailable	per page	None

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.