Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, under $300M

The Ottoville Bank Company

Ottoville, OhioBankCleveland Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research$10Below the typical range ($20–$25 nationally)

Monthly Service Fees$5

$0.50 below the national median

per month · Source

Monthly Service Fees$6

$0.50 above the national median

per month · Source

Overdraft & NSFVerified

Nonsufficient funds (NSF) ACH (preauthorized withdrawal)$25Within the typical range ($25–$31 nationally)
$5 below the national median
Source
Overdraft (each debit or check unpaid)$25Within the typical range ($25–$32 nationally)
$5 below the national median
Source

Wire TransfersVerified

Wire Transfers Incoming$20Above the typical range ($5–$15 nationally)
$10 above the national median
Source
Wire Transfers Outgoing$20Within the typical range ($20–$25 nationally)
$5 below the national median
Source

Check ServicesVerified

Cashier’s Check$2Below the typical range ($3–$5.50 nationally)
$3 below the national median
Source
Money Orders$2Within the typical range ($1.75–$3 nationally)
At the national median
Source
Stop Payments (all items)$10Below the typical range ($20–$30 nationally)
$16 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research	$10Below the typical range ($20–$25 nationally)	$15 below the national median	—	—	Source
Monthly Service Fees	$5Within the typical range ($3–$10 nationally)	$0.50 below the national median	per month	—	Source
Monthly Service Fees	$6Within the typical range ($3–$10 nationally)	$0.50 above the national median	per month	—	Source
Overdraft & NSFVerified
Nonsufficient funds (NSF) ACH (preauthorized withdrawal)	$25Within the typical range ($25–$31 nationally)	$5 below the national median	—	—	Source
Overdraft (each debit or check unpaid)	$25
Wire TransfersVerified
Wire Transfers Incoming	$20Above the typical range ($5–$15 nationally)	$10 above the national median	—	—	Source
Wire Transfers Outgoing	$20
Check ServicesVerified
Cashier’s Check	$2Below the typical range ($3–$5.50 nationally)	$3 below the national median	—	—	Source
Money Orders	$2

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

Total fees: 10 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$93.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$93.8M

Total deposits

$72.9M

Service charge income

$4K

Fee income ratio

0.49%

Return on assets

1.53%

Branches

Service charge income by quarter

Q2 2026$4K

Q1 2026$4K

Q4 2025$5K

Q3 2025$4K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 34,850 published fee entries from 2,498 institutions

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